Profit Sharing Research Articles

Pengaruh Tingkat Bagi Hasil Deposito Mudharabah Dan Financing To Deposit Ratio (FDR) Terhadap Pertumbuhan Deposito Mudharabah Pada Bank Syariah Mandiri Periode 2013-2019

The development and growth of banking is strongly influenced by the ability of banks to collect funds from the public and the application of profit-loss sharing as well as in the marketing of banking products, one of the banking products that affect liquidity is time deposits. The growth of mudharabah deposits is strongly influenced by several factors, including the level of profit sharing and the financing to deposit ratio. Based on the results of the research conducted, it can be concluded that the hypothesis testing of the variable rate of profit sharing for mudharabah deposits is known to have a value of Tcount < T table (-1.081 < 2.059539) with a significance value greater than 5% (0.291 > 0.05) which means that the rate of profit sharing for mudharabah deposits has no significant effect on growth. mudharabah deposits. The variable financing to deposit ratio is known to have a value of Tcount < Ttable (-3,587 < 2.059539) and a significance value of less than 5% (0.001 < 0.05), which means that the financing to deposit ratio has a significant effect on the growth of mudharabah deposits.The variable rate of profit sharing for mudharabah deposits (X1) and financing to deposit ratio (X2) simultaneously has a significant effect on the growth of mudharabah deposits (Y) this can be seen from Fcount > Ftable (7.768 > 3.39) with a significant level 0.03 < 0.05
 
 Keywords: Profit Sharing, Financing to Deposit Ratio, Mudhara Deposit

Kecukupan Modal, Pembiayaan Bermasalah, Bagi Hasil, Modal Intelektual dan Profitabilitas Bank Syariah di Indonesia

This study examines the effect of capital adequacy ratios, non-performing financing, profit-sharing financing and intellectual capital on profitability. This study uses quantitative methods with a sample of ten Islamic Commercial Banks registered with the Financial Services Authority for the period 2014-2019. Based on research data, panel data regression analysis was used to determine the relationship between research variables. Processing data using Software Eviews. The study found that only non-performing financing variables had an effect on profitability. Researchers provide recommendations to Islamic banks to be able to rearrange their capital in order to reduce the risk of non-performing financing.
 Keywords: Capital Adequacy Ratio (CAR), Intellectual Capital, Non-Performing Financing (NPF), Profitability and Profit Share Financing.

ANALISIS PENDAPATAN DAN PROPORSI BAGI HASIL NELAYAN PURSE SEINE BERDASARKAN KAPASITAS KAPAL DI DESA BALIMU KECAMATAN LASALIMU SELATAN KABUPATEN BUTON

This study aims to determine how much income the fishermen who own the purse seine fishing gear and the profit sharing system get based on the capacity of the ship. This study used a census method with 6 respondents and was carried out in Balimu Village, Lasalimu Selatan District, Buton Regency during the period November 2020. The types of data used were primary data and secondary data. Data were collected using interview techniques, questionnaires, documentation and literature study. The data obtained were analyzed using Revenue analysis (TR = PQ), Cost Analysis (TC = TFC.TVC), Income Analysis (π = TR - TC), and Profit Sharing System Analysis (π = Profit (Rp). The results showed that the highest level was obtained by Mr. Safaria, namely Rp. 500,126,880, while the smallest income was obtained by Mr. Hasanuddin, which was Rp. 128,728,827. The profit sharing system treated by fishermen who owned the purse seine was divided by 50:50, meaning the boat owner. get 50% profit from previous income and 50% for ABK. Keywords: Buton Regency; Purse Seine; Income

THE EFFECT OF FEE-BASED INCOME, THIRD PARTY FUNDS, AND PROFIT SHARING RATES ON THE NET PROFIT OF ISLAMIC BANKS FOR THE 2016-2020 PERIOD

The purpose of this study is to determine the effect of Fee Based Income, Third Party Funds, and Profit Sharing Rates on Net Profit in Islamic Commercial Banks with the research period from 2016-2020. This study used quantitative methods, while the type of data used is secondary data. The populations in Islamic Commercial Banks with the research period from 2016-2020. The number of samples used in this study were 6 Bank determined by using purposive sampling method based on predetermined criteria. The result revealed that Fee Based Income insignificant effect on Net Profit, Third Party Funds significant effect on Net Profit, and Profit Sharing Rates insignificant effect on Net Profit. Simultaneously Fee Based Income, Third Party Funds, and Profit Sharing Rates significant effect on Net Profit in Islamic Commercial Banks with the research period from 2016-2020. The R-Squared result is 0.315090 or 0.31% the dependent variable is influenced by the independent variable in the model. Meanwhile, the remaining 69% is influenced by other variables outside the model such as Non Performing Financing, Financing to Deposit Ratio, Inflation, BI 7-Day Reserve Repo Rate, Inflation Rate, Own Capital, and Lease Financing.

