Implementation Of Development Programs Research Articles

The Effect of Applying Business Incubators on Enhancing the Innovative Performance of Investment and Privatization Projects in Saudi Sports Clubs

The importance of the new business systems that work on developing the concept of institutional support for the new projects has emerged. Within this context, business incubators are considered one of the most effective and successful systems in implementing development programs and supporting creativity and innovation. Therefore, business incubators have become on the list of development priorities and the formation of new projects. The purpose of the study was to identify the effect of applying business incubators on enhancing the innovative performance of investment and privatization projects in Saudi sports clubs, to achieve the objective of the study, the descriptive approach (survey study method) was used. Some officials of the Ministry of Sports, chairmen and members of sports club councils, executive directors, activity managers, financial managers, and members of various committees participated in the study. The study population categories were used to select the study sample intentionally. Two questionnaires were used to obtain data from (430) participants in the study. The results showed that there is an effect of applying business incubators on enhancing the innovative performance of investment and privatization projects in Saudi sports clubs. Business incubators can be applied to support the innovative performance of investment and privatization projects in sports clubs. However, the study also highlighted challenges and barriers faced by business incubators in the Saudi sports sector, such as a lack of awareness, insufficient logistical support, limited resources, and a shortage of skilled individuals. The absence of regulations governing incubator operations further hampers their progress. The study also provides insight into the implications of the application of business incubators to enhance innovative performance and future directions.

The Impact of Covid-19 on The Skills Matrix in the Hospitality Industry: A Study of Selected Lodges and Hotels in Lusaka District

This study explores the profound impacts of the COVID-19 pandemic on the skills matrix within the hospitality industry in Lusaka, Zambia. Through a mixed-methods approach involving 49 establishments, the research highlights significant job losses and skills mismatches resulting from the pandemic. It also examines the adaptive strategies employed by the industry to mitigate these effects. The findings advocate for the implementation of continuous skills development programs and strategic workforce planning to enhance industry resilience and sustainability. Recommendations are made for the development of crisis management plans that incorporate skills development, aimed at better preparing the industry for future global crises.

Psychological empowerment and its relationship to organizational anomie and enhancing creative behavior among employees in the Saudi Ministry of sports

The purpose of this study was to examine the relationship between psychological empowerment, organizational deviation and creative behavior among employees of the Saudi Ministry of sports. The researchers employed a descriptive approach specifically using a survey study method to collect data. The study sample consisted of 1480 participants who were deliberately selected from different categories within the study population. Data was collected using the psychological empowerment scale and questionnaires. The findings revealed that the level of psychological empowerment among employees of the Saudi Ministry of sports was determined to be 60.60%. Additionally, the level of organizational deviation was found to be 52.40% while the level of creative behavior was measured at 51.20%. The study also identified a significant relationship between psychological empowerment, organizational deviation and creative behavior. The study proposes several recommendations based on its findings. Firstly, it suggests promoting a culture of psychological empowerment within sports institutions to enhance organizational effectiveness and encourage employee creative behavior. This can be achieved through initiatives that empower individuals, give them autonomy and involve them in decision-making processes. Secondly, the study recommends the implementation of development and training programs for employees in sports institutions and departments. These programs should focus on reducing organizational disintegration and fostering creative behavior. Organizations can create an environment that supports innovation and collaboration by providing employees with the necessary skills and knowledge. Furthermore, the study highlights the importance of respecting and considering employee motivations and behaviors in organizational management.

Supplementary Vocational Education of Academic Staff: Opportunities and Problems of Implementation

The article deals with the problem of the involvement of academic staff (AS) of universities in the system of continuing education. The subject of the study is the possibilities and problems of supplementary vocational education (SVE) for academic staff of Russian universities. Based on the materials of statistics and analysis of documents (university development programs, regulations on advanced training), the objective aspects of the functioning of the university system of AS supplementary vocational education have been studied. The subjective aspects of obtaining supplementary vocational education are revealed on the basis of materials from semi-structured interviews with AS of universities of the Ural Federal District. The motivation for obtaining SVE, the needs for specific content and types of training, financing, and organizational conditions are analyzed. The key problems of the academic segment of the SVE system are revealed: reduction of the state financing of the costs of universities for the training of AS; commercialization of the university SVE system; the lack of guaranteed quality and diversity of SVE programs for AS; unsatisfactory organizational conditions for SVE of AS; inflexibility of the continuing education system in terms of taking into account the results of AS training. In a practical sense, the identified problems are directions for changes in the state and university policy of professional development of the AS in the context of the implementation of higher education development programs

