Investor Preferences Research Articles

Analysis of Investors’ Choices in Technology Companies

This paper examines how to analyze which technology companies are suitable for different types of investors through various financial indicators. First, this paper chooses four technology companies, namely Tesla, Tencent, Microsoft and Apple. Next, Yahoo searches for various profit and loss metrics for several companies and groups these metrics into three categories, including risk, profitability and market ratio. Finally, reasonable suggestions are given by analyzing the investment preferences of nine kinds of investors. The nine types of Investors are price/earnings to growth ratio investors (PEG investors), discounted cash flow Investors (DCF investors), income investors, value investors, index investors, momentum investors, insider investors, ratio analysis and stock buyer. According to the analysis results, PEG investors and DCF investors may choose Tesla, while DCF investors and income investors may choose Tencent. In addition to index investors, other investors are likely to choose Microsoft. Apple is likely to be picked by PEG investors, value investors and momentum investors. The research significance of this paper is to help investors who lack certain financial knowledge to choose their own types of stocks, and to describe the characteristics of different types of investors to help investors judge which investment method is suitable for them.

BONDS VS STOCKS PREFERENCE IN PORTFOLIO DURING COVID 19 PANDEMIC

This research explores investor preferences for bonds and stocks during the COVID-19 pandemic, a period marked by significant financial market disruptions. Bonds, considered safer with fixed income, were favoured for stability, while stocks, representing higher risk and potential returns, saw varied responses. The study employs market data from HDFC Bank, Bank of Baroda, Muthoot Finance, and India Bulls Housing Finance. Findings indicate a general inclination towards bonds, with specific recommendations for investors based onrisk tolerance.

Saving and Investment Pattern

Investment is an type of activity that is engaged in by the people who have to do savings i.e. investments are made from their savings, or in other words it is the people invest their savings. A variety of different investment options are available that are bank, Gold, Real estate, post services, mutual funds & so on much more. Investors are always investing their money with the different types of purpose and objectives such as profit, security, appreciation, Income stability. Researcher has here in this paper studied the different types and avenues of investments as well as the factors that are required while selecting the investment with the sample size of 60 salaried employees by conducting the survey through questionnaire in Pune city of, India. Actually, here the present study identifies about the preferred investment avenues among individual investors using their own self-assessment test. The researcher has analyzed and found that that salaried employees consider the safety as well as good return on investment that is invested on regular basis. Respondents are much more aware about the different investment avenues available in India except female investors.

Environmental, social, and governance tools and investment fund portfolio characteristics: a practical-question-oriented review

This paper presents a literature review with the aim of facilitating investment funds to understand the practical question of whether investing responsibly can make a fund's portfolios more sustainable without compromising their return/risk profiles. The study contains most of the leading ESG research from the past two decades. We conclude from this research that the relationship between ESG and return/risk profile is predominantly neutral or even positive. Many scholars have found evidence on the performance of stocks, bonds, and real estate. The findings apply to Environmental, Social, and Governance criteria separately and in different regions. We contribute to the body of knowledge accessible to ESG-asset-seeking funds by complementing the impact investment theory and by linking ESG investment to portfolio-level characteristics and investor preferences. Looking into the future, we identify recent trends and developments in this niche field of ESG at the end of the paper.

EXPLORING FINANCIAL PERSPECTIVES: INVESTMENT PATTERNS AMONG STUDENTS AND EDUCATORS AT SWASTIKA NATIONAL BUSINESS SCHOOL

This study delves into the dynamic landscape of investment behaviours among students and teachers at Swastika National Business School. Focusing on understanding the financial decisions made by these key stakeholders, our research employs a comprehensive survey methodology to gather insights into investment preferences, risk tolerance, and the factors influencing their investment choices. Through a nuanced analysis, we aim to unveil the intricate interplay between financial literacy, investment knowledge, and individual risk appetites, shedding light on the diverse strategies employed within the academic community. The findings from this study can provide valuable insights into financial education and practical implications for enhancing investment literacy programs within educational institutions. As the economic landscape continues to evolve, this research serves as a timely exploration into the investment mind-set of those shaping the future business leaders. It underscores the importance of fostering a financially savvy academic community.

