Micro, Small And Medium Enterprises Actors Research Articles

Analysis of the Use of Digital Accounting in Micro, Small, and Medium Enterprises (MSMEs) in Medan, Indonesia

This study aims to test and analyze the influence of technology, organization, and the environment on digital accounting micro, small, and medium enterprises (MSMEs) in Medan using digital literacy as a moderation variable. The study was conducted by collecting data by distributing questionnaires to MSME actors registered with the Department of Cooperatives, Small and Medium Enterprises in Medan City. The sampling technique used was purposive sampling, producing a sample of 95 MSMEs. The data obtained were analyzed using SEM-PLS. The results showed that technology, organization, and the environment significantly affected the use of digital accounting. Digital literacy can moderate the relationship between technology and digital accounting. However, digital accounting cannot moderate the relationship between organizations and the environment. Keywords: digital accounting, MSME, technology, organization, environment, Toe, digital literacy

Legality of Protection of MSME Business Actors In Online Buying and Selling Activities In The Digital Era

The digital revolution has changed various aspects of life, including the trade sector. The development of information & communication technology (ICT) gave birth to renewable business models, such as e-transactions in buying and selling. However, online transaction activities in purchasing and vending also present various challenges, one of which is related to legal certainty for MSME business actors. This research aims to identify legal certainty problems MSME business actors face in online purchasing and vending. The method used in the study is a normative juridical approach that examines legislation. Data was collected through literature studies related to regulations when carrying out online buying and selling transactions, the rights of MSME business actors, and dispute resolution mechanisms. The data analysis method employed in this study is a qualitative analysis using deductive approaches. The research results show that legal clarity for MSME business actors involved in the online buying and selling process in the digitalization era is important in ensuring that trade transactions carried out via digital platforms occur with transparency, security, and by applicable legal Wprovisions. The law governing online purchasing and vending is based on principles stipulated in Article 34(1) of the 1945 Constitution. It is embodied in Legislation No. 20 of 2008 regarding Micro, Small, and Medium Enterprises (MSMEs). This regulation is the basis for all legal regulations governing MSMEs to provide adequate protection for MSME actors.

Training for Preparation of Business Feasibility for Bantar Sari Village, Distric Rancabungur, Bogor

Micro, small and medium enterprises (MSMEs) have an important role in the Indonesian economy. The Indonesian government also considers the existence of MSME actors important. The proof is that UMKM together with Cooperatives have a special forum under the Ministry of Cooperatives and UKM. MSMEs is a business sector that has quite good business potential where as MSMEs develops, the level of employment also increases. The number of MSMEs in 2018 was recorded at 64.2 million units, while in 2019 it grew 5 percent to 67.4 million units. The development of Micro, Small and Medium Enterprises (MSMEs) has proven to be the main driver of the real sector that direct effect on national economic growth. MSMEs from 2016-2019 grew by 4.2% annually with an average contribution of MSMEs to Indonesia's Gross Domestic Product (GDP) of 50% for the last 3 years. Information owned by the Ministry of Cooperatives and Small and Medium Enterprises in March 2021, the number of MSMEs in Indonesia is at 64.2 million, and has a gross domestic GDP contribution of up to 61.07%. MSMEs can absorb up to 97% of the total workforce and can collect up to 60.42% of the total investment in Indonesia. However, the development of MSMEs generally still experiences various problems and is not fully in accordance with expectations. The problem that is still an obstacle in developing MSME businesses is the limited capital they have and the difficulty for MSMEs to access sources of capital. In order to help access funding, guidance and directions are needed in order to obtain banking funds for these small businesses. For this reason, a program of activities for preparing feasible business planning proposals is needed. This community service method uses descriptive methods, namely through surveys and observations. The initial stage was observation of Bantar Sari Village, Distric Rancabungur, Bogor to identify the business ventures that were currently being carried out. Furthermore, the formulation stage is the identification of the internal and external environment and is continued with the feasibility study stage. Delivery of training for the community, most of whom are MSMEs, is conducted at the Bantar Sari Village, Distric Rancabungur, Bogor, where the participants are quite enthusiastic about participating in the training program, this can be seen from the number of question that were entered.

LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI DALAM PENGARUH PERSEPSI KEUANGAN TERHADAP PERENCANAAN KEUANGAN

Micro, Small and Medium Enterprises (MSMEs) are the pillars of the Indonesian economy that have experienced rapid growth but still face several obstacles that need to be addressed immediately. Therefore, improving financial literacy for MSMEs in Surakarta is crucial to improving their business performance and sustainability. One way to improve business performance is by increasing financial literacy. Individuals with higher financial literacy tend to have more knowledge about financial management, including business financial planning. This research aims to determine the extent to which the level of financial literacy of MSME actors can strengthen attitudes and risk perceptions in business financial management for making appropriate financial planning decisions. The research approach used is quantitative using Structural Equation Modeling (SEM), while the data analysis method used is Partial Least Square (PLS), with research subjects taken from MSME actors under the guidance of the Solo Technopark Science and Technology Regional Technical Service Unit.

The Influence of Entrepreneurial Orientation, Market Orientation, and Product Innovation on the Marketing Performance of the Batik Industry

This research is motivated by the need to understand the factors that influence the marketing performance of the batik industry in the city of Surakarta, which is one of the leading batik production centers in Indonesia. Batik not only has high cultural value but is also an important industry for the local economy, especially through Micro, Small and Medium Enterprises (MSMEs). This research aims to analyze the influence of entrepreneurial orientation, market orientation, and product innovation on the marketing performance of the batik industry in the city of Surakarta. Quantitative methods were used with the population of batik MSME actors in the city, and a sample of 100 actors was selected through purposive sampling, with the criteria of active operation for a minimum of 3 years according to Sugiyono (2015). Data was collected through a questionnaire whose validity and reliability have been tested. The results of the analysis show that entrepreneurial orientation, market orientation and product innovation play an important role in improving the marketing performance of batik MSMEs in Surakarta City. Increasing and implementing entrepreneurial and market orientation contributes significantly to marketing growth and performance. Intensive product innovation also has a positive impact on marketing performance. Therefore, a strategy that focuses on developing these three aspects is considered key for batik MSME entrepreneurs to achieve sustainable growth and improve their marketing performance. In addition, companies need to strengthen internal factors such as product innovation, service quality and operational excellence to increase efficiency, effectiveness and customer satisfaction. Alignment of marketing strategies with in-depth market analysis and superior customer service is also necessary to strengthen the position in the market.

Digitalization of village based on information technology through developing BUMDes MSMEs website and logo

The development of technology has transformed the global economic landscape, including in the realm of Micro, Small, and Medium Enterprises (MSMEs). However, MSME actors in various villages and regions often still have limitations in understanding the importance of digitalization, especially in utilizing technology to promote their products. Therefore, this Community Engagement activity is initiated with the main goal of creating and disseminating understanding about the importance of implementing a profile website, financial management application, and logo in efforts to increase visibility and sales of products for MSME actors in the Serdang Tirta Kencana Village-Owned Enterprises (BUMDes) in Tangerang, Indonesia. The implementation method is based on Community-Based Participatory Research Program (CBPR) with the following stages are location survey, website and logo creation, socialization, and evaluation. Through close collaboration with local stakeholders from BUMDes Serdang Tirta Kencana, this activity has successfully empowered MSME actors with a strong visual identity and significant digital presence. The result is a 95% increase in the skills of MSME actors in BUMDes Serdang Tirta Kencana. It is hoped that through this activity, MSME actors can become competitive and have a positive impact on local economic growth and community empowerment

Analysis of Factors that Affect the Understanding of MSME Players in Preparing Financial Reports

This study aims to examine and analyze the effect of education level, educational background, business size, as well as the provision of information and socialization on the understanding of Micro, Small and Medium Enterprises (MSMEs) actors in preparing financial statements in accordance with the Financial Accounting Standards for Micro, Small and Medium Entities (SAK EMKM) in Kendari City. The population of this study includes all small businesses registered at the Office of Trade, Cooperatives, and MSMEs in Abeli District and West Kendari District. The sample was determined using the Slovin's formula, resulting in a total sample of 76 MSMEs. This research uses a quantitative approach, with primary and secondary data as the data source. Data analysis was conducted through classical assumption tests and multiple linear regressions. The coefficient of determination, F test, and T test were used to test the research hypothesis. The results showed that the level of education, educational background, and business size have a positive and significant influence on the understanding of MSME actors in preparing financial reports based on SAK EMKM. Meanwhile, the provision of information and socialization does not have a significant influence on the understanding of MSME actors in the same regard.