Exploring Teachers' Perceptions and Practices in Education for Sustainable Development (ESD) in Public Schools of Karachi

The research focuses on the key role of teachers in incorporating SDGs into the curriculum and teaching students to deal with global challenges such as climate change, poverty, and sustainable living. Utilizing a quantitative approach, data were collected from a sample of 100 teachers using a survey method. This research focused on the integration of ESD, the challenges faced by the teachers, and the effect of professional development programs (PDPs) to make the teachers capable of working towards sustainability. The data analysis was done by performing one-sample T-tests to find out the teachers' beliefs and attitudes towards the integration of ESD and Chi-square tests to explore the relationship of the perceived barriers or facilitators and the ESD integration. Correlation analysis showed strong associations between age and ESD understanding being among the key findings. The results showed that teachers have a good grasp of the core ESD concepts and, moreover, they expressed the assurance in the integration of sustainability principles into their teachings. The study demonstrates the key role that teachers play in dynamic the growth of a sustainable development and emphasizes the point that teachers should be given access to the necessary knowledge, skills, and resources so as to create a more sustainable future for the learners and community. Recommendations include ESD to be integrated into the curriculum, professional development programs for teachers, funding provision to facilitate ESD initiatives, encouraging the community to be involved in the process, and advocating for supportive policies from the government. Future research might focus on the long term impact of ESD integration on student achievements, and develop innovative strategies for overcoming the obstacles to the successful implementation of sustainable development programs in public schools.

Analysis of Village Fund Financial Ratios in Implementing Development Programs in Mata Allo Village, Bontomarannu District, Gowa Regency

This research aims to find out how the financial ratio of village funds is in implementing development programs in Mata Allo village, Bontomarannu sub-district, Gowa district. This research uses descriptive quantitative analysis. By focusing on financial ratios of funds in implementing development programs. The types and sources of data used are primary data and secondary data obtained from observation, documentation and financial reports. The results of this research show that the activity ratio of Mata Allo Village has decreased every year from the 2021 to 2023 fiscal year. Because the activity ratio prioritizes larger village funds in routine operational expenditure, this results in a reduction in the share of capital expenditure so that funds from routine operational expenditure will be earmarked for providing facilities and infrastructure for the local community as village investment. The effectiveness ratio of Mata Allo Village can be categorized using effective criteria. This is shown by the average realization of revenue for 2021-2023 of 99.97%, which means that almost 100% of the targets to be achieved will be achieved. The efficiency ratio of the Mata Allo Village government is categorized as inefficient because the average amount obtained each year is 100 .13% of the achievements obtained indicate that the performance of the village government in managing PAD is inefficient as indicated by the results of the ratio calculation being above 100%. Allo Village Funds can be seen from the financial ratio of village funds which decreases every year.

Harmonizing Progress: The Resounding Impact of Education on Women's Economic Empowerment

This study explores the transformative role of education in economically empowering women in District Dir Lower, Malakand Division, Khyber Pakhtunkhwa, Pakistan. The research delves into the correlation between women's education and economic well-being, emphasizing education as a gateway for women to compete in the labor market, strengthen earning possibilities, and gain control over resources. The methodology employs purposive sampling to engage with 20 educated and employed women, using open-ended questions in interviews to capture authentic narratives. Thematic analysis is applied to unravel insights, and ethical considerations ensure confidentiality and cultural sensitivity. The qualitative data analysis unveils a rich tapestry of themes, emphasizing education's impact on women's employment and productivity. Educated women emerge as pivotal contributors to family and national income, participating actively in legislation and policy-making. The study underlines the importance of women's education as a gateway to economic growth, with higher literacy rates correlating to stronger GDP and GNP. The symphony of women's education is portrayed as a transformative force, empowering nations and fostering a brighter, more inclusive future. The study calls for government prioritization of girls' education, implementation of skill development programs, and gender-responsive labor policies to foster gender equality and women's economic empowerment.

THE MONETARY-OPPORTUNISTIC NORDHAUS MODEL IN TARGETS OF POLITICAL BUSINESS INFLATION CYCLES

Political business cycles reflect the imperfections of democratic institutions and are accompanied by electorally motivated interventions by governments in macroeconomic processes of redistribution of gross national product. This is fraught with potential conflict between political and economic reforms, in particular, hindering the implementation of current development programs aimed at reducing the deficit, curbing money supply growth and inflation, and liberalizing currency regimes and capital markets. This results in overestimated expectations of economic actors regarding the improvement of social welfare, loss of confidence in monetary authorities, and rising inflation. The purpose of the article is to analyze the monetary-opportunistic Nordhaus model in targeting political business cycles of inflation, as well as the impact of economic determinants of cyclicality on monetary policy.