LITERATURE REVIEW ON DETERMINANTS OF INVESTMENT CHOICE IN INDIAN POST OFFICE SCHEMES

There are multiple investment options around us. We must select the best investment choice to achieve our overall objectives. The Indian Post offers numerous savings schemes with high returns and safety. Post office schemes have long been famous for individuals seeking secure and hassle-free investment options. Understanding the factors that drive investors choices within these schemes is crucial for policymakers and financial institutions. One of the prominent factors explored in this review is demographic characteristics. Age, generation, and gender have emerged as significant determinants of investment preferences. Older investors, particularly senior citizens, find postal schemes appealing because of their simplicity and perceived safety. Moreover, female investors exhibited a strong inclination toward these schemes. Financial security and tax benefits play a pivotal role in shaping investment decisions. Investors are drawn to post office schemes because of the guaranteed returns offered by the government and the tax incentives associated with these investments. The review also highlights the impact of educational qualifications on investment choices, shedding light on how individuals with different educational backgrounds perceive these schemes.

How does environmental legislation affect enterprise investment preferences? A quasi-natural experiment based on China's new environmental protection law

China's New Environmental Protection Law (NEPL) represents a significant shift from the traditional administration to environmental legalization. Polluting enterprises face more pronounced contradictions between short-term environmental compliance and long-term development. Therefore, based on the CNRDS and CSMAR databases, this paper uses the 2015 NEPL as a quasi-natural experiment to investigate the micro-effects and mechanisms of environmental legislation on firms' investment preferences and environmental performance. The main findings of this paper are as follows. (1) The implementation of the NEPL effectively promotes the key pollutant-discharge enterprises (PDEs) to increase similar financial and environmental investment, and furthermore, the endogenous financing attributes of short-term financial investments can also provide financing for long-term environmental investment. This is due to the "reservoir" motive and the improvement in the executives' environmental awareness and green attention. (2) The NEPL exhibits heterogeneous policy effects. The key PDEs with political connections are more concerned about environmental management and investment. However, the NEPL's positive impact on environmental investment is weakened in regions with high levels of environmental justice. (3) A shift in the key PDEs' investment structure triggers a series of economic and environmental effects, such as increasing their risk-taking capacity, reducing environmental uncertainty, and significantly improving green patents. This paper provides policy implications for the process of environmental legalization in China and other developing countries.

Flexibilization or biomethane upgrading? Investment preference of German biogas plant operators for the follow‐up of guaranteed feed‐in tariffs

AbstractThis article reports the results of a discrete choice experiment with 183 German biogas plant operators designed to elicit the respondents' plans for biogas utilization pathways after the end of guaranteed feed‐in tariffs. Participants could choose between ‘flexibilization’ for demand‐based electricity generation and conversion to biomethane upgrading for direct feed‐in into the natural gas grid. A binomial logit model revealed a 37% probability of switching to biomethane upgrading. These plants are characterized by higher capacities, several involved shareholders, secured succession, costly digestate disposal and belonging to the upper performance quartile. Mixed logit estimations conducted separately for the two investment concepts revealed a very high overall willingness to invest: 71% for flexibilization and 82% for biomethane upgrading. The respondents demand a return on investment of 19% for flexibilization and 26% for biomethane upgrading. Within the flexibilization, twofold overbuilding (installed capacity equals 2 times the rated power) is clearly preferred to fivefold overbuilding. For the biomethane upgrading, private ownership of the upgrading plant is preferred to a joint investment in a central upgrading facility. Limiting the use of energy crops reduces the propensity to invest in both models, while a longer utilization period enhances it. The respondents consider lack of planning reliability as the biggest obstacle to invest, followed by long approval procedures and high investment costs due to restrictive legal requirements.

