Official Business Research Articles

ANALISA KINERJA KEUANGAN UNTUK KEPUTUSAN PEMBERIAN KREDIT PADA BANK MANDIRI KCP BELAWAN

This research aims to determine the influence of Financial Performance Analysis on Credit Granting Decisions at Bank Mandiri KCP Belawan. This research uses a qualitative descriptive research method. Data collection techniques through observation, interviews and documentation. The results of this research are that the factors that can make a credit application accepted by the bank are (1) the debtor already has an official business license and NPWP, (2) the debtor must have 50% capital before applying for credit and the business is managed directly by the debtor himself. , (3) The debtor must be cooperative and open when asked about his efforts to arrange credit, (4) The debtor has never had a history of arrears in payments. (5) The debtor has never been involved in legal problems, (6) The value of the collateral provided by the debtor must be in accordance with the market price when applying for credit, (7) The established business has been running for approximately 1 year, (8) The business location is convenient accessible to local residents. If a business has no debt (current debt = 0), neither the current ratio nor the quick ratio can be calculated in the usual way and is considered undefined or infinite, then this shows that the business has a very strong liquidity condition because there are no liabilities. short term needs to be met.

ОСНОВНЫЕ АСПЕКТЫ РАЗВИТИЯ МЕЖКУЛЬТУРНОЙ КОМПЕТЕНЦИИ СТУДЕНТОВ-ИНОСТРАНЦЕВ В РАМКАХ ДИСЦИПЛИНЫ «ДЕЛОВОЙ ИНОСТРАННЫЙ ЯЗЫК»

The article discusses the issues of formation of intercultural competence of foreign students within the discipline "Business foreign language, business Russian". Special attention is paid to the general description of the content of this discipline from the point of view of the Russian as foreign language, material is offered for working with foreign undergraduates and the tasks of developing intercultural competence are described: improving the language level, getting an idea of Russian business life, familiarization with official business and scientific discourse. The main difficulties of working with foreign students are considered. Special attention is paid to the traditional model of teaching business communication, an introduction to the peculiarities of oral business discourse and the main features of Russian business life is offered. The article outlines the prospect of methodological work on the discipline "Business foreign language and business Russian".

КӨРКӨМ КОТОРМОДО САНАРИПТИК ТЕХНОЛОГИЯЛАРДЫ КОЛДОНУУ

In today's world, digital technologies play a key role in the field of translation, especially in a formal business context. However, their use in the translation of fiction remains less common. This article explores the possibilities of using digital methods in pre-translation activities and evaluates their effectiveness in the context of translating literary works. Special attention is paid to the issues of introducing digital technologies into the work of a translator of literary texts and their potential application in teaching. Using the example of the translation of Kyrgyz poetry, the problems arising from the use of digital means, including machine translation, are considered. This article offers an analysis of the possibilities and limitations of digital technologies in the context of translating literary texts in order to improve the quality and speed of translation. Digital technologies are actively being introduced into the work of a translator, especially in such areas as written translation in official business discourse. Digital technologies are used less often in the translation of fiction, but such techniques allow for pre-translation activities. In other words, it provides a literal translation of the text and helps to find the literal meaning of each word in the dictionary. However, some digital methods can be successfully used in the translation of literary works.

CPTPP State-Owned Enterprise Rules and Our Countermeasures

State-owned enterprises (soes) play an important role in the global economy. Some developed countries believe that because of the state nature of SOES, SOES enjoy more privileges and unfair competitive advantages than private enterprises, including government subsidies and regulatory incentives, so that their market competitiveness and overall strength are strong. In order to get rid of the “Official business” advantage of state-owned enterprises, promote the equal competition between state-owned enterprises and private enterprises, and reduce the concern of state-owned enterprises, the rules of our state-owned enterprises are gradually formed. For the first time in the international market, CPTPP specifically regulates the rules of state-owned enterprises. Compared with other free trade agreements, cPTPP's SOE rules are characterized by stronger competition neutrality rules, wider scope of application, more non-commercial aid rules and higher transparency. In the context of China's imminent accession to CPTPP, this paper analyzes the regulation of our state-owned enterprises that have signed the free trade agreement, and finds that the number of state-owned enterprises to be regulated in the free trade agreement is small and the level of regulation is low. Therefore, we must actively negotiate the new issues of state-owned enterprises and actively participate in the construction of international rules of state-owned enterprises. For the CPTPP high-level SOE rules negotiation, we should follow China's national conditions, study the introduction of ownership-neutral competition-neutral principle as the core, and further deepen the reform of state-owned enterprises, state-owned enterprises to standardize the way of subsidies.

