There are numerous air pollutants indoors including chemicals emitted from building environments as well as outdoor-origin species due to human activities. Despite the significance of indoor air quality, the atmospheric process indoors is not well studied. In this study, the secondary organic aerosol (SOA) formation from the oxidation of α-pinene blended with toluene was simulated under varying indoor environments (lamps, NO2, ozone, and inorganic seed) using the UNIfied Partitioning Aerosol Reaction (UNIPAR) model. Explicitly predicted lumping species produced during the atmospheric oxidation of precursors are used in the model and they process multiphase partitioning and aerosol phase reactions. The performance of the model was demonstrated using indoor chamber experiments in both dark conditions (ozonolysis) and light conditions with commercialized fluorescent or LED lamps. α-Pinene SOA was dominated by ozonolysis even in the presence of indoor light. Toluene, which is known to be photochemically processed, was oxidized in the dark condition with OH radicals that were derived from ozonolysis products of α-pinene. At given dark simulation conditions (10 ppb α-pinene, 30 ppb ozone, and 50 ppb of toluene), toluene contributed 15 % of SOA mass. α-Pinene SOA was insensitive to hygroscopicity of inorganic seed, but toluene blended with α-pinene increased the sensitivity to seed conditions due to the formation of oligomeric matter via aqueous reactions of reactive toluene products. In the presence of NO2. α-pinene SOA formation significantly increased with increasing NO2 owing to the reaction of α-pinene with nitrate radicals to form low volatile products. This study concludes that ozone and NO2, intruded from outdoors to indoors, effectively oxidize terpenes and furthermore aromatic hydrocarbons with OH radicals originating from ozonolysis of terpenes. The reaction paths with ozone and nitrate radicals are more effective at forming SOA than that with OH radical under the indoor light condition with commercialized lamps.