Filters in heating, ventilation, and air-conditioning (HVAC) systems are the most prevalent air cleaning method in residential environments in North America. This study evaluated the long-term impact of residential filtration systems on indoor particle concentrations by examining concentration measurements from low-cost monitors over one year in twenty homes in Toronto, Ontario, Canada. These concentration results suggested that in general, indoor concentration had a similar seasonal trend as the ambient concentration, and indoor activities (e.g., cooking) elevated indoor particle levels for 40-50% of the time. Further, the impacts of electret filters were examined using a non-electret filter with a minimum efficiency reporting value (MERV) of 8 as the reference point at each home. The mean effectiveness of the filters (MERV 8E = −4.19%, MERV 11E = −0.51%, and MERV 14E = 14.5%) were lower than values found in the literature, most likely due to lower HVAC system runtime in our sample of homes (median = 9.6%). Overall, this filter effectiveness analysis reveals that the real-life filter performance was strongly influenced by system and house characteristics (e.g., system runtime, in-situ efficiency, air change rate, and particle source strength), and thus can be different from modeling and laboratory test results.