Business Institutions Research Articles

The Benefits of Sustainability Integration in Banking

Abstract This study investigates the way banks choose to implement sustainability, and shows the advantages and challenges that this integration brings. We used a methodology that combined bibliometric analysis and case studies that included the integration of sustainability in different banking institutions. What was observed as a result of the study is that a correct adoption of the principles of long-term sustainability have multiple benefits: - increasing operational efficiency - improving the image of banks; positive impact on society and the environment. Through this research we hope to add to the specialized literature, coming with clear evidence that the banking environment can contribute with a positive impact on sustainability. The decision-making factors in the management and the board of the banking institutions use these evidences as information that can later be transformed into performance indicators, indicators that will contribute through their results to encouraging the implementation of sustainable development within the banks. We know that the future comes with climatic challenges, or precisely a sustainable banking strategy that includes the analysis of all risks can generate a balance sheet behind anticipated. This integration of sustainability in the banking sector encompasses environmental, social and governance (ESG) principles; ESG has gained increasing attention in recent years. "Sustainable economic development has become an important factor on the agenda of various economic and business institutions, so banks and financial institutions are also an essential part of this trend" (Tarkhanova, 2018). Case studies from real institutions are included to exemplify successful implementations (BNP PARIBAS Personal Finance). Although it faces challenges and obstacles, the banking sector has much to gain by adopting sustainability from a social, corporate governance and economic perspective.

Effects of Business Teachers Pedagogical Skills on Male and Female Students in Business Institutions of Lahore

The effectiveness of teachers' pedagogical skills plays a crucial role in shaping students' academic experiences and performance, particularly in business education. This study investigates the impact of business teachers' pedagogical skills on male and female students in business institutions of Lahore, aiming to understand how these skills affect students' academic performance, engagement, and motivation. Using a quantitative research design, data were collected from 300 students through a structured questionnaire, focusing on key pedagogical aspects such as clarity of instruction, teaching methods, interaction with students, and assessment techniques. The findings reveal significant gender differences in students' perceptions, with female students rating pedagogical skills higher than male students across all areas. Correlation analysis indicates strong positive relationships between pedagogical skills and student outcomes, emphasizing the importance of effective teaching practices in enhancing academic performance and engagement. Regression analysis identifies interaction with students and clarity of instruction as key predictors of academic success. These results emphasize the need for business educators to adopt interactive and clear teaching strategies that cater to the diverse needs of male and female students. The study's implications highlight the importance of gender-sensitive approaches and professional development programs in promoting effective pedagogy in business education.

Determinants of Academic Fraudulent Behavior Using the Fraud Diamond Theory Approach

Education aims to help humans to increase their potential through the field of study. Education is a process of positive character building so that a person becomes intelligent and has mental, emotional, and spiritual integrity. Education not only conveys knowledge and skills but also trains instincts, and builds habits, attitudes, and correct behavior in students. Various cases of academic fraud have made it difficult for educational institutions to achieve their goals. Fraud can occur in any field including in the academic field. This fraud is usually carried out by adults who consciously and deliberately commit fraud to obtain personal or group benefits. This study examines the effect of pressure, opportunity, rationalization, and capability on academic fraudulent behavior. The population in this study were students of the Accounting Bachelor Program at the Institute of Business and Informatics Kesatuan. The research sample was 110 respondents. This study uses primary data from a questionnaire designed using a 1-4 Likert scale. Data were analyzed using multiple linear regression. The results of the analysis show that pressure, opportunity, and rationalization have a positive effect on academic fraud behavior, while capability does not affect academic fraudulent behavior.

EMOTIONAL INTELLIGENCE AND ITS ROLE IN PROMOTING ORGANIZATIONAL SUSTAINABILITY APPLIED STUDY-BABYLON ELECTRICITY DISTRIBUTION DIRECTORATE

The research aims to highlight the importance of emotional intelligence, which is one of the important topics that the majority of business institutions in general and educational institutions in particular may not focus on, perhaps due to the lack of awareness of its positive results affecting organizational sustainability. The research aims to address new elements different from what is familiar to know. The extent of its relationship and its impact on organizational sustainability, through a questionnaire designed for this purpose and distributed to a sample size of (56) employees in the Babylon Electricity Distribution Directorate. (50) samples were retrieved and the results were analyzed through descriptive statistical models and correlation. The research reached the following conclusions: There is a relationship between emotional intelligence and organizational sustainability.

