Pengaruh Literasi Keuangan terhadap Pengelolaan Keuangan Usaha Mikro Kecil dan Menengah

Abstract

Over the past few decades, scientists and policymakers in both developed and developing countries have realized that the financial literacy of entrepreneurs is crucial for the formation and survival of Micro, Small and Medium Enterprises (MSMEs). The research aims to determine the influence of financial literacy on financial management in MSMEs. The data used in this research is primary data obtained from respondents through observation, interviews, and questionnaires. The objects of this research are MSME actors in Nagari Kapalo Hilalang. The method used to analyze this research data is Simple Linear Regression analysis using SPSS version 23. The results of this research show that financial literacy has a significant effect on the financial management of MSMEs. This shows that the better financial knowledge a business actor has, the better his business financial management will be. This research can increase financial literacy through outreach and training held by the government.