PENGARUH BAGI HASIL, PRODUK, DAN KUALITAS PELAYANAN, TERHADAP MINAT MENABUNG DI BANK SYARIAH (Studi Kasus pada Nasabah Bank Syariah Indonesia KCP UNGARAN)

The goal of this study is to see how much profit sharing, product , and service quality affect interest in saving in Islamic banks. A total of 100 customers from the Indonesian Islamic bank KCP Ungaran were employed in the study. Purposive sampling was used in this investigation, and the data used were primary data kinds. SPSS 22 was used to process the data in this investigation (IBM Statistical Package for Social Science). Profit sharing has a good but not significant effect on saving interest in Indonesian Islamic bank clients at KCP Ungaran, according to the findings of this study. This study also demonstrates the positive impact of Indonesian Islamic bank products on client savings motivation. Furthermore, this research demonstrates that service quality has a positive and significant impact.Keywords: Profit Sharing,Product,Service Quality, Interest in Saving

The organizational, economic, and marketing research of pharmacy activities in extemporaneous compounding of drugs

Aim. To conduct a complex organizational, economic, and marketing study of the work of a pharmacy with extemporaneous compounding of drugs.Materials and methods. The research materials were scientific publications in periodicals, reporting data on economic and financial activities of the pharmacy. General scientific and special methods, such as system analysis, historical, analytical, economic, marketing research modeling, were used in the work. The calculation of the cost of “Una” paste, calculation of profitability, determination of the break-even point and modeling of options for the flow of discounted income from the sale of the paste were carried out according to the computer processing described in the guidelines approved by the Ukrainian Center for Scientific Medical Information and Patent Licensing Works of the Ministry of Health of Ukraine.Results. The main financial and economic indicators of the work of the pharmacy with extemporaneous compounding of drugs were analyzed. The low profitability of work of the Department of OTC Drugs and Prescription and Production Department was determined; it was 2.31 and 17.77 %, respectively. It was found that the conditional fixed costs of the Prescription and Production Department amounted to UAH 76420.60 in 2021, and 0.15 UAH of conditional fixed costs was accounted per 1.00 UAH of manufactured products. The method for determining the cost price, price and profitability for extemporaneous products on the example of “Una” paste was developed, and the components of added value were determined. Computermodeling of possible financial flows for the sale of “Una” paste based on three market events (the most likely, optimistic and pessimistic options) was carried out. Changes in the break-even point and the profitability level at different prices were shown. It was determined that the price of “Una” paste for a package of 52 UAH would bring the profitability of the product to the level of 40.04 %, and the share of profit in the added value to 52.43 %.Conclusions. Based on the results of the analysis of the main financial and economic indicators of the work of the pharmacy, it has been found that the profitability indicators of the Department of OTC Drugs and Prescription and Production Department are at low levels. The profitability of certain types of dosage forms and cosmetic products has been calculated. The economic analysis of determining the cost price and the price of products on the example of “Una” paste has been developed. Using mathematical modeling, the break-even point of “Una” paste and financial flows in three variants of possible market events (the most likely, optimistic and pessimistic) have been determined. The price of “Una” paste has been set, at which the optimal level of profitability of 40 % will be achieved.Key words: profitability; economic indicators; assortment of products; extemporaneous compoundingof drugs; pharmacy.

GROWTH CYCLES IN MATURE AND DUAL ECONOMIES

Mature economies may experience fluctuations, but the average medium and long run growth rate matches the natural rate. Like Kaldor's neo-Keynesian models, the Marx-Goodwin tradition explains this outcome by endogenizing the distribution of income and assuming that the accumulation of capital is increasing as a function of the profit share. The application of Goodwin cycles to developing economies may be hard to justify, however. The modified Goodwin models in this paper include relative-wage norms as a central element of wage formation. Norms change endogenously, leading to path dependence (hysteresis) in the stationary solution for the employment share of the modern sector. The effects of shocks – the sensitivity of the long-run outcome to initial conditions – may be amplified by non-linearities in the adjustment of wages to deviations of actual wages from the norm.