КОМПЛЕКСНАЯ ОЦЕНКА ПРОИЗВОДСТВЕННОЙ ГОТОВНОСТИ ПРОЕКТА ПОЛНОГО ЦИКЛА РАЗРАБОТКИ ФАРМАЦЕВТИЧЕСКОГО ПРОДУКТА

Currently, there is still a large gap between developed technology and production capabilities that translate this technology into commercial success. In this case, there is an inability to "bridge the gap", i.e. incomprehension of how to advance product development from a laboratory sample to serial production of this product. Definition of the research and development life cycle on the basis of stages, differentiated according to the technology readiness levels and manufacturing readiness levels, taking into account the experience of applying various techniques in world practice, and also on the basis of determining the level of technology readiness, was first outlined in the Guidelines for the preparation of initial data for the development and correction of forecast of scientific and technological development of the Russian Federation, approved by the Order of the Ministry of Education and Science of the Russian Federation No. 1335 dated 11/13/2015. A prerequisite for implementation of state-funded research and development programs was the need to evaluate the TRL and MRL at the time of launch and on completion of research project. Currently, in the Russian Federation, the use of TRL-assessments is provided for by the Order of the Ministry of Education and Science of the Russian Federation No. 107 dated 02/06/2023 "On Approval of the procedure for determining the readiness levels of emerging or developed technologies, as well as scientific and scientific-technical results corresponding to each technology readiness level". TRL assessment, which is characterized by the readiness of the drug product production from the design of molecule to the commercial batch production, is currently not used in the field of drug circulation.

A gymnastics coaches’ professional development program: exploring a needs-focused social learning space

ABSTRACT Background: Learning is a social, situational process. Effective coaches consistently apply situationally appropriate coaching knowledge to improve athletes’ developmental outcomes. Learning experiences should be cognizant of coaches’ learning needs and capacity to apply knowledge to facilitate athletes’ holistic development. This involves meaningful learning experiences tailored to coaches’ contextual learning needs. The use of social learning theory in supporting coach learning and development has been recommended in providing meaningful learning environments closer to coaches’ realities. Purpose: This study explored the impact of a professional development program designed to create a social learning space (SLS) for competitive youth artistic gymnastics coaches and evaluate the value created therein. Specifically, the purpose of this study was to explore the extent to which coaches generated a SLS and the value the coaches created through their participation in the program. Methods: Six coaches joined a weekly gathering over five weeks. Data comprised transcribed video records of the gatherings, a focus group with the coaches, a semi-structured interview with the facilitator of the gatherings, and the researcher’s notes. Thematic analysis was employed to inductively analyze the creation of the SLS and deductively analyze the value created using the value creation framework (the VCF). Findings: The findings revealed that facilitating a learning opportunity based on SLS elements can result in coaches creating a SLS. Through building productive relationships to learn to make a difference in their practices, the coaches created value. Specifically, the coaches broadened their perspectives on athlete development, deepened their understanding of gymnasts’ developmental needs, and began to transform some of their current coaching practices. Conclusion: This study demonstrates the promotion of a professional development program focusing on coaches’ learning needs using the elements of SLS and the tenets of the constructivist view of learning. The SLS structure of this study has implications for the development and implementation of professional development programs for coaches. Future studies on designing professional development opportunities for coaches should expand on the different uses of the SLS approach as a more pervasive structure of social learning, drawing on complementary principles with theories and adopting a longitudinal perspective.

РОЗРОБКА ПРОГРАМИ РОЗВИТКУ АГРАРНОГО ФАКУЛЬТЕТУ

The article considers the relevance of the strategic development of educational institutions. The essence of the concept of «agrarian faculty development program» as a means of directing and integrating the team's efforts to increase the efficiency of the work of the structural division and the university as a whole, which is developed on the basis of an in-depth analysis of the state of the educational system and determines the main ways of its modernization, is defined; a generalized long-term plan for the implementation of the mission and the achievement of the goal by the faculty community. It is emphasized that strategic management is a type of management of an educational institution, according to which: fulfillment of the formulated mission and set goals is guaranteed; successful operation is ensured in the long term; flexible response to changes in the internal environment is ensured; the organization is able to respond to the challenge of the external environment; human potential is perceived as the main value of the organization; the organization's activities are focused on satisfying consumer requests. It is noted that the strategic management of the organization is designed to ensure not only its functioning, but also its development in the future. This approach caused the direction of all management actions to update the educational system, the joint activities of all participants in the educational process to achieve the set goals. It is emphasized that the program is based on values embodied in the life of the faculty: humanism, quality, national consciousness, professionalism, creativity. It was emphasized that openness, inclusiveness, the right to criticism and attention to criticism are the main principles of the faculty's activity. It is emphasized that the implementation of the agricultural faculty development program took place in two stages: defining the mission of the faculty; development of a development program.