Тенденция к демократизации как предпосылка экономичности выражения смысла и ее проявление в текстах публицистического и официально-делового стиля

The purpose of the study is to systematize the trends of democratization of the modern Russian language in terms of the manifestation of linguistic economy in journalistic and official business discourses at the syntactic level. The article considers examples demonstrating the implementation of the principles of linguistic economy in texts of journalistic and official business style at the syntactic level. It has been established that language economy is important for effective communication, allowing speakers to convey their message clearly and effectively. By avoiding verbosity and unnecessary complexity, senders of communication messages can ensure that the audience understands their meaning without unnecessary cognitive effort. Syntax plays a crucial role in achieving communication efficiency and effectiveness. The democratization of syntax in a journalistic style is caused by the need to reach a wider audience and reflect the changing dynamics of media consumption. The scientific novelty of the study is that for the first time, based on the material of the journalistic and official business discourses of the Russian language, current trends in softening style norms are shown, which gives an idea of the dynamics of language development under the influence of extralinguistic factors. The result of this research is to establish trends in the development of stylistic norms of the modern Russian language in journalistic and official business styles.

Systematization of English pseudo-internationalisms of the official business style when translated into Russian

Systematization of English pseudo-internationalisms of the official business style when translated into Russian

Infiltration of Illusory Ideas About Slavic Paganism into Modern Russian Scientific and Official Business Discourses: Sociocultural Risks

Infiltration of Illusory Ideas About Slavic Paganism into Modern Russian Scientific and Official Business Discourses: Sociocultural Risks

LEXICAL FEATURES OF THE OFFICIAL AND BUSINESS STYLE OF THE RUSSIAN LANGUAGE AND THE CHINESE LANGUAGE ON THE MATERIAL OF THE “JOINT STATEMENT OF THE RUSSIAN FEDERATION AND THE PEOPLE’S REPUBLIC OF CHINA ON THE DEVELOPMENT OF COMPREHENSIVE PARTNERSHIP RELATIONS AND STRATEGIC INTERACTION ENTERING A NEW ERA”

Based on the “Joint Statement of the Russian Federation and China” in 2019, the article is devoted to the problem of lexical features of the official business style of the Russian language and Chinese. The article reveals the definition of official business style according to the opinions of Russian and Chinese scientists, analyzes the main lexical features, compares the similarities and differences of lexical features between Russian and Chinese.

The propagation of business expectations within the European Union

SummaryThis paper empirically investigates the propagation of firm expectations within the European Union (EU). To this end, we combine information from EU‐wide official business surveys with input–output data. Econometrically, we model interdependencies in economic activities via input–output linkages and apply space‐time models with common factors. The resulting evidence provides indication for the existence of substantial spillover effects in expectation formation. They are transmitted both upstream and downstream the European value chain, but the latter channel matters more.

Values in the protocol genre in the official business substyle of the religious functional style

The subject of the study is the specificity of values in the official business protocols used in the religious documents. The object of the study is the protocols of the religious style. The author examines in detail such aspects of the topic as the category and compositions that form the valuable potential of the protocol genre in the religious sphere, focuses on key axiologems reflecting traditional religious attitudes. Special attention is paid to the category of composition of the protocol genre, which reflects the development of the topic and, accordingly, assessments in a religious functional style. The composition of the protocol in the religious style almost completely coincides with the explication of the composition in the secular version of the official business style and includes the following parts: a statement, or substantive (listened to), in which the topic is stated, and a final, or certifying (decided). The difference between the compositional structure of the protocol genre in the official business substyle of the religious functional style consists in the presence of a variable stating part of the judgment. The research is carried out using the categorical-textual method developed at the Ural Scientific School of Linguoculturology and Stylistics. The textual categories of composition and evaluation are explicated in the studied texts in a certain specific way, which makes it possible to attribute these texts to the genre of protocol. The main conclusions of the study are that the protocol genre reflects axiological religious attitudes in a religious style, including gratitude, respect for life, care for vulnerable groups of the population, the spirit of self-sacrifice, anti-discrimination ideas, mercy, forgiveness, etc., which are concentrated in the compositional stating and final parts of the text. The novelty of this study largely lies in the lack of knowledge of the genre of protocol in the religious functional style. The Church, as a public organization, needs to record information about key events and decisions taken. To this end, the church uses the protocol genre as a tool to ensure the completeness of the stored information. However, there are practically no studies devoted to the genre of protocol, which to a certain extent limits our knowledge of the religious functional style. The present study aims to eliminate this shortcoming and fill the existing gap in the description of the protocol genre in the religious sphere. The study of the protocol genre in the religious sphere on a categorical-textual basis is being carried out for the first time.

