Modern Education System Research Articles

Social and Economic Importance of Modern Education System: General Overview

Since changes take place in the society and country with time, the objectives of education also change with time. For example, in the Vedic period, the teaching of Veda mantras was considered sufficient. But in the present times, emphasis is given on vocational education for human development. At present, without computer education, a person is considered almost uneducated, because the use of computers has increased in daily life. At this time, there is a need to reform the modern education system to increase productivity through education, achieve social and national integration, modernize India and develop moral, social and spiritual values. There is an abundance of traditional and theoretical curriculum in the present education system. In its place, modern and practical curriculum should be given proper place, and there is also a need to make it more employment oriented. Abstract in Hindi Language: चूँकि समाज एवं देश में समय के अनुसार परिवर्तन होते रहते हैं इसलिए शिक्षा के उद्देश्यों पर भी समय के अनुसार परिवर्तन होते हैं। उदाहरण के लिए वैदिक काल में वेदमंत्रों की शिक्षा को ही पर्याप्त मान लिया जाता था। किन्तु वर्तमान काल में मनुष्य के विकास के लिए व्यावसायिक शिक्षा पर जोर दिया जाता है। वर्तमान समय में कंप्यूटर की शिक्षा के बिना मनुष्य को लगभग ही अशिक्षित माना जाता हैं, क्योंकि दैनिक जीवन में अब कंप्यूटर का प्रयोग बढ़ा हैं। इस समय शिक्षा द्वारा उत्पादकता बढ़ाने सामाजिक एवं राष्ट्रीय एकीकरण करने, भारत का आधुनिकरण करने तथा नैतिकए सामाजिक एवं आध्यात्मिक मूल्यों का विकास करने के लिए आधुनिक शिक्षा प्रणाली में सुधार की आवश्यकता है। वर्तमान की शिक्षा प्रणाली में पारम्परिक एवं सैद्धांतिक पाठ्यक्रम की अधिकता हैं। इसके स्थान पर आधुनिक एवं प्रायोगिक पाठ्यक्रम को समुचित स्थान दिया जाना चाहिए, साथ ही इसे अधिक रोजगारोन्मुखी बनाएं जाने की भी जरूरत हैं। Keywords: वैदिक काल, आधुनिक शिक्षा प्रणाली, सामाजिक, व्यावसायिक, तकनीकी शिक्षा।

USING PRACTICE-ORIENTED TASKS IN SCIENCE AND MATHEMATICS LESSONS

The article highlights the creation of a new modern education system, the updating of its content and teaching methods, all aimed at nurturing citizens with high competitiveness, working in creative directions, and distinguished by their cognitive abilities. The proposed effective pathways are geared towards developing the education system. It's noted that the modern school is diverse and complex, constantly evolving, with new demands placed on educational content and the organization of the educational process in society. It's determined that an effective manager is a conceptual ideal leader who understands the fundamental principles of management theory, can effectively implement them in practice, and demonstrates high professional competence. It's considered that an effective leader in modern society should be adept at setting goals correctly and solving emerging problems. Recommendations are provided to enhance a director's abilities in planning and executing work, organizing the workday, and outlining clear responsibilities. Various methods for organizing the workday, delineating responsibilities, and making correct decisions regarding economic activities are suggested. Competencies required by school leaders to implement new initiatives in education are analyzed.

Creation of mobile electronic educational resources based on instrumental complexes

Relevance. The relevance of the research is determined by the ever-increasing importance of the modern education informatization, which is defined as a systematically organized process that includes a number of studies of various directions, designed to implement the wide possibilities of information, communication technologies. Purpose. The main research purpose is to study the prospects for the development of mobile educational resources based on the use of instrumental complexes. Methodology. The methodology of this research paper is based on a combination of the method of system analysis of key aspects of the development and practical implementation of information and communication technologies with a comprehensive study of various options for their use in the creation of mobile electronic educational resources based on instrumental complexes. Results. The research results illustrate the significant importance of creating mobile electronic educational resources based on instrumental complexes and their practical application in the modern education system as a means of information support, assessment of students' knowledge and implementation of the principles of a full-fledged cultural exchange. Varieties of digital educational resources were presented, as well as an example of the functioning of a mobile electronic educational resource in the framework of solving practical issues of assessing students' knowledge. Conclusions. The study underscores the practical importance of mobile electronic educational resources for enhancing information access, knowledge assessment, cultural exchange in modern education. These resources facilitate the integration of smart technologies and digital information, supporting teachers and students in achieving a more effective and comprehensive educational process. The practical significance of the research lies in the possibility of application the obtained results in the creation of mobile electronic resources and knowledge bases in the field of education, in order to ensure the access of teachers and students of educational institutions to the information necessary for the full-fledged educational process. Keywords: educational complex; digital culture; education system; smart technologies; information and communication technologies; digital information resources