The Influence of Sharia Compliance and Islamic Corporate Governance on Fraud

This study aims to determine Islamic Corporate Governance (ICG) and Sharia Compliance against Fraud on Islamic Banks in Indonesia. The Independent variable used is Islamic Corporate Governance (ICG) and Sharia Compliance with Islamic Income Ratio (IsIR), Profit Sharing Ratio (PSR), and Zakat Performing Ratio (ZPR) as the proxy. In contrast, the dependent variable used is Fraud. The population in this study are all Islamic Banks (BUS) registered in Bank Indonesia in the period 2016 to 2019. The sample was selected using the purposive sampling method. Samples used in this study were 8 Islamic Banks with a 4-year study period. The analytical method used in this study is data panel regression with the help of e-views 10. The result of this study indicates that the Islamic Corporate Governance (ICG), Islamic Income Ratio (IsIR), and Profit-Sharing Ratio (PSR) are significant effects on the Fraud of Islamic Banks. At the same time, Zakat Performing Ratio (ZPR) did not affect the Fraud of Islamic Banks.

The Effect Of Islamic Corporate Governance, Islamic Corporate Social Responsibility, And Islamicity Performance Index On The Financial Performance Of Sharia Commercial Banks In Indonesia

The performance growth of Islamic commercial banks in Indonesia cannot be said to be good enough considering that Islamic commercial banks have been established for 30 years, therefore it is necessary to examine what factors can affect the performance of Islamic commercial banks. The purpose of this study is to determine the partial or simultaneous influence of Islamic Corporate Governance (ICG), Islamic Corporate Social Responsibility (ICSR) and Islamicity Performance Index (IPI) variables on the Financial Performance of Islamic Commercial Banks in Indonesia in 2016-2020. This study uses quantitative research methods. The population in this study were 14 Islamic commercial banks in Indonesia. The sample in this study were 5 Islamic commercial banks in Indonesia. The research method used is multiple linear regression analysis technique. The results show that the ICG and Zakat Performance Index (ZPR) variables have a significant effect on the financial performance of Islamic commercial banks in Indonesia in 2016-2020. While the ICSR and Profit Sharing Ratio (PSR) variables have no significant effect on the financial performance of Islamic commercial banks in Indonesia in 2016-2020. The variables ICG, ICSR, PSR, and ZPR simultaneously affect the financial performance of Islamic commercial banks in Indonesia in 2016-2020.

Analisis Penanggulangan Kemiskinan melalui metode Sharing Profit pada Pengelolaan wisata “Pulau Ular” di Desa Pai Kecamata Wera Kabupaten Bima

Tourism has an influence on economic growth through several channels (Brida et al, 2010). First, the tourism sector as a foreign exchange earner to obtain capital goods used in the production process (McKinnon, 1964). Second, tourism development stimulates investment in infrastructure (Sakai, 2006). Third, the development of the tourism sector encourages the development of other economic sectors through direct, indirect, and induced effects (Spurr, 2006). Fourth, tourism contributes to increasing job opportunities and increasing income (Lee & Chang, 2008). Fifth, tourism causes positive economies of scale (Weng & Wang, 2004). Tourism is also an important factor in the dissemination of technical knowledge, encouraging research and development, and the accumulation of human capital (Blake et al, 2006).
 The purpose of this study is to describe the process of Poverty Reduction through the Profit Sharing method in the management of "Snake Island" tourism in Pai Village, Wera District, Bima Regency towards improving the welfare of the community. Qualitative data analysis used an interaction analysis model consisting of data collection, data reduction, data presentation, conclusion drawing, and verification.

Pay for performance, partnership success, and the internal organization of venture capital firms

We show how the structure of partner incentives and decision processes within a venture capital firm contribute to fund performance and partnership success. Optimal capital allocation during staged financing requires that partner incentives encourage cooperation by linking a partner's compensation to the return on the entire fund rather than return on the investment sponsored by an individual partner. Incentives for individual performance are optimally provisioned by a higher profit share in a subsequent fund. Our paper provides an economic underpinning to empirical observations about partner pay and the internal organization of venture capital firms.

The MSMEs Decision To Publish The Prospectus: A Case Study On Funding In Ammana Fintech

The objective of this study is to understand factors that affect on the MSMESs decision to publish the prospectus. The data in this study are secondary data, in the form of Prospectus Data, Total Funds, Funding Status, and Profit Sharing Percentages. All of this data can be found on the I-Fintech website: Ammana. The sample used in this study were 337 Funding. This study uses logistic regression with the help of the STATA 15 analysis tool. The results showed that the Financing Value and Applicant Status have an influence on Prospectus Publishing. This means that the greater the Financing Value and the Applicant Status Repeating the possibility of MSMEs to publish the Prospectus in filing crowdfunding funds at I-Fintech (Ammana Fintech).

