Power cable is a piece of major transmission equipment, and its operating temperature as a major factor determines whether the cable system can operate safely and reliably and the current-carrying capacity. Therefore, it is of great significance to master the real-time temperature and the distribution of the power cable core. During the aging of cable insulation, temperature, as a major factor, directly determines the aging rate. One of the basic parameters on the power cable is the ampacity. If the ampacity is high, the cable will be overloaded. In this paper, the thermal circuit method is used to construct and calculate the cable, and the whale algorithm is used to estimate the temperature of the cable conductor. The conductor is estimated accurately within the allowable error range. The results are compared with the results of finite element simulation to verify the effectiveness of the finite element method. Through the experimental analysis, the model is established according to the cable trench on the spot. The steady-state temperature field is calculated through parameter setting. The average packet loss rate is 0.066 %, and the relative error is 0.32 %, which proves that this study can optimize the communication mode of the network and achieve a better monitoring effect. The method realizes the real-time temperature rise prediction of the cable core conductor by using the temperature rise of the outer skin. It can provide a certain theoretical basis for the online monitoring and engineering practical application of the cable core temperature and has practical significance.