The Impact of Economic Recovery Budget and Innovative Disaster Financing Schemes on Indonesia's Sustainability of Disaster-Affected Businesses

This study investigates the impact of implementing an economic recovery budget and innovative disaster financing schemes on Indonesia's disaster-affected businesses' sustainability. Indonesia is one of the countries that has many areas with high risk of natural disasters. Business resilience is crucial so that business institutions can immediately recover after a disaster; some efforts that can be made include the availability of an adequate economic recovery budget and innovative disaster impact financing schemes to adjust to the needs of disaster-affected businesses so that disaster-affected businesses recover quickly. This research was designed using quantitative analysis with a survey through a questionnaire. This study involved 180 MSE actors with sampling techniques using probability sampling. Data analysis was done using multiple linear regression analysis with the help of IBM Statistical software SPSS. The results found that the economic recovery budget significantly affects the sustainability of disaster-affected businesses in Indonesia. Then, the Innovative Disaster Financing Scheme significantly affects the sustainability of disaster-affected businesses in Indonesia. In addition, this study also found that the Innovative Disaster Financing scheme has the greatest effect on the sustainability of disaster-affected businesses in Indonesia. In conclusion, this study successfully investigated the impact of implementing the economic recovery budget and the effect of the innovative disaster financing scheme, which is 18.8 percent, which can contribute to increasing the sustainability of disaster-affected businesses in Indonesia.

PENERAPAN GOOD UNIVERSITY GOVERNANCE TERHADAP KEPUASAN MAHASISWA DENGAN EXCELLENT SERVICE SEBAGAI VARIABEL MODERASI

The objective of this research is to examine the impact of the implementation of effective university governance on student satisfaction and excellent service, with a focus on how excellent service moderates the relationship between university governance and student satisfaction at the Indonesian Institute of Technology and Business. This study utilized primary data and targeted a population of 2,501 students from the Indonesian Institute of Technology and Business between 2020-2023. Purposive sampling was employed, resulting in a sample size of 100 students. The analysis involved simple linear regression analysis and MRA (Moderated Regression Analysis) using SPSS (Statistical Package for the Social Science) software. The findings of this study demonstrate that good university governance has a positive and significant impact on student satisfaction, while excellent service does not enhance the influence of good university governance on student satisfaction. These findings have implications for university administrators and policymakers, as they emphasize the significance of implementing and maintaining effective governance practices to improve student satisfaction. Further research could explore other factors that may moderate the relationship between university governance and student satisfaction, providing a more comprehensive understanding of this relationship.

Online Auction System Using AI

Net has pushed the globalization which addresses the interaction and integration many of people ,one-of-a-kind business institutes, government our bodies, and lots of more. As people are exposed to unlimited variety of quantitative products through use of internet, they seek for the predicted one at affordable or favorable fee and time. On-line biding has become distinguished way to the expectations of on-line customers since it excludes the want of physical presence at the bidding location and the product can be acquired on the low- priced price. When bidding is performed on a bidding floor this machine will permit users to get right of entry to the bidding the usage oa an internet portal. Images can also be considered. Online bidders can vicinity bids at any moment and their bids will be displayed on a display at their own window. Authentication may be key for the online machine and get admission to credentials can be provided simplest to proven users. Users can set standards for automobile bidding including restriction amount, next bid increase quantity and many others. Information can be accrued by using the system to choose which objects evoked the maximum interest in bidders. We purpose to construct a tool that recommends the best acceptable product for person based on consultation.

Семейный бизнес: правовые, психологические методы и стимулы функционирования

The scientific article discusses the possibility of business functioning on the basis of family and family values. The authors show in detail not only all the psychological and legal risks, methods and incentives in the functioning of a family business, but at the same time monitor the positive elements of the development of family well-being based on a joint family business. The scientific article expresses the position on the need to legalize the institution of family business in Russia, within the framework of which the necessary system of state support measures will be proposed and the edges of convergence of public and private law will be built.

An Empirical Study of Influence of Emerging Growth of Electronic Commerce on Traditional Business Practices in India

Electronic Commerce (E-Commerce) is rapidly becoming the biggest contributor to the growth of the global economy in the present business landscape. This e-commerce business revolution is being witnessed in the home market of India as well. In India, the e-commerce players have improved the quality of the goods and services and made the Indian consumer very happy by offering discounts, cash-back, and other attractive offers. On the one hand, they have created new and many job opportunities. On the other, they are challenging traditional business institutions and India’s unorganised sectors with fierce competition and huge challenges. In this research paper, we look at the pros and cons of e-commerce for both traditional firms and consumers.