Catalyzing Change in Engineering Pedagogy

This paper presents the implementation of a professional development program that aims at enhancing instructional practices to foster student-centered teaching approaches among engineering faculty at two universities in Pakistan. The program was guided by the theoretical perspective of enactivism and involved an initial three-day workshop, online modules, and reflective implementation assignments. The paper provides a detailed account of the program’s framework, design, and evaluation. The research questions addressed are: What are the perceptions of faculty members regarding (a) the benefits of the program topics and (b) changes in their actions as a result of the program? Likert-item survey instruments with retrospective items were analyzed using descriptive statistics and paired t-tests. As the program moved from being required to voluntary, participation was declined. Faculty who participated in this engineering pedagogy project reported positive attitudes and significant growth in utilizing student-centered strategies. The three-day workshop was perceived as the most beneficial of the components. The module was perceived to be of the highest benefit when focused on writing effective questions for high-level thinking. All the pre-to-post retrospective items showed statistically significant increases, with the two largest being the use of student response systems (SRS) and the focus on big ideas in teaching. The combined approaches show promise for faculty who persist in long-term professional development projects, catalyzing changes in perceived value and the implementation of active learning techniques.

Evaluating the effectiveness and implementation of an online professional development program for health professional educators: The case of Jimma University

The usage of virtual platforms for reforming teachers' continuous professional development (CPD) is becoming more and more necessary in contemporary higher education (HE) settings. For a comprehensive understanding of the implications of this strategy for CPD, research studies from various contexts are required. This study evaluated the effectiveness and implementation of a pilot online professional development (PD) package called the ‘higher diploma program (HDP)’ for health professional educators (HPEs) in the Ethiopian HE context. We used mixed methods in a Hybrid II design. Additionally, a comprehensive e-learning quality framework guided the overall research and integration of the qualitative and quantitative data. The qualitative component includes a key-informant interview (KII) with facilitators, a program coordinator, and a single focus group discussion with HPEs. Additionally, the quantitative component includes a cross-sectional survey of the (HPEs’) responses to a self-report questionnaire. The findings show that this pilot project was feasible and well accepted by the HPEs, facilitators, and coordinators of the project. These participants also perceived several implementation challenges as weaknesses of the pilot project. Mitigating the prevailing challenges requires sustained and collaborative efforts by universities, the education and health sector, and other partner institutions. Our interpretations imply that customizing online PD in HE is, ultimately, a local phenomenon that results from individual motivation and interest, institutional capacity, and contextual factors like access to technology, the quality of online PD resources, and program management.

تأثير التدريب والتطوير الاخضر في الاداء المستدام

تهدف الدراسة الحالية إلى اختبار تأثير التدريب والتطوير الأخضر على الأداء المستدام واستكشاف آثاره داخل وخارج وزارة البيئة العراقية. تدور المشكلة الأساسية للبحث حول مدى تنفيذ التدريب والتطوير الأخضر والأداء المستدام في الوزارة (ما هي طبيعة العلاقة بين التدريب والتطوير الأخضر والأداء المستدام في الوزارة؟). لتوضيح العلاقة بين المتغيرات البحثية، صُيِّغت فرضيتان رئيسيتان بالإضافة إلى فرضيات فرعية. تهدف الدراسة أيضًا إلى تقييم مستوى اهتمام الوزارة بالمتغيرات البحثية وتقديم توصيات رئيسية لتعزيز الأداء المستدام من خلال اعتماد التدريب والتطوير الأخضر. تم استخدام المنهج الوصفي-التحليلي في هذه الدراسة، حيث تم جمع البيانات من عينة عشوائية تتألف من 250 فردًا، وتم جمع 150 استبيانًا. استخدم الباحث مجموعة من الأساليب الإحصائية باستخدام برامج مثل Excel وSPSS V28 وAmos V25.تشير أهم نتائج الدراسة إلى أن الأداء البيئي المستدام يمكن تعزيزه من خلال التركيز على التدريب وتطوير الممارسات البيئية الخضراء بشكل عام. كما لوحظ تأثير ملحوظ لكلا المتغيرين (التدريب والتطوير الأخضر والأداء المستدام)، مع إيلاء الأولوية والتفضيل للأداء المستدام في التنفيذ العملي على التدريب وتطوير البيئة. بناءً على النتائج، يُوصَى بتحسين الأداء المستدام من خلال تنفيذ برامج التدريب والتطوير البيئي داخل وزارة البيئة، مع التركيز أيضًا على المتغيرات البحثية المرتبطة بالأداء المستدام.

