PurposeMagneto-quasi-static fields emanated by inductive charging systems can be potentially harmful to the human body. Recent projects, such as TALAKO and MILAS, use the technique of wireless power transfer (WPT) to charge batteries of electrically powered vehicles. To ensure the safety of passengers, the exposing magnetic flux density needs to be measured in situ and compared to reference limit values. However, in the design phase of these systems, numerical simulations of the emanated magnetic flux density are inevitable. This study aims to present a tool along with a workflow, based on the Scaled-Frequency Finite Difference Time-Domain and Co-Simulation Scalar Potential Finite Difference schemes, to determine body-internal magnetic flux densities, electric field strengths and induced voltages into cardiac pacemakers. The simulations should be time efficient, with lower computational costs and minimal human workload.Design/methodology/approachThe numerical assessment of the human exposure to magneto-quasi-static fields is computationally expensive, especially when considering high-resolution discretization models of vehicles and WPT systems. Incorporating human body models into the simulation further enhances the number of mesh cells by multiple millions. Hence, the number of simulations including all components and human models needs to be limited while efficient numerical schemes need to be applied.FindingsThis work presents and compares four exposure scenarios using the presented numerical methods. By efficiently combining numerical methods, the simulation time can be reduced by a factor of 3.5 and the required storage space by almost a factor of 4.Originality/valueThis work presents and discusses an efficient way to determine the exposure of human beings in the vicinity of wireless power transfer systems that saves computer simulation resources and human workload.