Type Of Business Research Articles

Assessment of credit risk management practice in Dashen Bank

Financial stress is affecting all types of businesses across industries, but it particularly affects banks because they are a major source of capital and taking risk is an essential and unavoidable part of the banking business. Indeed, taking risk is embedded with reward, and financial crises have become a serious problem for the world in recent years. These papers evaluate Dashen Bank's approach to credit risk management. This study's primary objective is to evaluate Dashen Bank's credit risk management practices and determine how they are managed. Its primary focus is on credit evaluation in Dashen Bank. The researcher used descriptive research design, distributed questionnaires to officers. In addition to this the researchers used in- depth interview with management bodies. Both primary and secondary data collection method were used, census method were used, the study findings indicate that the bank doesn’t provide enough training for employees, the offsite follow up method placed by the bank is not successful, the credit risk management of the bank is weak also the credit collection system is not effective are among the main findings. The researcher suggest that the bank should provide strong and consecutive training for the employee, better follow up mechanism should apply new procedure should put in place to assess the capacity the client who need the long term loan.

Peran Kompetensi terhadap Perencanaan Sumber Daya Manusia

This research aims to analyze the role of competence in human resource planning. The research method used in this journal is a literature review based on 5 international journals which discuss the role of competence between employees in human resource planning. The results of this research show that competency has long been a top priority, but is a serious challenge for organizations and human resource planning. In the current era of globalization and technology, competition is becoming increasingly fierce in terms of product quality, price, service, delivery, and so on. Therefore, businesses need to acquire knowledge and skills faster than competitors in order to stand out and thrive. Human resources, with the necessary knowledge and skills, are the main mechanism that allows any type of business to gain a competitive advantage and influence its overall performance.

PENERAPAN SISTEM AKUNTANSI PADA PERUSAHAAN “KEBAB BOSMAN”

An accounting information system is a system used to process financial data into information that is useful for management, planning and decision making for both internal and external users in the company. Accounting information systems have an important role for the long-term success of a company. Kebab Bosman is a company that operates in the F&B (Food and Beverage) sector, a type of business that focuses on the food and beverage sector or in Indonesian it is also called culinary business or business. The purpose of this research is to find out how the accounting system is used at Kebab Bosman. The method used in this research is qualitative, a method that focuses on in-depth observation. The object of this research is Kebab Bosman and the subjects of the research are the parts involved in the accounting system. Data collection techniques use observation and interviews. Based on the research results, it can be concluded that the implementation of the accounting system at Kebab Bosman has not completely gone well. This can be seen from the dual role (dual work) experienced by one of the employees.

Determinants of office rents: the role of physical and locational characteristics in Colombo

PurposeThis paper examines rent determinants and their relationship with commercial office property rents.Design/methodology/approachThe method adopted in this study differs from that of previous studies on this topic. Firstly, based on the survey of the viewpoints of experts, Relative Importance Index (RII) analysis was used to identify rent determinants and to rank and ensure their relevance and validity in the Sri Lankan context. Secondly, sampling of data related to 115 office properties collected from property tenants and landlords located within the central built-up area of Colombo City was conducted using a multi-methods approach to carry out an objective hedonic analysis of office rents.FindingsThis research utilizes RII and hedonic models to provide insights into determinants and relationships. Both analyses confirm that the three top drivers of commercial office rent are distance from the major town center, availability of parking space and the condition of the property. In addition to these three factors, hedonic models reveal that the age of the property and the availability of a conference hall also play a relevant role in explaining office rents. Given the disparities in the findings of the two methods, further examination was able to confirm that factors such as distance from the major town center, parking availability, age of the property, presence of a conference hall, building condition, floor size, business type and type of building are likely to influence commercial office rent. These findings reflect elements such as the quality, newness and better facilities of different office properties.Practical implicationsThis systematic study and analysis of office rent for the guidance of real estate investors can support sound investment decisions, potentially leading to more financially sound property development, reduced public debt levels and improved public-private financing. Further, the research findings offer valuable insights to real estate investors, developers and planners regarding location decisions for office development quality enhancements in future office developments.Originality/valueThis research provides fresh insights into the local scale office market, an area where limited evidence currently exists. Further, the methodology adopted provides evidence that hedonic analysis, supported by a multi-method approach, can mitigate the subjective judgments made by professionals.

