Abstract

The development and growth of banking is strongly influenced by the ability of banks to collect funds from the public and the application of profit-loss sharing as well as in the marketing of banking products, one of the banking products that affect liquidity is time deposits. The growth of mudharabah deposits is strongly influenced by several factors, including the level of profit sharing and the financing to deposit ratio. Based on the results of the research conducted, it can be concluded that the hypothesis testing of the variable rate of profit sharing for mudharabah deposits is known to have a value of Tcount < T table (-1.081 < 2.059539) with a significance value greater than 5% (0.291 > 0.05) which means that the rate of profit sharing for mudharabah deposits has no significant effect on growth. mudharabah deposits. The variable financing to deposit ratio is known to have a value of Tcount < Ttable (-3,587 < 2.059539) and a significance value of less than 5% (0.001 < 0.05), which means that the financing to deposit ratio has a significant effect on the growth of mudharabah deposits.The variable rate of profit sharing for mudharabah deposits (X1) and financing to deposit ratio (X2) simultaneously has a significant effect on the growth of mudharabah deposits (Y) this can be seen from Fcount > Ftable (7.768 > 3.39) with a significant level 0.03 < 0.05
 
 Keywords: Profit Sharing, Financing to Deposit Ratio, Mudhara Deposit

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