INNOVATIVE TRAINING OF FUTURE PRIMARY SCHOOL TEACHERS: ANALYSIS OF TRAINING LEVEL AND DEVELOPMENT PROSPECTS

The article is devoted to an innovative approach to the organization of high-quality education in the training of future primary school teachers from the point of view of modern education and methodology. As an urgent research problem of the modern education system in the formation and development of innovative opportunities for future teachers in their professional activities, their own judgments and conclusions are presented. The article conducts research and presents the results related to determining the meaningful level of preparation of future primary school teachers for innovative professional activities. The authors analyzed the works of foreign and domestic scientists, guided by regulatory documents. As a result of the analysis, the directions of training future specialists were discussed, which will serve as an impetus for the trajectory of professional development based on the innovative activities of students. The authors of the article also developed an author’s survey “What do you know about innovative professional activity” in order to determine the meaningful level of research work. The survey was organized on the basis of empirical methods. 123 students of the educational program 6B130100 - “pedagogy and methods of primary education” took part in the author’s survey, an analysis of the results of the content level and ideas about the need for innovation in future professions was carried out. Analyzing the results of the author’s survey, it was found that students have difficulty understanding the meaning of the concepts of “professional activity”, “innovative activity”, have a desire to use innovative technologies in the educational process, but have low knowledge of new technologies, as well as conclusions that innovative activity is necessary and should be developed for the professional growth of a teacher.. During the analysis of the research results, innovative training of future primary school teachers is being formed. Keywords: future teacher of primary school; innovative activity; professional specialty; experiment; author questionnaire.

Chronotopes of didactic communication in modern university

Introduction. The article is devoted to the scantily explored problem of (re) organization of spatial-temporal (chronotopic) aspects of didactic communication in a modern university. The author notes the fact that researchers rarely address this problem.Purpose setting. The purpose of the research is to introduce the concept of the chronotope of didactic communication and describe the leading modes structuring the chronotope of didactic communication in a modern university.Methodology and methods of the study. The research method is a theoretical analysis of chronotopes of didactic communication in a modern university. The initial theoretical premise of the study is the idea of a complex, systemic nature of didactic communication, in which spatial and temporal characteristics are associated with the very organization of educational and pedagogical interactions in a modern university and influence the choice of educational forms and methods of impact.Results. There is a high importance of factors of space and time of educational interaction in the ideas of teachers and students regarding didactic communication in a modern university. The fact of the influence of spatial and temporal features of educational interaction on the process of understanding the subject content by students and on the very organizational scheme of didactic interactions in a modern university is noted.Conclusion. Chronotopes of didactic communication are systems of spatial and temporal organization of didactic communication, correlation of physical and psychological spaces and time of didactic communication, management of psychological mechanisms of orientation of participants of educational interaction in space and time of didactic communication. These systems are different for traditional and modern educational systems, the development of university professional education is in the direction of greater consideration of the psychological space and time of didactic interaction.

ACADEMICIANS UNDERSTANDING ON HEIS AND LEARNERS’ GOAL (AN DESCRIPTIVE STUDY REFERENCE TO ARTS & SCIENCE COLLEGE STUDENTS STUDYING IN COIMBATORE)

Employability of the graduating students is the top most priorities of the HEIs (Higher Education Institutions). Therefore, teachers serving in HEIs are instructed by their administrators to enhance their job skills and teachers themselves voluntarily influences their students to shape up their career goals through strengthening and sharpening their employability or entrepreneurial skills. The article aims to assess the association between academicians understanding on the need for motivating their students in modern education system and academicians ability Why to motivate the students based on their career aspiration/life-goals. are shaped, their career aspiration and needed skills for career progress are developed. Ten most reputed colleges functioning in Coimbatore city was chosen, from each college 25 academicians participated in the survey. The article discussion comes 92.90 per cent of the teachers realise their role of recruitment in HE services. Approximately, 94 per cent of the academicians have expressed high degree of satisfaction, 88 per cent of the sample teachers feel satisfied with the nature of career succession and promotions achieved by their graduated alumni and 87.40 per cent of the teachers feel satisfied being a facilitator supporting the students in achieving their career building. KEY WORDS: Higher Education Institution, Academician, Career Aspiration, Career Building