Initiation Of A Marketplace-Based Creative Freelance Service Provider To Optimize Msmes Digital Marketing In Indonesia

Micro, Small, and Medium Enterprises (MSMEs) is a sector that has a major contribution to the Gross Domestic Product. However, there are still many problems faced by MSMEs, including digital marketing. One of the causes of these problems is the lack of skills of MSMEs actors in the creative field. Beside that, the number of creative freelancers continuously increase as well. These two conditions are the right momentum to create an innovation that can make it easier for MSMEs actors to optimize their marketing. Therefore, this paper aims to provide alternative solutions for MSMEs actors in assisting to optimize digital marketing more effectively and efficiently. This writing uses a qualitative approach with a Business Model Canvas (BMC) as the analysis tool. The result of this writing is the creation of an application for providing freelance worker services in the field of creative work to optimize MSMEs marketing. This application carries the marketplace concept, which can make it easier for MSMEs actors to find freelancers who offer services in the field of digital marketing.

Pengaruh Inklusi Keuangan, Literasi Keuangan, Inovasi dan Pengelolaan Keuangan Terahdap Kinerja UMKM di Yogyakarta

Micro, Small and Medium Enterprises (MSMEs) are to grow and develop businesses in order to build a national economy based on a just economic democracy. MSMEs in Indonesia have a significant contribution or role in expanding and absorbing new workers. MSMEs themselves have the advantage of producing consumer goods and services that are close to the needs of the community. There is still an obstacle that MSME actors still lack an understanding of the effects of inclusion, financial literacy, innovation and financial management in various types of businesses, especially on the performance of MSME by business actors. The reason of this consider is to decide the impact of budgetary incorporation, budgetary proficiency, advancement and monetary administration on the execution of MSMEs. The test measure utilized was 100 respondents who claim businesses. The examining method utilized in this ponder utilized a focused on inspecting procedure and the information were analyzed utilizing numerous relapse investigation to test the speculations. The comes about of this think about appear that the affect of monetary incorporation features a positive and significant affect on MSME execution, money related proficiency incorporates a negative and noteworthy affect on MSME execution, and development contains a positive affect on MSME execution. However, the impact is small, financial management has a positive impact on MSME performance, while financial management has a significant impact on MSME performance. It has a positive effect and has a significant impact on MSME performance.

Pendampingan Pembuatan Nomor Induk Berusaha (NIB) Guna Mengoptimalisasi Legalitas UMKM di Kelurahan Kutisari

Assistance in making the Business Identification Number (NIB) aims to optimize the legality of Micro, Small, and Medium Enterprises (MSMEs) in the Kutisari Village, Tenggilis Mejoyo District, Surabaya City. MSMEs are an economic sector consisting of businesses with relatively limited operational scale and capital. Businesses that are established and operating in Indonesia should have legal status as an official identity, which will be very useful in the development and empowerment of the business. Assistance in making the NIB is carried out directly and centrally through the Online Single Submission (OSS) website. The methods used in this activity include collecting and processing data of MSME actors, coordinating with stakeholders in Kutisari Village, preparing assistance activities, implementing assistance activities, and handing over legal documents in the form of NIB. Assistance in making the NIB has successfully optimized the legality of MSMEs in Kutisari Village, with a significant increase of 67 registered MSMEs. With this official identity, it is hoped that MSMEs can more easily access various support and develop their business potential sustainably.

Improve micro, small, and medium enterprises' competitiveness based on relational capital and innovative behaviour

In Indonesia, the role of Micro, Small and Medium Enterprises (MSMEs) in improving the nation's economy cannot be doubted. This study seeks to examine the impact of innovative behaviour on enhancing competitiveness, the impact of relational capital on enhancing competitiveness, and the function of relational capital in amplifying the influence of innovative behaviour on strengthening competitiveness. The study was conducted on MSMEs Bags and Shoes in Tanggulangin Sidoarjo, Indonesia, in 2022. Data was taken by distributing questionnaires to 84 MSME Actors Bags and Suitcases Tanggulangin Sidoarjo, who are members of the. Cooperative and analyzed by Structural Equation Model _ Partial Least Square (SEM-PLS) analysis. The results of the analysis prove that innovative behavior has a direct effect on strengthening competitiveness, and relational capital has a direct effect on strengthening competitiveness but does not increase the magnitude of the influence of innovative behavior on strengthening competitiveness. Theoretically, the research results are useful for the development of strategic management science while being practically useful for MSME actors in managing their business activities. Therefore, high awareness is needed for MSME players to improve the quality of their services to customers in order to build better relational relationships while not ignoring the importance of innovation.