Collaborative Operation Model with Selling Profit Sharing Strategy for Direct Online Retailing

This study focuses on the operation mode choice issue on whether brand owners should use the autonomous or the collaborative operation mode in direct online retailing. Results demonstrate that when the service provider’s investment is relatively effective and the selling profit sharing ratio of the service provider is high, the brand owner should choose the collaborative operation mode. Surprisedly, we find that brand owners in a dual-channel scenario have more motivation to use the collaborative operation mode than those in a single e-commerce channel scenario. The e-commerce service market may have much potential in the future.

The Paradox of Toil at the Zero Lower Bound in a TANK Model

This paper constructs a Two-Agent New Keynesian model in which the monetary authority implements a zero lower bound interest rate policy to examine whether the paradox of toil is present (i.e., whether a payroll tax cut policy is harmful to mitigating the effects of the Great Recession) during the zero lower bound period. Five notable findings emerge from the analysis. First, when the proportion of the rule-of-thumb (RoT) households is relatively small, the implementation of a payroll tax cut policy will further deepen the Great Recession. Second, when the proportion of RoT households is relatively large, the payroll tax cut policy can be a powerful policy instrument for alleviating the Great Recession. Third, as the evidence reveals a relatively large value of the proportion of RoT households in the U.S. (up to 30%), our numerical analysis calibrated to U.S. data demonstrates that the paradox of toil does not hold. Fourth, in association with either a lower profit share, a larger lump-sum tax share, a lower degree of price stickiness, or a higher probability of the shock remaining in its short run status, an additional payroll tax cut policy tends to generate a lower short-run output multiplier. Fifth, our extensions indicate that the validity of the paradox of toil is closely related to (i) the monopolistic profit and lump-sum tax distributions between RoT and optimizing households and (ii) whether the government balances its budget by levying lump-sum taxes or issuing government bonds.

성과배분과 임금수준

성과배분은 임금총액을 증가시키는가 아니면 임금총액에는 영향을 미치지 않고 임금총액의 구성 비중 즉 고정급과 변동급의 구성만 변화시키는가? 추가가설은 변동급으로서의 성과배분이 고정급에 추가되어 임금총액을 증가시킨다고 주장한다. 반면, 대체가설은 성과배분이 임금총액의 구성만 바꾸고 임금총액은 변화시키지 않는다고 주장한다. 이 논문은 성과배분과 임금수준에 관한 경합하는 두 가설의 타당성을 실증적으로 검증한다. 한국노동연구원의 2015~2019년 사업체패널조사 자료를 사용하여 성과배분제가 임금총액에 미치는 영향을 고정효과모형을 추정한 결과에 의하면, 성과배분제는 임금총액을 증가시키는 것으로 나타난다. 이러한 분석 결과는 추가가설을 지지하는 증거로 해석될 수 있으며, 성과배분제가 교육훈련과 기술혁신을 촉진한다는 최근의 연구 결과들과 정합적이다.

THE ROLE OF ELECTRONIC MARKETING IN PROMOTING THE PRODUCTS OF THE NATIONAL INDUSTRY IN IRAQ

The research aims to clarify the role of electronic marketing and what it can achieve in promoting the products of the national industry in Iraq. Marketing channel depends on modern communication and information technology that industrial and metal companies can use in promoting and selling their products along with traditional marketing outlets. To achieve the objectives of the research, a questionnaire was used, which consists of three axes, the first includes the personal data of the sample (gender, age, educational attainment, place of residence, marital status, income level), while the second axis includes various questions about the products of the national industry. Third axis includes questions to analyze the role of e-marketing in promoting for the products of the national industry, the validity of the tool was confirmed using the validity of the arbitrators, as well as the reliability of the tool was confirmed using the Cronbach’s alpha coefficient, where the total value of stability was (0.93), which is a very high degree, It was distributed to (1810) consumers from the city of Baghdad. Then data was analyzed using the SAS statistical program. The research concluded that e-marketing affects the promoting the products of the national industry through its contribution to the rapid delivery of the national product to consumers, reducing costs, time and effort, and facilitating the production system, plus to simplified electronic reservation of the national product. The research recommends that national industry companies should build and develop their own websites on the internet to enhance their presence in the electronic market and communicate with current and prospective customers to expand market share and increase profits.