Intellectual and speech development of schoolchildren in the context of multilingualism: Teaching methods

Relevance. The relevance of this study is conditioned by several factors. One of them is the expansion of the practice of multilingualism in educational institutions of various countries. Another, no less significant phenomenon is the awareness of the importance of the introduction of this system of education for the creation, improvement, and further development of both cultural and economic ties between different states. Ultimately, learning several languages makes the consciousness of students more flexible, creates the ground for the development of a positive worldview and thinking in general. Purpose. In order to generalise the findings, the paper provides a diagram drawing, which shows a panorama of the state of the structure of the multilingual school at the present time. It includes a number of components that are leading in the process of training teachers of multilingual educational institutions, including in the practice of implementing educational programmes based on universal and effective methods of presenting material related to foreign languages. Methodology. The search, collection, research of teaching methods in the conditions of the noted education system is carried out, with the derivation of categories of this process and the characteristics of each of them. Results. This paper analyses materials related to the study of the problem of intellectual and speech development of schoolchildren in the context of multilingualism. Conclusions. In conclusion, the forecast of the further development of this area, its prospects for the life and activities of society are given. It is reported that the system of modern education is designed to respond directly to the global processes taking place in society. These include the integration of various cultures and ethnic groups into the global cultural and economic space.

Strategi Pengembangan Kurikulum di SMP Islam Terpadu Pondok Pesantren Al Madinah Boyolali

Curriculum is an important tool in education. To improve the quality of education, curriculum development must be carried out comprehensively. This research aims to describe the curriculum development at Al Madinah Boyolali Integrated Islamic Middle School. The research method used in this research is a qualitative descriptive method, with a research approach in the form of a case study. The results of the research show that the curriculum at the Al Madinah Boyolali Integrated Islamic Middle School is an integrity curriculum, meaning an educational unit-level curriculum that combines the education service curriculum with the Saudi Arabian curriculum with superior tahfizhul Qur'an and Arabic language programs. The model of teaching and learning activities adopted at the Al Madinah Boyolali Integrated Islamic Middle School consists of two combined systems, namely the Salafiyah education system and the modern education system, namely that teaching and learning activities adhere to the school system in general. Four of the existing components include objectives, curriculum content, strategy, and evaluation. The objective component specifications relate to the four core competencies of graduates that must be mastered or achieved by the students of Al Madinah Boyolali Integrated Islamic Middle School, namely the core competency of monotheism, the core competency of having noble morals, the core competency of being intelligent, and the core competency of being competitive. The content components of the Al Madinah Boyolali Integrated Islamic Middle School curriculum are organized in three forms of activities, namely curricular, co-curricular, and extracurricular activities. The learning strategy component refers to the teaching approaches methods and equipment used in teaching. The curriculum evaluation component is intended to assess a curriculum as an educational program and determine the efficiency, effectiveness, relevance, and productivity of the program in achieving educational goals.

Принципы общественной установленности школьного образования в России

The scale of the modern education system and the role of the educational paradigm in Russia's strategic plans are emphasized. The authors explains the social necessity of creating the necessary conditions and mechanisms that improve the organizational characteristics of education and ensure the effective solution of current and future tasks in the educational field. The principle of unity of educational space on the territory of the Russian Federation is analyzed. The main institutions that postulate the meanings of education and regulate the stability of the entire educational complex are highlighted. Attention is focused on the essential assessment of the institutions of upbringing, learning, pedagogical education, and pedagogical science. The issue of recognition of pedagogy and pedagogical education as a national heritage and heritage responsible for the reproduction of the collective worldview and social harmony of Russian society is discussed. Additional organizational and technological steps aimed at improving Russian education are proposed. The goals and objectives of the study are related to the need for systematic improvement of the country's educational complex.