Pengaruh Perkembangan Ekonomi Digital Terhadap Pendapatan Pelaku Usaha UMKM di Kota Serang

This research was conducted with the aim of finding out how economic development is Digital and factors that influence the income of MSME business actors in Serang City. Method The research used is qualitative descriptive research, the data collection method is through observation, interviews, questionnaires and documentation. The informants in this research are MSME business actors in Serang , there are approximately 10,321 MSMEs from various types of businesses spread across Serang Jaya City as research objects. The results of this research show there is a positive and significant partial influence of the digital economy on perpetrators' income MSME businesses in Serang. Meanwhile, factors that support and hinder the MSME sector in the digital economy perspective, namely the ability to know how to use technological media which is a supporting indicator of the success of the digital economy.

Broadband and rural development: Impacts of the U.S. Department of Agriculture Broadband Initiatives Program on saving and creating jobs

AbstractThis study analyzed the impact of the USDA's Broadband Initiatives Program on employment and business survival. While average employment declined in both program and non‐program areas, the decline was less severe in program areas, suggesting a positive impact. This impact was primarily observed in metro counties, the service sector, and employer establishments. Businesses in program areas were also less likely to fail than those outside the program areas, with variation across location, business type, and industry.

The Implementation of Investment Risk Management in Sharia Capital Market

The Sharia Capital Market has recently increased as an investment vehicle that complies with Islamic sharia principles. However, as with all investment forms, some risks must be managed carefully. This paper describes the context, urgency and process of investment risk management in the Sharia Capital Market. The Sharia Capital Market complies with sharia principles, including the prohibition of usury and haram business. The risks investors face include business, market, sharia, and liquidity risks. Risk management supports sharia compliance, protects investments and maintains portfolio sustainability. The risk management involves identifying, assessing, developing strategies, implementing, and monitoring risks. By understanding and implementing risk management well, investors can achieve their investment goals more successfully in the Sharia Capital Market. In the financial world, investors must pay attention to investment risks before deciding to avoid losses. The meaning of investment risk also needs to be studied and understood by investors so that investors do not feel cheated and believe in 'profits and losses' when choosing the type of business to invest in and then be able to learn from the business they are running. We will discuss the technical aspects of investment risk management below later. Apart from understanding investment risks, investment stages can also be known from the financial institution investors choose. For this reason, ask about the stages of investing before you disburse funds. One type of investment that is interesting for investors is peer-to-peer. Unlike traditional financing methods, Peer-to-peer (P2P) lending uses lending marketplace and scoring technology. This means that investment risk becomes measurable and suitable for investors. The funds that have been collected will be distributed to micro entrepreneurs and SMEs who need financing with investors who want to fund these businesses. Investors who have invested their funds using a peer-to-peer lending system will not need to worry about investment risks because later investors will get appropriate returns based on consideration of the investment risk profile.

Development and Impact of a Mobile Application that Allows Users to Track Their Location on an Educational Institution Campus

This research study aims to solve user location issues within the campus at an educational institution. As this campus comprises a large number of places and departments, users often get confused about how to reach a specific location. To address this problem, the “Ubícate” (“locate by yourself” in Spanish) application was developed following the CDIO methodology, which encompasses four creative process steps: conceive, design, implement, and operate. The “Ubícate” app provides users with information on places of interest such as schools, departments, halls, auditoriums, and sports venues, offering a visual reference of available locations through 360-degree images. The application also uses Google Maps to track user location within the campus, thus marking a reference route between university gates and the different locations available, in addition to providing information on university-sponsored events. In this paper, Section 2 describes the methodology and each of the stages that were addressed in the following sections. Section 3 presents the development itself and the data used for the purposes thereof. Next, Section 4 reveals the results from this study. Later, Section 5 assesses these results and the findings from the study. In Section 6, our conclusions are discussed. Finally, Section 7 lists topics for future research. The application did indeed contribute to improving the attendance of the academic community at events. Where the application was used, the first-hand perception of visitors and their own was very positive and enhanced the institutional image and sense of belonging. The contribution of this study consists of presenting a mobile application as a solution from three approaches: the technical aspects for application development, the business vision to satisfy the user’s needs, and the end user’s perception. All three approaches provide a technical reader, an entrepreneur, or an end user an overview of a scalable solution to different types of implementations in different types of businesses that require indoor location through the use of technologies in mobile applications. The mobile application performs the location indoors using the Google Maps platform, allowing a more agile development in implementing the APP.