Specifics of syntactic structures of Russian business writing (compared with Arabic)

The object of the study is the syntactic features of modern Russian and Arabic business correspondence; the subject is the specific features of the syntax of modern Russian business documents, which become more obvious in comparison with Arabic business writing. The scientific novelty of the study lies in identifying the features characteristic of Russian business writing at the present stage of its development, and comparing these features with the features of Arabic business letters. Also a certain novelty is the connection made by the author between the history and culture of Russian and Arab official business correspondance styles and the transformations that they are actively occurring. One of the author’s tasks was to find out why new features of business correspondence, spreading under the influence of globalization, manifest themselves differently in different languages. The study was carried out on the basis of structural-semantic, comparative and functional approaches using methods of component analysis of the text of letters, interpretation of their structure and content, observation, description, comparison. Syntactic structure of modern Russian business writing is currently actively developing. The personal nature of a business letter increases, the ways of expressing imperativeness change, the level of emotionality increases, and all of the above is reflected in the types of syntactic structures used. In Arabic business writing, transformations are less pronounced, which is due to the history of its development and the characteristics of Arab culture. In electronic business correspondence, the syntax of Russian and Arabic business letters has similar changes. It is concluded that Russian and Arabic business writing are influenced not only by globalization processes, but also by their original ancient history, as well as Russian and Arabic culture, which determines the differences in the syntactic structure.

Exploring determinants of freeway service area usage in the context of sustainable and collaborated development for transport and tourism

Freeway service areas (FSA) provide a variety of services for road users, but these services in some cases do not guarantee the satisfaction of road users. Understanding the factors that affect the satisfaction of FSA is crucial for transportation and tourism-related departments. This paper uses a structural equation model (SEM) to examine the relationships between geographical location, routine function and satisfaction with FSA, in the context of six representative FSAs in Shaanxi province, China. The samples are divided into three clusters to investigate the sensitivity of tourists with different travel demands to the above relationship. In addition, the ordered logit model is used to verify the results of SEM and analyze the influencing factors of FSA satisfaction. Results indicate that increasing attraction levels of transport and tourism are considered to be the key determinants in improving the satisfaction with FSA, and policies and suggestions should meet tourists’ different demands. Undifferentiated policies, while useful to help improve satisfaction with FSA, may have a negative impact on some certain groups, such as those on an official business trip. This study provides theoretical and practical insights into how relevant departments and organizations with respect to transport and tourism formulate strategies for the construction and sustainable development of FSA.

元ㆍ安南 간 육상 교통 루트와 驛站

The primary transportation routes of the Yuan Dynasty, known as the postal routes, were developed to facilitate the movement of troops and military supplies. Later, these routes became important for official business and trade between Yuan and neighboring countries. Although land transportation routes connecting the central plains of China with Annam began to be established during the Tang Dynasty, they were not actively used until the Yuan Dynasty. The transportation routes between Yuan and Annam were straightened to shorten the travel time by eliminating detours and to enhance the stability and continuity of the routes by constructing postal stations every 60 li. The primary land transportation routes between the two countries were (1) Chongqing-Mengzi-Thang Long and (2) Chongqing-Yongzhou-Thang Long. The first route, departing from Chongqing in Yunnan Province, went directly through steep mountains to reach Mengzi, and then followed the Hong River into Annam. This was the route used by envoys from both countries before the Southern Song conquest; however, it was time-consuming due to the mountainous terrain. The second route was developed after Yuan took control of Yongzhou, becoming the fastest transportation route between the two countries and mainly used for envoys and trade. This route was established by Toghon, featuring a dense network of postal stations every 60 li within Annam, which intimidated the king of Annam. Since the establishment of these postal stations in 1284, Annamese envoys traveled along this route to Dadu every one to two years to deliver tributes, as well as to transport goods for the Yuan court. Annam’s tributes were used to supply luxuries for the imperial family, while gifts from Yuan were used as ceremonial items to enhance the authority of the king of Annam. During this period, Yongping, a postal station at the entrance to Annam, flourished as a hub for private trade.