Business Institutes and Corporate Social Responsibility in Brazil: Balancing Between Control and Incompleteness

Objective: Provide a critical perspective on CSR in Brazil, focusing on business institutes' involvement with CSR, which could lead to an assimilation that adapts it to meet exclusively business interests. Theoretical Framework: A literature review focused on the main conceptual debate on Corporate Social Responsibility (CSR), emphasising the normative approach of Stakeholder Theory. Method: A qualitative analysis of the literature, data from public sources on civil society organisations, and the websites of leading business institutes involved with CSR in Brazil was chosen, comparing it to the information on institute websites. Results and Discussion: The leading institutes operate in a segmented and organised way, have large companies among their members, represent a significant volume of investments in the socio-environmental area and present their vision of corporate behaviour. This suggests a search for institutional leadership and reinforces the idea of consolidating CSR in Brazil through corporate resources. Research Implications: This research's practical and theoretical implications provide insights into how the results can influence business and academic studies about CSR. These implications could encompass business management, sociology, public policies, and project financing for all involved in thinking and practising business behaviour in society. Originality/Value: It contributes to the debate on CSR by demonstrating that its lack of consensus allows the business world, through its institutes, to shape it to its interests, limiting its potential reach. It is a critical perspective that suggests that business institutes create the conditions for discursive leadership that can lead to selective corporate responsibility practices in society.

Perancangan Enterprise Arsitektur Menggunakan TOGAF ADM Di Bea Cukai Tanjung Pandan pada Aplikasi SIMPORA

The web-based SIMPORA Customs Tanjung Pandan application is an efficient solution for optimizing annual budgeting business processes. Customers can easily get the latest information about the services provided in real-time. So it is hoped that it can improve performance significantly. To develop it, several data collection techniques were used, namely by conducting in-depth interviews, making observations and documenting them. Meanwhile, the research methodology is TOGAF ADM 9.1. This method is known to be the best method that can develop architecture in a structured and reliable manner. Several types of diagrams that help in designing this system are Value Chain, BPMN, Context Diagram, Use Case, and Class Diagram. It is hoped that this enterprise architecture design will enable budgeting to be monitored and improved immediately by stakeholders. The result of this research is an enterprise architecture design to support business processes at Tanjung Pandan Customs and Excise. It is hoped that various budgeting errors and design inaccuracies can be reduced and eliminated with this application, so that it can support the optimization of this institution's business processes.

Pelatihan Metodologi Penelitian Analisis Data Menggunakan Microsoft Excel dan SPSS di STIE Tribhakti Bekasi

Carrying out research is an obligation carried out by lecturers and students at universities. However, a good research implementation must of course be supported by an understanding of research methodology and the use of available and qualified data processing program applications. The results of interviews conducted by the community service team of the Institute of Business and Informatics Kwik Kian Gie indicate that thesis supervisors and students who compose theses at STIE TRIBHAKTI Bekasi really need training related to understanding research methodologies and using data processing programs in this case Excel and SPSS and how interpret the output of the processed results. Based on this background, a training on research methodology and data analysis using Excel and SPSS was held on Saturday, March 31, 2021 at 13.30 – 16.30. This activity is carried out online using Google Meet virtual media. The material presented includes univariate, bivariate, multivariate, and path analysis. One part of multivariate analysis is multiple regression. After the training was given, the thesis supervisors and students who wrote the thesis at STIE TRIBHAKTI benefited from increasing knowledge and understanding of research methodology and becoming more skilled in using Microsoft Excel and SPSS data processing applications, so that this can be a motivation that moves lecturers and students to do research well.

The Influence of Financial Literacy, Grade Point Average, Socio-Economic, Demographic and Saving Behaviour to Financial Literacy

This research aims to analyze the influence of grade point average, socio-economics, demographics, and saving behavior on financial literacy. The population in this study was 148 master’s Study Program students at the Institute of Business (IOB) and a sample of 60 students using the proportional random sampling method. The data collection technique is through a questionnaire, while data analysis uses multiple linear regression. The findings from this research show that the grade point average variable has no significant effect on financial literacy, socio-economic variables have no significant effect on financial literacy, demographic variables have no significant effect on financial literacy, and the saving behavior variable has been proven to have a significant effect on financial literacy. In addition, the grade point average, socio-economic, demographic, and saving behavior variables together (simultaneously) have a positive and significant influence on financial literacy.