PENGARUH FDR, BAGI HASIL, PEMBIAYAAN JUAL BELI, SEWA MENYEWA DAN NPF TERHADAP PROFITABILITAS BANK UMUM SYARIAH 2016-2020

This study is to determine whether Financing to Deposit Ratio (FDR), Sales and Purchase Financing (PJB), Profit Sharing Financing (PBH), Leasing Financing (PSM) and Non-Performing Financing (NPF) have a positive or negative effect on profitability or Return. On Assets (ROA) at Islamic Commercial Banks in Indonesia for the 2016-2020 period. The type of research used in this research is quantitative research. The data collection used in this research is secondary data collection, which is accessed from the internet, namely on the OJK website in the form of financial reports in the form of quarterly reports, namely Islamic Commercial Banks for 2016-2020. Data analysis that will be used in this research is descriptive statistical analysis method and panel data regression analysis which is calculated using Eviews 10 computer technology and Microsoft Excel where this research analyzes Profit Sharing Financing, Sales and Purchase Financing, Rental Financing, FDR and NPF on profitability (ROA). The results of this study show that Financing to Deposit Ratio (FDR) and Leasing Financing (PSM) have a negative effect on Return On Assets (ROA). Meanwhile, Sales and Purchase Financing (PJB), Profit Sharing Financing (PBH), Non- Performing Financing (NPF) have a positive effect on Return On Assets (ROA).
 Keywords: Profitability, Sharia Commercial Banks

Pengaruh Islamicity Performance Index dan Debt Equity Ratio Terhadap Profitabilitas dengan Intellectual Capital sebagai Variabel Moderasi Periode 2016-2020

The purpose of this study was to determine the effect of Islamicity Performance Index and Debt Equity Ratio on Profitability with Intellectual Capital as a moderating variable. This study uses firm size as a control variable. The type of research used is quantitative research using Moderate Regression Analysis (MRA) and using secondary data in the form of panel data at Islamic Commercial Banks (BUS) for the 2016-2020 period. Data processing uses the STATA application version 12. The population in this study is Islamic Commercial Banks in Indonesia for the 2016-2020 period. The sampling technique used purposive sampling, namely using certain criteria so as to produce 7 Islamic Commercial Banks as samples. The results showed that the Profit Sharing Ratio, Zakat Performance Ratio, Director-Employee Welfare Ratio, Islamic Income vs Non-Islamic Income had no effect on Profitability. While the Debt Equity Ratio has an effect on Profitability. In addition, Intellectual Capital is not able to moderate the Profit Sharing Ratio, Zakat Performing Ratio, Islamic Income vs Non Islamic Income Ratio to Profitability and is able to moderate the Director-Employee Welfare Ratio, Debt Equity Ratio. This research is expected to be useful for banks as a source of information and references that can be used as consideration in making decisions and increasing company profitability

The Effect of Profit Sharing Ratio And Corporate Social Responbility on Financial Performance of Sharia Commercial Banks With Intelectual Capital As A Moderating Variable

This study aimed to determine how profit sharing ratios and corporate social responsibility affect the financial performance of Islamic commercial banks with intellectual capital as a moderating variable. This research was conducted on Indonesian Islamic commercial banks registered with OJK from 2018-2020. The number of samples used as many as 14 samples with purposive sampling method. The analysis technique used is multiple linear regression analysis. Based on the results of the analysis, it was found that the profit sharing ratio and corporate social responsibility had no effect on financial performance. Intellectual capital is not able to moderate the profit sharing ratio on financial performance. Intellectual capital is not able to moderate corporate social responsibility on financial performance.

ANALISIS KEUANGAN BPRS AL-SALAAM AMAL SALMAN DENGAN MODEL SHARIA CONFORMITY AND PROFITABILITY (SCnP) DAN TEKNIK DUPONT SYSTEM

This study aims to explain the Islamic financial performance based on the DuPont System Technique and Sharia conformity and Profitability (SCnP) at the Al-Salaam Amal Salman BPRS for the 2016-2020 period by analyzing two variables, namely sharia conformity or sharia conformity and profitability. This study uses quantitative research. Data retrieval in the form of secondary data obtained indirectly from information or additional data used in the form of journals, websites, and other data related to research. The method used is SCnP with sharia conformity ratios namely Sharia Investment, Sharia Income and Profit Sharing Ratios Return On Assets (ROA), Return On Equity (ROE) and Profit Margin Ratio while the DuPont System method uses the ratio of Net Profit Margin (NPM), Total Asset Turn Over (TATO) and Return On Investment (ROI). 
 The result of the study is analysis of the financial performance of BPRS Al-Salaam Amal Salman for the 2016-2019 period using Sharia conformity and Profitability is in the Upper Right Quadran (URQ) position which indicates the bank has a high level of compliance with sharia principles and profitability, while in 2020 it is in a position Lower Left Quadrant (LLQ) which indicates the bank has a level of compliance with sharia principles and low profitability. While the analysis using the DuPont System BPRS Al-Salaam Amal Salman has an average Net Profit Margin (NPM) of 23.393%, Total Assets Turn Over (TATO) of 20.666% and Return On Investment (ROI) of 0.029%.