Igbo Culture and Business Practices in South East Nigeria: A Critical Review

This study examined the relationship between Igbo culture and business practices in the South-Eastern region of Nigeria. Over the years, scholars have introduced so many leadership, management and business theories to guide businesses. This study aims to examine critical Igbo cultural practices that serve same purposes as some of these business management theories in guiding business successes in the South East of Nigeria. This study also looked at how the Igbo culture and Igbo leadership influence Igbo entrepreneurial practices. It was found that so many Igbo Cultural practices such as Igbo apprenticeship system and business mentorship guide and motivate Igbo entrepreneurs to succeed in business. As a result of these values, individuals train under their master to gain general business management skills (known as Igba-Boi). In some cases, some of trainees end up pursuing other types of businesses quite different from the where they served using the same business skills in the new trades. The study recommended that Nigerian government should learn from western government in encouraging Igbo apprenticeship system that governs most successful businesses among Ndigbo and developed as an official business incubation system for the youth. The study further recommended government can support individuals who have mastered certain skills but lack capital with fund infusion.

Russian and Arabic documentary tradition: syntactic aspect

The object of the study is documents of business correspondence in Russian-Arabic official communication; the subject of the study is the syntactic features of Russian and Arabic business documents, the similarities and differences between Russian and Arabic syntax in business communication. Syntactic organization is very important for business writing; it serves as the final stage of its structure. The scientific novelty of the study lies in the identification of universal and culturally determined features of the syntactic structure in relation to Russian and Arabic-language business writing. Among the universal elements are the use of sentences that convey the non-personal nature of communication, indirect expression of imperativeness (using forms of the subjunctive mood, interrogative sentences), introductory words with the semantics of politeness. Original syntactic constructions can be used to achieve a similar communicative effect. The research was carried out on the basis of methods of analysis, synthesis, observation, description. Methods of component analysis, interpretation and classification, a system-structural method, and elements of a functional approach were used. As a result of the study, it was noted that the differences in the syntactic structure of Russian- and Arabic-language business letters are culturally and historically determined. The specifics of Arabic business syntax were influenced by increased requirements for the expression of politeness in society (indication of the regalia of the addressee), the predominance of the collective over the personal in culture, the origin of the official business style from the artistic, and not from the colloquial (long sentences). It is concluded that it is necessary to take into account cultural and historical factors both in the process of constructing business letters and in the process of their mutual translation. Among the important techniques of Russian-Arabic translation are combining sentences and increasing content

Understanding lexico-semantic opposition empty/full in official business texts: Quantitative and qualitative research

This paper discusses the lexical-semantic opposition EMPTY/FULL in the corpus of legal, military and medical texts. The study analyzes 130 official business texts, in which we examined the problem of defining and constructing the lexical-semantic opposition EMPTY/FULL. The analysis promoted the construction of quantitative sampling, which demonstrates the weight of the lexemes in the corpus of official business texts. The purpose of the proposed analysis was to determine the distribution of the lexical-semantic opposition EMPTY/FULL, especially to find out the total number of occurrences, the average number of occurrences and the edge limits of the lexeme EMPTY and the lexeme FULL in the corpus of texts. The main results of the study outline the diversity of the lexical-semantic opposition EMPTY/FULL in different contexts, that underlines the functional diversification of the lexeme EMPTY and lexeme FULL. The results showed that in legal texts lexemes EMPTY/FULL nominate a legal concept; in medical texts they perform the function of medical conditions assessment; within the limits of military texts, they establish an associative connection between the nomination and semantic components (military actions, targets and objects of military use, consequences of war). Another important finding was the determination of the dominant lexeme in the corpus of legal texts and the dominant lexeme in the corpus of military texts. The similarities between EMPTY and FULL are primarily due to their antonymy. However, their differences are fixed in their distinct core meanings, contextual usage, pragmatic significance and connotations. These differences make them adaptable in various contexts of military, legal and medical texts to convey precise and often contrasting information about the state of objects and concepts.