OPTIMIZATION OF ORIGINAL VILLAGE INCOME THROUGH BUSINESS MANAGEMENT ASSISTANCE ACTIVITIES FOR VILLAGE-OWNED ENTERPRISES (BUMDES) IN SUMBEREJO VILLAGE

BUMDes is a business entity owned by the village, where the whole or part of the capital is owned by the village through inclusion in a way originating directly from the village's resources. The development of BUMDes aims to strengthen the village's economic institutions and serve as a tool for utilizing the local economy, leveraging various potential types that exist within the village. Sumberejo Village is one of the villages in the Gedangan District, Malang Regency. The methods employed include survey methods, mentoring, and training, observing the village's potential as a creative business unit within society. The training model for BUMDes is designed by combining in-class and outdoor methods, tailored to the participants' needs, providing direct interaction opportunities for participants and BUMDes activists. The target audience for this Community Partnership Program includes BUMDes administrators/organizers and the Sumberejo Village government apparatus in the Sumberejo Subdistrict, Malang Regency. The objectives of this program are to enhance the administrators' abilities in: 1) understanding the method to map the village's asset and develop strategies for achieving village independence, 2) comprehending the method to initiate, determine the type of business, and develop BUMDes as a village-owned business institution, and 3) designing a development strategy for BUMDes to enhance the Village's Original Income. This activity is expected to contribute to the public economic empowerment by adopting BUMDes and providing solutions that can address partner problems effectively.

Digital technologies in the AEC sector: a comparative study of digital competence among industry practitioners

The successful implementation of digital technologies (DT) in architecture, engineering, and construction (AEC) projects necessitates workflow adjustment, crew scheduling, equipment optimization, and efficient collaboration among project parties. Understanding the digital capabilities of industry professionals is essential for the effective deployment of DT. This paper examines the competence of AEC practitioners in 14 types of DT through a questionnaire survey involving 428 participants. Descriptive statistics, including mean scores and standard deviations, were calculated to understand the competence levels of different DT. Specific inferential statistical tests, such as chi-square tests and Mann–Whitney U tests investigated disparities in competence across different business types, operational years, and company sizes. The results indicate that cloud technology, global positioning systems, and building information modeling were predominantly recognized and utilized, whereas blockchain remained underexplored. Notably, building contractors, small and medium-sized enterprises, and start-ups lagged behind their counterparts in digital competence, with large-scale enterprises exhibiting better knowledge but limited implementation of DT. The findings underscore the need for targeted upskilling efforts to harness DT knowledge effectively and manage digital resources within organizations undergoing digital transformation. The research contributes to the literature on digital competence within the AEC sector and sets the stage for further research into effective DT adoption and deployment interventions.

Strategi Pengembangan Usaha Mikro Kecil dan Menengah (UMKM) Berbasis Collaborative Governance di Desa Pananrang Kecamatan Mattiro Bulu

This thesis examines the activities of Micro, Small, and Medium Enterprises (MSMEs) in conducting business, the challenges faced by MSMEs in business development, and the forms of collaborative governance implemented in MSMEs in Pananrang Village. This is based on the decline in MSME development and the importance of collaborative governance in MSME development. The main issues in this research are (1) How do MSME actors conduct business? (2) What challenges did MSMEs face in developing their businesses? (3) How was collaborative governance implemented in MSMEs in Pananrang Village?The research method used is qualitative research with a case study approach. The data sources are MSME actors and the Cooperative and Small and Medium Enterprises Agency, as well as the Investment and Integrated One-Stop Service Agency. Data collection tools include interview guidelines, and data collection techniques involve observation, interviews, and documentation. Data validity is tested using triangulation techniques.Research findings: (1) MSME actors in Pananrang Village are classified as micro-businesses with a maximum income of Rp200,000,000 per year. In Pananrang Village, there were 47 businesses, but only 4 types of businesses were based on collaborative governance. (2) The challenges faced by MSME actors in developing their businesses included: (a) Quantity and quality of Human Resources (HR) were insufficient, (b) Limited technology and lack of innovation in products, (c) Marketing management did not meet operational standards and lacked business partners, and (d) Lack of capital for business development. (3) Collaborative governance was carried out by the Cooperative and Small and Medium Enterprises Agency through programs such as (a) Coaching, providing material on how to develop a business, (b) Assistance in finding business partners for MSMEs, (c) Financial assistance, providing capital for business development, and (d) Creating a business climate, providing quick and free business permits for MSMEs. Meanwhile, the Investment and Integrated One-Stop Service Agency had the Close Relations program, which included one-day seminars on business development and financial support for MSMEs in Pinrang Regency. The analysis results showed business development for MSMEs for those who followed collaborative governance procedures. Keywords: Collaborative Governance, Development, Micro, Small, and Medium Enterprises (MSMEs)