Enhancing Investment Performance and Sustainability in the Maldives Insurance Industry

The role of the insurance industry in national economic stability is indispensable, particularly in developing nations like the Maldives. Despite substantial potential, the industry's penetration levels remain below desired thresholds. This research aims to investigate the performance of Maldivian insurance companies, focusing on investment-related aspects. Drawing from existing literature on global insurance sectors, the study formulates hypotheses and employs multiple regression and qualitative analysis on primary data from the Maldives insurance industry. The findings suggest a collective influence of various factors on the financial performance of the sector. Additionally, the study explores preferred investment instruments over different time durations and identifies challenges hindering optimal investment returns. The research provides recommendations for stakeholders to enhance the investment climate, fostering sustainability and collaborative initiatives within the industry.

Gender Equality and the Risk Assessment of Corporate Financialization: An Analysis of the Increase in the Proportion of Female Executives

This paper empirically investigates the impact of the proportion of female executives on the financialization of enterprises using a sample of listed companies in the Shanghai and Shenzhen stock markets from 2009-2018. Previous studies tend to conclude that female executives are risk averse, preventing firms from participating in high-risk financial investments. However, the results of this paper show that there is a positive relationship between the proportion of female executives and the degree of corporate financialization, with an increase of 1 percent in the proportion of female executives leading to an increase of 3.8 percent in the degree of corporate financialization. Further tests show that gender inequality is a possible mechanism influencing female executives’ financial investment preferences in the unique gender culture context of China. This paper expands the research on the impact of non-institutional factors on corporate financialization, and also points out that unilaterally pursuing an increase in the proportion of female executives does not reduce the risk of corporate financialization, and that only an overall increase in the proportion of female executives can reduce the risk of corporate financialization. Improving gender equality at the social level can fundamentally reflect women’s risk aversion characteristics and encourage enterprises to make more stable investment decisions.

Trump's Tweeting Sentiment, Mutual Fund Portfolio, and Investor Preference

Trump's Tweeting Sentiment, Mutual Fund Portfolio, and Investor Preference

ВЛИЯНИЕ ФИНАНСОВОГО КРИЗИСА НА СТРАТЕГИИ УПРАВЛЕНИЯ ПОРТФЕЛЕМ ФИНАНСОВЫХ АКТИВОВ

The subject of the study is global changes and the crisis in financial markets, which obviously have a great influence on the formation of changes in investor preferences, as well as related approaches to compiling an investment portfolio of financial assets. Currently, a modern investment portfolio is a collection of different financial assets, selected because of the different reactions of their prices to volatility in market trends, mainly during periods of financial crises. The main issues of forming and managing an investment portfolio using Smart Beta funds were also presented, allowing to reduce risks and uncertainties, ensuring the effective formation and management of a portfolio of financial assets, and its diversification.

Determining Potential Investor Preferences on Financial Investment Products Through Cluster and Conjoint Analysis

The amount of capitalization and community participation in investing indicates a country's economic development. Indonesia is presently experiencing a demographic advantage that could lead to a rise in investors, particularly in financial investment products. This potential must be supported by market research on financial investment products to optimize such a large potential market. Therefore, this study aims to analyze potential market segments and design financial investment product characteristics that align with investor preferences. This study utilized a quantitative approach with k-means clustering and adaptive conjoint analysis. The study results can define the optimal investment product and provide policymakers with information for introducing and educating the public about diverse investment categories. This study provides an exhaustive analysis of investor preferences and market segmentation in the Indonesian financial investment sector.