ОФІЦІЙНО-ДІЛОВИЙ ДИСКУРС І ОФІЦІЙНО-ДІЛОВИЙ ТЕКСТ: ДИФЕРЕНЦІАЦІЯ ПОНЯТЬ В АСПЕКТІ КОМУНІКАТИВНОГО СИНТАКСИСУ

In this work were established parameters of official-business discourse and official-business text, the functions of the addressee and the addressee, the relationship between them are defined. The general development of linguistics contributes to changes in modern business administration. That is why today one of the important linguistic problems is the research of the syntax of the official business style. Text is an abstract formal construction of certain grammatical models, and official business discourse is various types of actualization of this construction within the limits of extralinguistic factors. The main communicators of the official business text and official business discourse are the addressee and the addressee. Discourse is a situational communication using text due to the desire of the addressee to convey the necessary information to the addressee. Official business text is a means of conveying business and professional information. The texts of the official business style of speech contain information about the facts and phenomena of social life in the evaluative, legal and professional plane. The social direction of the official business text and discourse brings them closer together, assimilates them: the text of a business paper conveys and explains the real state of affairs in accordance with the specific moment of speech and can be interpreted as an official business discourse. Through official business discourse and official business text, business communication is carried out: transmission (oral or written) of official information by the addressee for the purpose of its perception, analysis, preservation and possibility of external use by the addressee. The main features of official business discourse are shared with the features of official business text and official business style. These are brevity, compactness (conciseness) of the presentation of information, specificity, clarity, accuracy (unambiguity), clarity (accessibility), minimal use of linguistic means and standardization of the content of what is said, completeness of content and objectivity (impartiality). The concepts of language business discourse and official business text have the following common features: social orientation, influence of non-linguistic factors, in particular innovations, in the spheres of political, scientific, technical and national human life (situational aspect). The use of different types of speech in business papers: narration (autobiography, report), reflection (various types of business letters), description (resolution, order, act, etc.) - emphasizes the stylistic multifunctionality of official business discourse in general.

About the Russian and Persian verbs of speech impact in business communication

Nowadays, business contacts between Iran and Russia are expanding more and more, and the success of this kind of communication depends on the level of proficiency in effective business communication skills. In this article are analyzed verbs of speech impact, used in business communication situations in the Russian and Persian languages. The purpose of the article is to identify these verbs, their functions and specifics in the Russian and Persian languages. The relevance of this article is determined by the necessity and importance of studying verbs of speech impact for Iranian students, especially in business communication. Due to the expansion and successful development of Iranian-Russian business, cultural, economic, and trade relations, there is a need to teach business communication, official business correspondence to Iranian students studying Russian as a foreign language. If we take into account the fact that the learning process is conducted outside the language environment, the topic of this article becomes even more relevant. These verbs are an integral part of oral and written business communication. They are an important component, without which business correspondence and business communication are impossible. The relevance of the work is also determined by the goals and objectives of teaching Russian as a foreign language in an Iranian audience and correct language knowledge in a non-linguistic environment. The theoretical and practical significance of the work lies in the fact that students as well as translators can use the conclusions of the article as additional material in classes of Russian as a foreign language at the departments of Russian in Iranian universities.

The “F Words”: Why Surveying Businesses About Intangibles is so Hard

Understanding of the value and economic contribution of intangible assets is hampered by measurement challenges, which stem from the characteristics of intangibles and weaknesses in survey design. We characterize these challenges with four “F words”—forgotten, fuzzy, framing, and frequency. We establish these characteristics theoretically, with reference to the survey design literature. We then provide a summary of a range of official business surveys that capture data on intangible assets in the UK. Using these sources, we test the (in)consistency and quality of data on intangibles collected through business surveys in the UK, using a range of data sources and microdata linkage. We draw on this research to propose modifications to surveys on intangible investment that might yield superior data in future.

Effects of the Informal Street Food Vendors’ Operations on the Socio-cultural and Economic Wellbeing of Nyeri Town Public

Nyeri town boasts of informal street food vendors found on almost every street, offering products ranging from indigenous to trendy cuisines. During evening hours, the informal street food operators compete for the street space with the town public. The design and the size of the town’s major streets have not been reviewed to accommodate the increasing number of informal street food vendors and the growing urban community. This study investigated the effects of the informal street food vendors’ location, products, operating time and modus operandi on the Socio-cultural and Economic Wellbeing of the urban community in Nyeri town. The researchers combined the integrated model, neo-Marxist and neo-liberal theories to contextualize the development and growth of informal street foods. Neo-Marxist theory posits that the informal sector expands as urbanization increases, and the Neo-liberal theory –argues that entrepreneurs pursue informal sectors in order to operate outside the official business frameworks to explore the subject of the study. Using the cross-sectional survey design, the study adopted the enumeration and convenience sampling techniques to select vendors and consumers respectively that responded to the questionnaire administered face-to-face. The qualitative data was analysed using the thematic content analysis, and the output was transformed into quantitative data to give percentages and frequencies. The informal street ventures inconvenienced street users, especially during rush hours. The food-related waste and a cocktail of food aromas made the street ambience less attractive. The equipment used on the streets and the unsecured fire points posed a great risk to the public. The study concludes that informal street food ventures provide employment that sustains livelihoods. The informal street businesses facilitate the flow of resources, and promote the mainstream economies like agriculture, retail and food manufacturing, thus contributing to wealth creation in the county. The study recommends benchmarking to explore ways to change the perception that informal street foods are unsafe, unhealthy and the ventures make the street look unattractive. In countries like Thailand in the city of Phuket, informal street foods are conducted in an organized manner