Pengaruh Kualitas Produk dan Harga Terhadap Keputusan Pembelian Pada Sate Kambing Muda “Mba Ita” di Sukoharjo

The increasingly rapid economic development has given rise to intense competition in the business world, a type of culinary business that offers food products that use goat meat as the main ingredient. This research was carried out with the aim of finding out how much influence product quality and price have on purchasing decisions. Researchers use quantitative research, survey research methods, descriptive analysis. The results of testing the validity of variable data using SPSS are as follows. The Sig0 value of the KMO and Bartlet's numbers is 224,576 with a significance value of 0.000. N100 based on the output it is known that the significance value of Asymp. Product quality and price simultaneously influence purchasing decisions for Sate Kambing Muda Mba Ita in Sukoharjo.

Gentrification and Pioneer Businesses

Abstract Little is known about where hotspots of gentrification emerge within a city and the role that some types of businesses play in the process. We develop a method to detect the sectors whose presence heralds the process of gentrification in a neighborhood. We show that these sectors, mostly found in cultural and creative industries, help to anticipate neighborhood change and that their predictive power complements that of traditional gentrification determinants. We also examine mechanisms related to amenities, worker characteristics, and signaling that are consistent with these results. The analysis illustrates the importance of businesses in the sociodemographic dynamics of neighborhoods.

Membangun Peran Serta Hubungan Industrial PT. Karya Cahya Anue Dengan Para Pegawai Untuk Mencapai Tujuan Yang Sama

A company is an aciion carried out by one or more people to achieve the same goal. In other words, a conipany 3 aform of business entity that places greater eniphasis on profit or profit front the goods or Services offered to someone by the conipany. According to DrsUncolin Arsyad, M.Sc, a conipany is a profit-oriented organization that buys input s and input Services and selis goods and Services. A conipany is anyform of business t hal carries out any type of bus iness that is permanent and continuous and/or which is established with f/ie aim of obtaining profit or proflts. Various jields in the conipany must be ahosen aarefullyand thoroughly, becanse there are manyfields in the conipany, induding companies that run their business in the advertising sector. The niethod used in writing this article is a gualitative niethod. Qualitative research is research that looks at the perspective ofsocial reality, naniely by seeing the world as it is, therefbre a qualitative researcher must be someone with an operi mind. Basically, qualitative research has two ohjectives, naniely: first, describing and revealing and second, describing and ezplaining. Based on the results of interviews conducted with HRD PT. Karya Cahaya Anue on November 29 2023. In the interview we asked several questions regarding industrial relations problems at PT. PT. Cahaya Anue’s work includes "How the Conipany’s participation ensures active involvenient between employees and the Conipany in making strategic decisions a t PT Cahya Anue's work’’

The Urgency of Packaging Houses in Accelerating Halal Certification For MSMEs Products in Jember Regency Indonesia

This study focused on the crucial role of packaging houses in expediting halal certification, particularly for Micro, Small Medium Enterprises (MSMEs) in Jember Regency. The objectives include analyzing the impact of packaging house quality on the halal certification of MSMEs products, exploring the role of packaging houses in accelerating the certification process, and assessing the repercussions of halal certification on product competitiveness in the local market. Using a mixed-method approach, the authors employed an exploratory sequential design. Focus Group Discussions emphasize the significant role of halal certification, challenges in MSMEs certification, and the vital role of packaging houses in the Jember Regency. Proposed solutions involve decentralization, training for Juru Sembelih Halal (Juleha) ‘Halal Slaughterers’, and collaborative efforts. Survey results indicate that MSMEs recognize the importance of packaging houses in expediting halal certification. However, facilities, systems, and regulations related to certification require more attention. Discussions confirm data validity and the ordinal logistic regression model, highlighting the crucial role of packaging houses in enhancing MSMEs awareness through training. Validation and reliability tests confirm research credibility, with t-tests revealing variations in MSMEs perceptions based on location, business type, and education. Research findings highlight the significant impact of packaging house quality on the halal certification process for MSMEs products in Jember Regency. High-quality packaging houses assist MSMEs practitioners in meeting halal certification requirements, enhancing consumer trust. The role of packaging houses in expediting the halal certification process is crucial, serving as guides. Halal certification significantly enhances consumer trust, expands the market, increases product competitiveness, and strengthens brand image.