PENGARUH ELEMEN PSIKOLOGI TERHADAP KESEIMBANGAN KERJA DAN KEHIDUPAN DALAM KALANGAN ANGGOTA ANGKATAN TENTERA MALAYSIA

Lately, there has been a growing focus on work-life balance (WLB) in the employment sector. Employees prioritize their overall well-being and have a tendency to select organization that provide flexible job assignments. This tendency has led to friction between employers and employees, thereby fostering an unsatisfactory psychological atmosphere in the workplace. In recent times, there has been a rise in the occurrence of and concern about mental health problems among employees. Psychological instability in employees is frequently influenced by socio-economic concerns, living environment, and work-related stress. The main objective of this study is to identify the relationship between psychological factors, namely emotional intelligence, depression, anxiety, and stress, and work-life balance (WLB). A total sample of 2,640 Malaysian Armed Forces (ATM) members across Malaysia participated as respondents in this study. They successfully completed a series of research questionnaires, which served as the measurement instruments for this research. This study uses quantitative methodologies, specifically descriptive analysis and correlation tests, to examine the relationship between variables. The study's findings indicate a strong positive correlation between the dimensions of emotional intelligence (namely, SEA, OEA, UOE, and ROE) and work-life balance (WLB). Conversely, anxiety and stress factors exhibit a significant negative correlation with WLB. Nevertheless, it was determined that the level of depression did not have a substantial correlation with work-life balance. The findings of this study demonstrate that the psychological component plays a crucial role in shaping the well-being of workers, particularly those in the military. Organizations should prioritize the implementation of development and training programs, as well as spirituality, to enhance the psychological resilience of their personnel. This will help to empower the human capital in the organization.

DISHARMONY AND STRUGGLE: MANAGEMENT AND MOBILIZATION OF DIGITAL-BASED ECONOMIC RESOURCES IN TOURIST VILLAGE

The development of digital platforms has not fully reached tourist villages optimally, apart from the fact that their management still contains conflicts of interest between stakeholders. This research examines the role of community empowerment, implementation of sustainable village development programs, and implementation of digital platforms on the management and mobilization of economic resources. The research type is quantitative and the population consists of 8.402 people in Sudaji tourist village, Buleleng-Bali. A total of 110 people were used as samples (village heads, pokdarwis, traditional kelian, and the community) with a random sampling technique using the Slovin formula. Data collection uses a questionnaire with a Likert scale. The results show that the community empowerment variable does not affect the mobilization of economic resources. In contrast, the sustainable development variable shows different results where it significantly positively impacts the mobilization of economic resources. Finally, the digital platform implementation variable does not affect the mobilization of economic resources. This research focuses on the interests of the community as stakeholders so that they can access economic resources optimally and have an impact so that they can empower them with their capacity to increase economic independence while meeting their basic needs so that they become resource literate with the digital world and sustainable villages can be realized.

Factors influencing medical school professors' perceptions of nonface-to-face education method and satisfaction with related faculty development programs

Objectives This study aims to conduct an empirical analysis of the factors influencing medical school professors’ perceptions of nonface-to-face (nonF2F) education method effects and satisfaction with nonF2F faculty development programs.
 Methods We conducted a survey of 445 medical school professors who participated in the nonF2F faculty development program from July 2020 to April 2021. For the data analysis, the SPSS 26 program was used to perform reliability, descriptive statistics, correlation, simple, and multiple regression analyses.
 Results First, program design, learning management, and communication with instructors were identified as factors that significantly influence medical school professors’ perceptions of the effectiveness of nonF2F education method. Second, the perception of the effect of nonF2F education method had a statistically significant effect on the satisfaction of nonF2F faculty development programs. Considering various factors for the organization or institution-level learning design, management, and instructors, rather than just one aspect of the nonF2F faculty development program, the degree to which medical professors perceive the effectiveness of nonF2F education method increases.
 Conclusions Training institutions strive for meticulous program design and learning management, and instructors can study strategies to improve communication skills in nonF2F situations, leading learners to positive perceptions of nonF2F education method and high satisfaction with faculty development programs. This study is significant because it has implications for the effective implementation of nonF2F teaching development programs that prepare for the educational environment in the “untact era” and meet demand.