Investor Preferences and Responses to Disclosure: Evidence from Carbon Net-Zero Pledges

Investor Preferences and Responses to Disclosure: Evidence from Carbon Net-Zero Pledges

Triskaidekaphobia: The Role of the Dreaded 13th Floor in Shaping Investment Preferences in the Indian Residential Real Estate Market

This study investigates the influence of triskaidekaphobia, the fear of the number 13, on investment preferences in the Indian residential real estate market, specifically examining attitudes towards properties on the 13th floor in high-rise buildings. Originating in Western cultures, triskaidekaphobia has transcended cultural boundaries, influencing the Indian market, which is traditionally shaped by a blend of cultural, religious, and socio-economic factors, including beliefs like Vastu Shastra. Using a quantitative research methodology, the study surveyed 500 participants from various demographic backgrounds across India. The findings reveal a significant awareness of triskaidekaphobia among the respondents, with a majority strongly believing in this superstition. This belief translates into a considerable reluctance to invest in properties on the 13th floor, with many respondents and potential developers expressing a preference to exclude or rename this floor. Statistical analyses, including correlation and regression, indicate a negative relationship between belief in triskaidekaphobia and willingness to invest in the 13th floor. These findings suggest that triskaidekaphobia significantly influences real estate investment decisions in India, reflecting the deep-rooted impact of cultural beliefs on economic behaviors. The study contributes to the understanding of cultural influences in the real estate market and offers insights for real estate developers, urban planners, and policymakers. It highlights the importance of cultural sensitivity in business strategies and the need to consider local beliefs and superstitions in market analyses. The research suggests that addressing the irrational basis of triskaidekaphobia through investor education could open new market opportunities and promote more rational investment choices.

Financial Literacy and Decision Making: Benchmarking a Millennial's Investment Preference

Financial Literacy and Decision Making: Benchmarking a Millennial's Investment Preference

Investment Pattern of Gulf Migrants in Thiruvananthapuram District: A Critical Analysis

The study examines the economic behavior of Gulf migrants in terms of their savings habits, investment preferences, and the impact of their financial decisions on the local economy. This article aims to provide insights into the socioeconomic dynamics of Gulf migration and its implications for both migrants and the host community. The findings underscore the need for tailored policy interventions to harness the potential of remittances and investments for sustainable development in Thiruvananthapuram district. Keralites living in gulf are wealth of India and Strength of Kerala. Remittances receive serve as a key source of income for Kerala’s economy. The migrant household utilize the bulk of the remittance from the gulf countries on consumption, savings and investment. It has been recognized as a powerful tool for income generation and employment.

Environmental, social, governance (ESG) & sustainable finance : Emergence of new era of investing

Since the financial crisis, investors have given greater regard to environmental, social, and governance (ESG) factors when making stock market choices. To achieve sustainable development, these elements are fundamental. This research paper aims to assess the impact of risk profile, investing decision-making, and asset familiarity on the preferences of individual stock market investors for ESG investing by using investment behaviour as a mediator. According to the paper, there is a growing trend in investments that consider environmental, social, and governance (ESG) concerns. The study’s methodology included secondary data sources as well as primary data obtained using a Google form poll, which yielded 400 legitimate responses. To examine the sample size, the programme G*Power 3.1.9.2 was used. A total of 400 responses were included into the research, with the programme determining a sample size of 262 individuals. People from all throughout India filled out the survey. To construct the structural equation model, the Smart PLS programme was used. The validity and reliability of the constructs were evaluated using Confirmatory Composite Analysis. Use of confirmatory composite analysis allowed for evaluation of the constructs’ dependability. With Cronbach’s Alpha, Composite Reliability, and Rho A values of 0.7, the validity and reliability tests utilised in this study were powerful. The study’s results provide light on how ESG factors would influence investing choices in the long run. When drafting legislation pertaining to the stock market, authorities would have the option to include investor preferences.

Voting in the Stock Market – Retail Investor Preference during COVID-19

Voting in the Stock Market – Retail Investor Preference during COVID-19

Crafting Portfolios Tailored to Investor Preferences with Generative AI

Crafting Portfolios Tailored to Investor Preferences with Generative AI