Literasi Edukasi Aplikasi Keuangan Digital Bukuwarung pada UMKM Warmindo Fortuna dan Warmindo Wisesa

Micro, small and medium enterprises (MSMEs) continue to increase because they are the ones that play a greater role in the national economy. There are still many obstacles experienced by MSME actors related to financial management skills which is one of the problems faced. The importance of financial literacy through bookkeeping applications for MSMEs can help MSME actors record financial transactions and make it easier to arrange product sales. This study aims to provide education on the digitization of financial bookkeeping and financial literacy to MSME players Warmindo Fortuna and Warmindo Wisesa with the target that these MSMEs can carry out simple financial bookkeeping. This research was conducted in Depok District, Sleman Regency using qualitative methods. The author collected research data by observation, interviews and documentation. The results of the research show an increase in understanding and knowledge of business actors, it is hoped that this literacy can be felt by MSME business actors.

Pengabdian dan Pengembangan Inovasi Pelaku Usaha Mikro Kecil dan Menengah di Daerah Kecamatan Jetis Pingit Kota Yogyakarta

This treatment was carried out in the Jetis Pingit sub-district, Yogyakarta City. Micro, small and medium enterprises (MSMEs) are a reliable part of the economy and their existence is highly regarded. MSMEs make a sufficient contribution to the Indonesian economy, especially in Jetis Pingit District, Yogyakarta City, which can absorb labor and reduce labor in the Pingit area. The existence of MSMEs can play an important role in the Indonesian economy, because they make a significant contribution, especially in the formation of gross domestic product and employment energy absorption. There are many problems faced by MSMEs in the continuity of their business, especially from understanding MSME development strategies. This service aims to identify MSME players in creating their own business development strategies and further develop their businesses more advanced. In this strategy, can MSME players carry out this strategy better in developing MSMEs? The method used in this service is the question and answer method or direct interview. The results of this implementation can be expected for MSME actors to be able to carry out good strategies in developing MSEs. In developing products for MSMEs in Jetis Kampung Pingit that are advanced and beneficial for all, the activities carried out in Kampung Pingit are held smoothly and very well. In product development for MSMEs in Jetis Kampung Pingit.

PELATIHAN PRODUK MINUMAN UNTUK MENUMBUHKAN MINAT BAKAT SISWA SMA NEGERI 20 KOTA BATAM MENJADI SEORANG ENTREPRENUER

Many MSME (Micro, Small and Medium Enterprises) actors are covered by their lack of knowledge about digital marketing and electronic commerce (e-commerce). Take advantage of the potential in digital marketing and how to create good digital content to attract customers. Based on various facts obtained from the field, it can be formulated that the problems that arise in the EPI (Excellent Preneur Indonesia) MSME community are: lack of content creation and content sharing for digital marketing content. This problem prompted the community service team to provide outreach regarding digital content creation for the development of the MSME community. The method used is in the form of lectures, then questions and answers, and practice of creating content. The outreach was attended by 25 participants and went smoothly. This service activity produced results, including being able to increase knowledge and motivation as well as participants' ideas for creating digital content for the business they were running and adjusted according to target customers.

Perception of people's business credit and own capital in increasing the productivity of MSME actors in Ciomas District, Serang Regency

Micro, small, and medium enterprises (MSMEs) in Indonesia are very important for economic growth and in efforts to overcome unemployment, poverty, and income equality. One of the problems for MSMEs in doing business is Capital Capital. This study aims to develop a model to examine the three variables the author has analyzed to determine the factors that can increase the productivity of MSME actors. This study used the associative descriptive quantitative method with a population of 90 respondents drawn into samples using non-probability sampling saturated sampling / total sampling. Data analysis techniques using linear regression with the help of SPSS software version 26. The results of this study show that the first hypothesis of people's business credit affects the productivity of MSME actors. Thus, the second hypothesis states that productivity influences the productivity of MSMEs. MSMEsproductivity of MSME actors is influenced by people's business credit and own CapitalCapital, which can simultaneously increase the productivity of MSME competitors rated to make theoretical contributions to the literature in this context, certainly in the context of t.

The Role of Gender, Financial Literacy, and Love of Money in the Motivation and Personal Financial Management of Micro, Small, and Medium Enterprises (MSME) Actors