Evaluation of Critical Thinking Skills in Medical Students of Kermanshah University of Medical Sciences

Background: According to the 21st Century Partnership Learning Framework, several competencies or skills should be possessed regarding critical thinking and problem-solving, communication and collaboration skills, creative and updating skills, information and communication technology literacy skills, contextual learning skills, and information and media literacy skills. Increasing critical thinking skills is necessary in modern and advanced educational systems. Objectives: This study aimed to evaluate the critical thinking skills of medical students. Methods: This descriptive and analytical cross-sectional study was conducted on 271 medical students in the primary science section of Kermanshah University of Medical Sciences, Iran, in 2023 who were selected by a convenient sampling method. The data were collected by demographic characteristics and the California Critical Thinking Skills Test (CCTST). Descriptive and inferential statistical methods were used to analyze the data using SPSS software version 21. Results: The total critical thinking skills score in the studied students was 8.89 ± 3.60, equivalent to 25% of the total score. The highest and lowest areas were related to comparative reasoning and inference, with an average of 4.35 ± 1.94 and 2.59 ± 1.56, respectively. There was no significant difference between the average critical thinking skills score regarding age, gender, academic semesters, and living or not in a dormitory. Conclusions: Based on the results, medical students’ critical thinking skills are weak and lower than the exam average. The educational system of Kermanshah University of Medical Sciences should be reviewed in designing a curriculum to foster critical thinking.

Development of practice-oriented education in training future pedagogic psychologists as the most important component of modern education system modernization

Relevance. The research relevance is predefined by the need for modernization of the education system at the stage of the Republic of Kazakhstan's socio-economic condition transformation where practice-oriented learning is the main component in the formation of professional competencies of future professionals. Modern conditions impose requirements for quality training of qualified pedagogic psychologists during the period of professional education in higher education. Purpose. The research aims to determine the features of practice-oriented training in higher educational institutions and psychological and pedagogical conditions for the formation of professional competencies of future specialists. Methodology. The basis of the theoretical and methodological approach in the research is a qualitative combination of content analysis methods of psychological and pedagogical conditions of training future specialists in higher education with an analytical study of teachers-psychologists professional competencies formation in modern conditions of educational system modernization. Results. The research identifies the challenges and opportunities of implementing practice-oriented education within Kazakhstan's higher education system. It underscores the necessity and effectiveness of integrating practical learning approaches to enhance the professional competencies of future pedagogic psychologists. The findings emphasize the pivotal role of pedagogical conditions in fostering competitive and qualified specialists equipped for modern socio-economic demands. Conclusions. The study concludes that integrating practice-oriented education is crucial for modernizing the education system in Kazakhstan. Recommendations include enhancing pedagogical conditions to optimize the formation of professional competencies among future pedagogic psychologists. These insights are pivotal for educators aiming to innovate curricula and improve educational outcomes in higher professional education settings. Keywords: professional education; competencies; practice-oriented education; higher education; educational process; motivation

Modern education system and intercultural communication

The article is devoted to the problem of intercultural communication, which is understood as communication between people who are representatives of different cultures and speak different languages. Intercultural communication appears as a special process of communication, which has its own specific characteristics and manifestations. A thorough analysis of intercultural communication shows that there is a difference between intra-cultural and intercultural communication, which has its own peculiarity, specificity, structure, etc. It is argued that one of the goals of the modern education system is to form intercultural competencies in the first place. The need for such knowledge, skills and communication skills is determined by the practical needs of real life. The processes of democratization of social life, globalization, openness and accessibility of the latest achievements of world culture allow a large number of people to learn a lot about the lifestyles and behavior of other nations. The development of intercultural competencies is one of the main goals of modern education. It is the education system that should take on the responsibility to rid people of outdated ethnocentric views, replacing them with new ones that are more in line with the realities of the modern open world. This should also be the focus of the policy of the modern Ukrainian state, which seeks to take its place in the European Union.