Tracer Study of the Graduates of the School of Business and Accountancy, Pilgrim Christian College Cagayan De Oro City, Philippines

A tracer study stands as an indispensable tool for assessing the efficacy and success of the programs or courses offered by a school. This comprehensive analysis documents various aspects such as the employment status, challenges faced, and the practical application of skills among graduates in their current employment. By tracking the trajectories of alumni, tracer studies provide valuable insights into the real-world impact of the education provided by the institution. The Tracer Study tracked the SBA graduates of Pilgrim Christian College on what activities they followed after graduation and recognized the results of their achievements. The study used a descriptive method of research and used surveys to gather the primary data. Findings revealed that SBA graduates are predominantly females and in their early twenties; more were single, majority BSA graduates; and that they enrolled at PCC because of affordable tuition fees and the personal prestige attached to the name for better employment and career advancement. More of them were working at private institutions, the majority were serving full-time, more of them were working in business institutions, few were unemployed due to advancement for further studies, and more of them were permanent employees. The study concluded that a great number of them were employed immediately after graduation by application and not by political connections. Having provided very adequately the skills such as knowledge, communication, human relations, leadership, research, problem solving, and other competencies specific to the area of specialization were major factors on top of the area of specialization and reputation of SBA considered for immediate job acquisition.

The Challenges and Obstacles of Implementing Quality and Development Programs at Jordanian Business Companies (Field Study)

Purpose: The study aims to clarify the challenges and obstacles (C&O) of implementing Quality and Development (Q&D) programs at Jordanian business institutions. Quality programs are the major driver of today’s business environment to accomplish business goals. The Q&D programs affect customers, organizations, and society at large. Theoretical Framework: The study reviewed the literature in order to explain the concepts of quality, organization development and the relation between the two concepts. In addition, the study surveyed previous research for challenges and obstacles that hindered the implementation of quality and organization development programs. Design/Methodology/Approach: The researchers used a descriptive statistical analysis to analyze the randomly collected data from a sample of various businesses in Amman Governance Area. A survey was prepared, tested and distributed to collect needed data. A total of 1275 surveys were used to solve the study problem regarding the influence of C&O on implementing Q&D at Jordanian business companies. The study uses the frequency statistics to analyze the collected data. Findings: The analysis of the study found that the success of implementing quality programs depends heavily on recognizing the C&O that will hinder the implantation in order to overcome such difficulties. The study showed that the absence of motivation, commitment, concentration, communication, resources, information, and executive support are the major C&O hindering the success of implementing quality programs. Meanwhile, the study showed that companies who attained or seeking quality certification are in a better position to overcome the difficulties of implementing quality programs. Employees also play a major role in overcoming such difficulties depending on the training and development provided by their institutions. Research, Practical & Social Implications: The study emphasized that quality programs are essential to the success of businesses in satisfying their customers, improving labor abilities and skills, increase their market share, and eventually increase profits. The study also emphasized the importance of leadership role in adapting, practicing and supporting quality programs in business institutions in order for such programs to succeed. Originality/Value: The study originality as a first attempt to examine the difficulties of implementing quality programs at Jordanian business companies. The study contributes to better understand the challenges and obstacles that may hinder quality and development programs at Jordanian business companies.

PENGARUH BUDAYA ORGANISASI TERHADAP KINERJA KARYAWAN MELALUI KEPUASAN KERJA

This research aims to examine the influence of organizational culture on employee performance through job satisfaction at the STIKOM Bali Institute of Technology and Business (ITB). In this research, researchers used 102 respondents as samples using the saturated sample method. Data collection methods using interviews and questionnaires using a Likert scale, as well as distributing questionnaires using Google Form. The data analysis technique used is Path Analysis (Structural Equation Modeling-Partial Least Square (SEM PLS) using inner models and outer models and simultaneously with validity and reliability tests. The results of the research show that 1) Organizational culture has a positive and significant effect on satisfaction Work; 2) Job satisfaction has a positive and significant effect on employee performance; 4) Organizational culture has no effect on employee performance; 5) Organizational culture has a positive and significant effect on employee performance through job satisfaction.

