PurposeThis study examined the effects of a single-group pretest–posttest intervention in changing the level of financial risk perceptions among teenagers from the perspective of the financial resilience framework. Method37 teenagers completed the six-week nonrandomised intervention with follow-up tests at Weeks 8 and 22. Based on the pretest scores of the Internet Financial Risk Perception Scale, the participants were divided into high- and low-risk perception groups. Bayesian repeated variance analysis was then used to evaluate the influence of the intervention on financial risk perception. ResultsCompared with the baseline level, the low-risk perception group showed an increase in total financial risk perception and each subdimension. Decreased changes were observed in the long term, although no sufficient evidence was found for changes in the high-risk perception group after the intervention. ConclusionsThe financial resilience-focused framework and its corresponding program neutralizes the perceived risk. Furthermore, similar interventions should consider the initial level of risk perception among participants.
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