Issues and Challenges before Higher Education in Bihar: An Empirical Study

Indian Knowledge Tradition believes that education is not just the beginning of the spiritual life of mankind, but it is also the training of human soul. It aims at all round development of an individual. Education plays an important role in shaping a country’s socio-economic growth. India is one of the fastest growing economies with a huge human resource. With such vast human capital, the scope of higher education is very much wider in comparison to the other countries. We, in India have the tradition of believing and recognizing “Maa Saraswati” as the goddess of knowledge. We have Vedas, Upanishads, puranas in our core value system. The Bhagwad Gita enlightens and guides mankind in the gravest of life’s problems and awakens not just human mind but also enlightens human soul. The role of women scholars in the Vedic era in developing and enriching Indian tradition cannot be undermined. Takshashila is regarded as the oldest university in the world. While Nalanda, Vikramshila in Bihar are the examples of many distinguished centers of higher education centers in India, which were way ahead of times. The main aim of such higher education institution was to impart Vedic knowledge which leads to spiritual growth. The glory can be traced from the writings of many of the foreign travelers who came to visit Bharat during those times in order to not just see the prevailing higher education system but also to attain knowledge. Our modern education system is largely based on colonial legacy and English education pattern. The foreign invasion and the British rule destroyed traditional Indian educational system in a planned way. According to UNESCO, there are around 235 million students enrolled in different universities around the world. If India is willing to become a super power someday it will only be through knowledge-based society. In this paper we will be discussing the issues and challenges before the higher education system in Bihar. There are 17 state Universities in Bihar, each university has broadly two types of colleges- namely Constituent college and Affiliated college. Constituent Colleges are more or less like Government College and Affiliated colleges are like Private college. This research is primarily focused on the constituent colleges. Present paper seeks to highlight different issues and hindrances before the higher education system in Bihar e.g. Low Gross Enrolment Ratio (GER), inadequate Pupil-Teacher ratio, delayed session, poor attendance of students in college, absence of proper laboratory facility, NAAC accreditation, implementation of National Education policy 2020 etc. This is an empirical research based on observational methodology. Higher education has experienced expansion both in terms of institutions and enrolment over the period of time, but it has not been sufficient. Present higher education system has total disconnect from our great ancient tradition. Innovative and transformative strategies need to be implemented on priority basis at the higher education level.

ВЛИЯНИЕ ФИДЖИТАЛ СПОРТА НА ФОРМИРОВАНИЕ КОМАНДНЫХ НАВЫКОВ И ЛИДЕРСКИХ КАЧЕСТВ У СТУДЕНТОВ

The modern educational system is in the process of searching for new approaches to developing students’ teamwork skills and leadership qualities. One of such approaches is phygital sport, which combines physical activity with elements of digital technologies. The article examines the mechanisms by which phygital sport influences the development of interpersonal communications, the distribution of roles in a team, and leadership among students. The conducted experimental study showed that regular phygital sport classes contribute not only to the development of students’ physical abilities, but also to the improvement of teamwork skills, the distribution of responsibility, and the development of leadership qualities. The presented data suggest that phygital sport can be effectively integrated into the educational process.

BLOGGING AND USING A BLOG AS A MEANS OF DEVELOPING THE COMMUNICATION SKILLS OF PHYSICS TEACHERS

In the modern education system, it is impossible to imagine the learning process without using the Internet, which has become an indispensable tool for all subjects of education. At the moment, the participants of the educational process widely use modern technologies as a basis for the transfer and accumulation of knowledge. In this regard, the technology of blogging and using an educational blog on the Internet is gaining popularity, which allows the teacher to plan the learning process more effectively, as well as summarize and evaluate its results.Since blogs offer wide opportunities for communication between people united by common inter-ests, it is advisable to use them as a means of developing communication skills. However, not every teacher today has the skills and knowledge in the field of information technology sufficient to effectively blogging and using an educational blog.The purpose of this study was to determine the attitude of Physics teachers working in secondary education organizations of the Zhetysu region of the Republic of Kazakhstan to the need to blogging and using a blog as a means of developing communication skills. 116 Physics teachers took part in the study. The survey method was used in the study. When processing the results, the frequency of responses and percentages for each response are counted. As a result of the conducted research, it was revealed that the majority of teachers surveyed favorably relate to the blogging and using an educational blogs in Physics lessons along with traditional teaching tools. The necessity of conducting training seminars and courses on the blogging and using an educational blog at the level of educational organizations has also been identified in order for Physics teachers to form an understanding of the principles and methods of blogging and using a blog. The article also reveals the need to develop educational blog management strategies for teachers to understand how to integrate, use and maintain an educational blog in teaching Physics, as well as the effective use of time and effort when blogging. In addition, it is concluded that it is necessary to continue research on solving problems that teachers may have when blogging and using an educational blog as an additional tool in teaching Physics.

