This study explores the changing "landscape of financial inclusion in India", concentrating on the role of Fintech as an initiator and its effects on the unbanked population. The intriguing setting for this study is India's diversified socioeconomic structure paired with a developing Fintech environment. The goal of the study is to find out how much technological advances in finance have advanced financial inclusion, affordability, and accessibility, particularly in marginalized populations. Descriptive statistics, two-sample t-tests, regression, ANOVA, correlation, and two-sample z-tests were used in statistical analyses to find trends, causal connections, and correlations using a large dataset of secondary data sources and Fintech stock values. The results highlight Fintech's ability to solve issues with financial inclusion while outlining differences in its effects on various demographic groups. To maximize the benefits of Fintech, suggestions for policy emphasize the necessity for stakeholder cooperation and ongoing regulatory support. To ensure that no part of the underbanked population remains behind, initiatives to improve knowledge of finances and equally distribute the benefits of Fintech are essential. In summary, this study offers important new perspectives on the complex interactions in India between Fintech, the underbanked, and financial inclusion. India may direct itself toward more equitable and sustainable financial systems, promoting economic expansion and bettering the well-being of millions by utilizing the revolutionary capabilities of Fintech while solving related concerns.