Background: Gender, financial literacy, and the love of money are pivotal factors influencing the motivation and personal financial management strategies of individuals engaged in micro, small, and medium enterprises (MSMEs). Understanding how these variables interplay can provide valuable insights into enhancing financial decision-making within this crucial economic sector. This study aims to examine the relationship of gender, financial literacy, love of money, motivation and personal financial management of MSME Actors. Method: The empirical analysis was conducted using a sample of 150 MSME actors. This study used online survey for the data collection. After passing reliability and validity tests, the data were analyzed with partial least squares structural equation modeling. Results: The research results indicate that gender has a significant positive direct influence on motivation. Financial literacy also has a significant direct positive influence on motivation. Furthermore, the love of money has a significant positive direct influence on motivation. Finally, motivation also has a significant positive influence on financial management. Conclusion: In conclusion, this study highlights the intricate relationship between gender, financial literacy, the love of money, motivation, and personal financial management among MSME actors. The findings underscore the importance of addressing gender-specific factors and promoting financial literacy to enhance motivation and improve financial decision-making within the MSME sector. Moreover, recognizing the nuanced influence of attitudes towards money can further inform strategies to empower and support individuals engaged in these enterprises, ultimately contributing to their long-term financial success.

Pengaruh Literasi Keuangan terhadap Pengelolaan Keuangan Usaha Mikro Kecil dan Menengah

Over the past few decades, scientists and policymakers in both developed and developing countries have realized that the financial literacy of entrepreneurs is crucial for the formation and survival of Micro, Small and Medium Enterprises (MSMEs). The research aims to determine the influence of financial literacy on financial management in MSMEs. The data used in this research is primary data obtained from respondents through observation, interviews, and questionnaires. The objects of this research are MSME actors in Nagari Kapalo Hilalang. The method used to analyze this research data is Simple Linear Regression analysis using SPSS version 23. The results of this research show that financial literacy has a significant effect on the financial management of MSMEs. This shows that the better financial knowledge a business actor has, the better his business financial management will be. This research can increase financial literacy through outreach and training held by the government.

PENYUSUNAN LAPORAN KEUANGAN SEDERHANA PADA PELAKU UMKM DI KOMPLEKS PERTOKOAN CILINAYA CAKRANEGARA

Micro, Small and Medium Enterprises (MSMEs) face obstacles in preparing financial reporting due to a lack of understanding of the importance of financial recording and simple financial reports. Recording is considered difficult and considered unimportant because MSMEs are individual businesses that are directly managed by their owners. They do not understand that this simple financial report is very useful as a basis for making decisions for their future business. The aim of this community service is to increase basic understanding and knowledge of financial recording and preparing simple financial reports for MSMEs in the Cilinaya Shopping Complex, Cakranegara Village. The method used is to approach MSMEs in the Cilinaya shopping complex through direct outreach. The results of this activity are that MSME actors can apply the knowledge that has been provided and they accept the program we are implementing well and they also begin to understand that financial reports are very important in carrying out their business activities in the future.

Use Of Final Income Tax Incentives In MSME Tax Reporting During The Covid-19 Pandemic

The Covid -19 virus outbreak created impact bad to sector world economy including Indonesia. Micro, Small and Medium Enterprises (MSMEs) are one of them affected sectors pandemic This. Various effort has carried out by the government For build return Indonesia's economy so that it always walk with well, one its policy issued via PMK No. 44/PMK.03/2020 concerning incentive taxation or giving facility subtraction even liberation payment taxes, incl Final Income Tax for MSMEs that have Lots benefit towards MSME actors Alone. Research purposes This is For know how to do it submission and reporting incentive FINAL PPh DTP for MSMEs is appropriate with PMK No. 44/PMK.03/2020 and PP 23 of 2018 What just benefits obtained top MSME players utilization incentive FINAL PPh DTP. Result of study This Still many MSMEs do not understand and use incentive Final Income Tax during the Covid 19 pandemic against reporting MSME tax due to limitations knowledge and still must done guidance and outreach by the government, because MSMEs provide contribution yan big in development economy in Indonesia.
 

Strengthening The Economy And Branding Of Digital-Based MSMEs In Wirokerten Village

Abstrak. Micro, Small, and Medium Enterprises (MSMEs) hold an influential role in the Indonesian economy. However, during the COVID-19 Pandemic, MSMEs players faced various problems, such as capital constraints and product marketing. This is due to the lack of understanding of business owners about marketing, primarily through digital technology. The Wirokerten Village, located in the Banguntapan District, Bantul Regency, Special Region of Yogyakarta, is known to have many MSMEs. The MSMEs actors who are members of the Wirokerten Village have home-based businesses such as making melinjo chips, rambak crackers, tofu pearl, and others. There are 142 MSMEs in total; of course, they have different markets or customers. Each of these MSMEs customers certainly hopes that the MSMEs business will continue and progress with the changing times. The efforts made in this Community Partnership Program are to assist MSMEs actors in product branding to strengthen the people's economy. The form of this assistance is the creation of a product logo to support a better product appearance in the future.