Рефлексивно-проектировочный ресурс личностно-профессионального развития педагогов-психологов: психологическое содержание и условия актуализации

Background. The modern education system needs psychological tools that allow to transform the potential capabilities of specialists who directly provide and accompany the educational process (teachers, educational psychologists) into the resources of their personal and professional development. Objectives. The study had its purpose to investigate the psychological content of reflexive projecting as a resource for personal and professional development and to identify the technological conditions for its actualization. Study Participants. The study involved 292 students of the Arzamas Branch of Nizhny Novgorod State University in the field of “Psychological and pedagogical education” aged 17 to 24 years. Methods. Shostrom’s Self-actualization test (SAT) adapted by Alyoshina, Gozman et al.; Karpov's Reflexivity questionnaire; Self-attitude questionnaire by Stolin & Pantileev; Self-esteem assessment by Dembo & Rubinstein; Rotter's “Locus of Control Test” adapted by Bazhin et al.; “Personality differential” (a variant adapted at the V.M. Bekhterev Research Institute); Activity self-organization questionnaire by Mandrikova. Dispersion, factorial, and multiple regression analyses were used for the data processing. Results. The data analysis established that the psychological content of the reflexive projecting resource consists of five factors — “general level of self-attitude”, “self-organization”, “conscious readiness for transformation”, “self-assessment”, “self-immersion”. The study revealed positive interrelations of these factors with the integral characteristics of personal and professional development. The longitudinal experiment demonstrated the effectiveness of the developed technology for actualizing the reflexive projecting resource. Conclusions. The psychological conditions for the actualization of reflexive projecting as a resource for personal and professional development include the formation of a positive self-attitude, high self-organization and self-assessment, conscious readiness for transformation, striving for self-development (internal conditions) and integration of the technology of reflexive resource determination of educational psychologists into the training process of the university (external conditions).

Physical Education and Health Teaching Behavior Realistic Dilemma and Optimization Path Research

This paper explores the crucial role of physical education (PE) in fostering students' physical fitness and overall development, with a focus on the teaching behaviors of physical education teachers. These behaviors encompass a wide range of actions and activities that occur before, during, and after class, aiming to achieve effective teaching objectives. The connotation of PE teachers' teaching behavior is categorized into speech acts and activity acts, encompassing both verbal and non-verbal actions. This study delves into the challenges faced by physical education teachers and proposes strategies for optimizing their teaching behaviors to cater better to students' interests and aptitudes. It highlights the significance of teachers' reflective behaviors in improving teaching quality and emphasizes the need for evaluating PE teachers' teaching behavior to enhance overall teaching quality and students' all-round development. By considering existing literature and potential areas for improvement, this study seeks to contribute to the advancement of physical education practices and the development of well-rounded students in the modern education system.

ВЛИЯНИЕ ФИДЖИТАЛ СПОРТА НА КОГНИТИВНЫЕ СПОСОБНОСТИ СТУДЕНТОВ

The modern educational system is actively looking for ways to improve the cognitive abilities of students necessary for successful learning and professional activity. One of the promising areas is physical sports, which combines physical activity with digital technologies. This article examines the impact of physical sports on the cognitive functions of students. This article pays special attention to the analysis of experimental data that confirms that participation in physical sports games can contribute to the development of cognitive abilities such as attention, memory, logical thinking and the ability to multitask.

The role of virtual reality and augmented reality in modern education systems

The role of virtual reality and augmented reality in modern education systems

ФІНАНСОВА ГРАМОТНІСТЬ ЯК ФАКТОР ЕКОНОМІЧНОГО ЗРОСТАННЯ ГРОМАДИ

The article highlights the problematic issues of financial literacy of the population. The necessity of increasing the level of financial literacy of the population is considered. Some aspects of the interaction between financial literacy and financial behavior of households are highlighted, taking into account current trends. It is determined that Ukraine has a low level of financial literacy of the population. The level of financial literacy is analyzed based on sociological studies and surveys of our citizens. It was found that half of Ukrainians have only a general idea of their income and expenses, which does not allow them to determine what is happening to their budget and where their money goes. Ukrainians practically do not use so-called investment services, in particular financial instruments such as stocks, bonds or investing in non-state pension or investment funds. Studies have shown that Ukrainians are not interested in news from the financial sector. It was determined that the most financially illiterate groups of the population are young people and the elderly. The study provides a clear breakdown of the level of financial illiteracy by age. At the same time, objective factors are also catalyzed by the appropriate mentality and inability to adapt to the market economy. The author substantiates the understanding that financial literacy implies the ability to effectively manage the budget; includes the ability to manage loans and debt; and has an understanding of the principles of investment. The existing ratings of financial literacy of the population of foreign countries are analyzed. It has been determined that even in countries where a modern system of economic education is being implemented, a significant number of citizens are poorly versed in personal finance. The factors that influence the level of financial literacy are systematized. It is substantiated that financial literacy is not only the key to financial well-being, but also an important element of personal development and life success. A financially literate population is able to prevent poverty, make more effective and informed financial decisions, promote the stable development of financial markets and stimulate economic growth in the country.