The determination of the fatigue life of rolling bearings is recommended to be conducted using the standard calculation models defined in ISO 281. These models yield reliable results for rotating applications. The standard models are continuously refined to align with advancements in bearing production processes and material improvements. However, when dealing with rolling bearings exposed to complex load conditions including oscillatory movements, as seen in rotor blade bearings in wind turbines, a validated calculation model has yet to be established. In the domain of structural mechanics, fatigue life evaluation for steel components is based on S-N curves. Variable operational loads are treated as load collective, and the load cycle to failure N under given operational conditions is determined through the application of the linear damage rule. This paper introduces a novel model that integrates the linear damage rule with established conventional bearing theories. Within one internal stress cycle, all rolling contacts are regarded as an internal load collective. To evaluate the internal load collective, the stress state at each rolling contact is assessed based on the S-N curve determined in alternating torsional loads. The core rationale behind the selection of an S-N curve lies in the stress criterion τo based on Lundberg-Palmgren theory, which is incorporated in the new model. This paper includes a comprehensive step-by-step procedure for applying the new model, utilizing the cylindrical roller bearing NU 1006 as a reference. The results of this study indicate a favorable agreement between the fatigue life obtained using the new model and those determined according to ISO 281. Furthermore, a new approach is introduced to analytically account for residual stress - es when measured values are available. In this study, by applying this new approach, the results were observed to be in close agreement with the test results. Based on this investigation, it can be confirmed that the new model has the potential to provide reliable results without necessitating the bearing life exponent as well as the correction factors often required in conventional calculation models.