Pelatihan Pemanfaatan Kecerdasan Buatan Untuk Promosi Bagi Pelaku Usaha Kecil Menengah di Kota Palembang

Training on the use of Artificial Intelligence used to create promotional media for Small and Medium Enterprises (SMEs) is one of the community service activities carried out by Lecturers at the Palcomtech Institute of Technology and Business. The aim of this activity is to increase the knowledge and abilities of SMEs assisted by PT. Pertamina International Unit III Plaju Refinery to create promotional media. The activities will be carried out on Sunday 17 December 2023 at the Pertamina Education Park which is located at Talang Putri, Plaju District, Palembang City. The training was attended by 33 business actors. The implementation method is carried out by means of presentations and practice using the Canva application which utilizes artificial intelligence to create promotional designs quickly and effectively. The implementation of this training activity went very well where all participants actively participated in the training and were able to create promotional designs for their respective businesses

Analisis Laporan Keuangan Serta Tata Cara Pengelolaannya Pada Yayasan Galang Bersama Kami Sebagai Lembaga Filantropi Islam

The main objective of this research is to analyze the financial reports managed by the Galang Bersama Kami Foundation (YGBK) as a non-profit institution that focuses on raising funds from donors in the form of Zakat, Infaq, Alms and Waqf (ZISWAF) funds. Which is about where the Foundation's funds come from, and how the Foundation provides the allocation flow. For this purpose, the author used quantitative descriptive research methods, with direct observation techniques to related parties, followed by interviews and special documentation during data collection. After conducting interviews, the author found that the entire set of YGBK funds came from 3 things, namely from ZISWAF funds, CSR funds from agencies/companies, and potential businesses from our Joint Business Institutions. The funds raised will be channeled to the Foundation's program and operational funds, the distribution percentage of which is based on BAZNAS regulation Number 1 article 8 of 2016 specifically for ZISWAF funds. The percentage of CSR distribution depends on the Foundation's agreement with the CSR provider company. Meanwhile, the proceeds from our Joint Business will be distributed in full to the Foundation's operational costs. The percentage of the Foundation's financial reports shows a decrease in income from 2022 to 2023 of 49%. All of this is done to provide transparent and open financial management for the people in order to maintain their sense of trust in the Galang Bersama Kami Foundation.

General Well Being among Graduate and Undergraduate Students of Business Institute, Karachi: Retrospective Cross Sectional Study

Well-being is a significant aspect of students’ achievement (Kutsyuruba et al., 2015). Business students, expected to be more independent and responsible for their work, require drive, perseverance, and focus to successfully complete various tasks (Seijts et al., 2022). The objective of this study was to evaluate the general well-being of graduate and undergraduate students at a Business Institute in Karachi, Pakistan. A cross sectional analytical study was conducted to assess the subjective well-being of students. The targeted population of this study comprised graduate and undergraduate students present at the business institute’s health camp. The official register of participants from the registration desk was used as a sampling frame, and a random sampling technique was employed to select a sample. A self-administered structured questionnaire, including demographic variables and Six dimensions of general well-being (anxiety, depression, positive well-being, vitality, self-control, and general health), was used to collect data. Mean and SD were used for quantitative variables, while frequency and percentage were used for qualitative variables. Pearson correlation was used to assess the relationship between gender, graduate and undergraduate status, different age groups, and the six dimensions of general well-being schedule. The significant findings of the study provide insight into initiating efforts to foster positive feelings of subjective well-being among students. Furthermore, training and awareness programs are needed to be launched in universities to help students cultivate more Positive feelings of subjective well-being.

Standarisasi Manajemen Pesantren Kontemporer Di Era Postmodern

All contemporary pesantren in the current era must be able and brave enough to set management standards appropriate for the Postmodern era. This is because many major changes in technology, culture, and thought that occur in the Postmodern era affect pesantren. As a result, contemporary pesantren must adapt to these changes while maintaining their traditional foundation and strong Islamic values. The analysis of references on the type of standardization of contemporary pesantren management in the Postmodern era resulted in the writing of this article, which outlines several important points that can be used as a framework for the preparation of the intended contemporary pesantren standards. The ultimate goal of this standardization is expected to be able to make contemporary pesantren have a clear reference in maintaining its existence. The writing of this article uses a literature study method with a qualitative approach. This means that the data is described in the form of narratives about the standardization of contemporary pesantren management. The results of the analysis of various documents, there are at least several important points that become management standards as contemporary pesantren, including relevant curriculum development, information technology, transparency and accountability, partnerships with educational and business institutions, inclusiveness, attention to the welfare of students, environmental management, and continuous evaluation and renewal.