Human Resource Development and Employees Performance: A Theoretical Review

The study examined the impact of human resource development on employees’ performance from a theoretical perspective. The employee performance components identified are ability to meet deadlines, quality of work, teamwork, and problem solving. While the dimensions of human resource development identified are mentoring, training, performance appraisal, and compensation/benefits. The study notes that a well-coordinated and implemented HRD practices results to improved organizations productivity and individual employees’ performance. The study also notes that implementation of human resource development leads to improved organizational efficiency and development of innovative competitive advantages for organizations. The study concluded that human resource development programmes serves as a critical organizational strategy for improving employees’ effectiveness, productivity, satisfaction, motivation, and innovation at work. In addition, the implementation of effective human resources development programs helps to create the workforce competency that enables the organization to function efficiently. It is recommended that managements should make human resource development a serious aspect of their overall organizational strategy, and also support all activities put in place to develop the employees in order to ensure that employees develop the necessary competencies and capacity needed to drive organizational performance and survival. Furthermore, organizations should constantly train and retrain their employees and management to develop vital conceptual, technical and interpersonal competences that is vital for high positive outcomes in organizations. Organizations should devise effective plans in investing in the various aspect of human capital as this does not only help them to attain greater performance but achieve long-term survival.

The Challenges and Obstacles of Implementing Quality and Development Programs at Jordanian Business Companies (Field Study)

Purpose: The study aims to clarify the challenges and obstacles (C&O) of implementing Quality and Development (Q&D) programs at Jordanian business institutions. Quality programs are the major driver of today’s business environment to accomplish business goals. The Q&D programs affect customers, organizations, and society at large. Theoretical Framework: The study reviewed the literature in order to explain the concepts of quality, organization development and the relation between the two concepts. In addition, the study surveyed previous research for challenges and obstacles that hindered the implementation of quality and organization development programs. Design/Methodology/Approach: The researchers used a descriptive statistical analysis to analyze the randomly collected data from a sample of various businesses in Amman Governance Area. A survey was prepared, tested and distributed to collect needed data. A total of 1275 surveys were used to solve the study problem regarding the influence of C&O on implementing Q&D at Jordanian business companies. The study uses the frequency statistics to analyze the collected data. Findings: The analysis of the study found that the success of implementing quality programs depends heavily on recognizing the C&O that will hinder the implantation in order to overcome such difficulties. The study showed that the absence of motivation, commitment, concentration, communication, resources, information, and executive support are the major C&O hindering the success of implementing quality programs. Meanwhile, the study showed that companies who attained or seeking quality certification are in a better position to overcome the difficulties of implementing quality programs. Employees also play a major role in overcoming such difficulties depending on the training and development provided by their institutions. Research, Practical & Social Implications: The study emphasized that quality programs are essential to the success of businesses in satisfying their customers, improving labor abilities and skills, increase their market share, and eventually increase profits. The study also emphasized the importance of leadership role in adapting, practicing and supporting quality programs in business institutions in order for such programs to succeed. Originality/Value: The study originality as a first attempt to examine the difficulties of implementing quality programs at Jordanian business companies. The study contributes to better understand the challenges and obstacles that may hinder quality and development programs at Jordanian business companies.

URGENSI RESESI EKONOMI DAN PENGARUHNYA TERHADAP STABILITAS SEKTOR JASA KEUANGAN

The aim of the research is to determine the development of the Indonesia financial services sector amidst the issue if the economic recession and to map strategies and policies that need to be improved through the implementation of structural reform policies in theIndonesian economy. The high dynamics of the global economy has resulted in adecline in intermediation performance in several national economics sectors. Meanwhile, the stability of the domestic financial services sector remains maintained with solid capital, a maintained risk profile and adequate liquidity. As a preventive measure in facing a recession to minimize the impact on society and encourage national economic performance through the implementation of structural reform policies in the Indonesian economy to maintain monetary stability and financial system stability as elements of continuity in supporting the planning and implementation of sustainable development programs through optimizing management owned natural resources, building reliability in the industrial sector, building resilience in the energy and food sectors, strengthening the economic financing structure,developing inclusive economic activities and strengthening development capital capabilities.