This paper proposes a multi-algorithm strategy for card fraud detection. Various techniques in data mining have been used to develop fraud detection models; it was however observed that existing works produced outputs with false positives that wrongly classified legitimate transactions as fraudulent in some instances; thereby raising false alarms, mismanaged resources and forfeit customers’ trust. This work was therefore designed to develop a hybridized model using an existing technique Density-Based Spatial Clustering of Applications with Noise (DBSCAN) combined with a rule base algorithm to reinforce the accuracy of the existing technique. The DBSCAN algorithm combined with Rule base algorithm gave a better card fraud prediction accuracy over the existing DBSCAN algorithm when used alone. Key words: Card fraud detection, density-based spatial clustering of applications with noise (DBSCAN), rule base algorithm, data mining.