Creating valuable outcomes: An exploration of value creation pathways in the business models of energy communities

Energy communities (ECs) have emerged as new, collective market actors within European energy systems. Their innovative business models are thought to result in a multiple types of value creation that transcend mere economic considerations. Yet, despite widespread acknowledgement of this, how multiple types of value are created in ECs remains inadequately explored and understood. We engage with this challenge by (1) situating ECs within the longer history and body of knowledge on community participation in energy systems before (2) mobilising insights on value creation from the literature on business models, and (3) distinguishing between value creation as a business model process and types of value outcomes derived from business activities. We apply this approach to three paradigmatic European cases and through comparative analysis identify two distinct value creation pathways. The first pathway links business activities and how they are assembled to functional value outcomes such as cost savings or CO2 reduction, which are quantifiable. The second pathway links how ECs are governed to normative value outcomes such as increased agency or social cohesion, which is a matter of individuals' perception. These results, we argue, call for greater attention and support to questions of organisation and process to ensure the transformational potential of ECs is realised.

Online food retail business and consumer behavior after the COVID-19 pandemic

At the end of 2019 the world experienced a great unexpected change by the generation of the pandemic caused by the COVID-19, where companies and consumers experienced changes in order to face this situation. The objective of this research was to conduct a study of online food sales businesses and consumer behaviour derived from the pandemic COVID-19 in the state of Hidalgo, Mexico, in order to understand these changes, detect areas of opportunity and establish improvement strategies that strengthen this type of post-pandemic businesses. A quantitative, descriptive and cross-sectional methodology was used, a convenience sampling was carried out with 120 cases and the measurement instrument used was based on the survey conducted by Huaman, Nuñez and Untama using the Likert scale, with which information of a social, personal, labour income, quality of care and bio safety nature was obtained [20]. The main results of the study indicate that there is a significant change in consumer behaviour with respect to online food businesses, especially in the form of online and physical purchase, as well as in the bio safety factor.

Investigation of restaurant preference in terms of gender role, Turkey sample

Gender roles develop depending on the social, cultural, and economic environment. Although these roles are independent of gender, they emerged from roles assigned to different genders in history. There are many researches that investigate the relationship between gender roles and consumer behavior. On the other hand, a study investigating gender roles in terms of restaurant and beverage business type preference has not been found in the literature. The research aims to investigate restaurant and beverage business type preferences within the scope of gender roles. In the study, data were collected from 160 people living in Eskişehir province by survey method. As a result of the research, it was found that the preference for the type of beverage business differs about the gender roles.

A RESEARCH STUDY ON IMPACT OF FASTGROWING HYPERMARKETS ON THE SMALL SCALE BUSINESS

The rapid growth of modern organized retail in India contrasts starkly with the persistently dominant unorganized retail sector, which constitutes around 80% of the countrys retail trade. This study investigates the effects of this dynamic on small retailers, shedding light on the changes, challenges, and strategies faced by such businesses. Focusing on Mangalore, a rapidly developing city in Karnataka, the research examines how organized retail, specifically supermarkets, impacts local unorganized small businesses. Employing a Random Sampling Method, various retail formats are studied, employing a SWOT analysis framework via a structured questionnaire. The studys findings underscore that supermarkets in the targeted region indeed exert detrimental effects on various types of unorganized retail businesses, resulting in job losses. Furthermore, the study uncovers the driving factors behind supermarket expansion from the vantage point of small businesses. Methodology: Through Random Sampling, diverse retail formats are included. A structured questionnaire underpins the SWOT analysis framework, providing a comprehensive understanding of both sectors strategies and business plans. The goal is to facilitate the survival of small businesses by offering valuable insights and techniques, bolstered by rigorous statistical analytics and research. Findings: The research establishes that supermarkets growth in the selected Indian suburban region negatively impacts unorganized retail businesses across the spectrum. Additionally, the expansion of supermarkets directly contributes to job losses in small retail enterprises. Small businesses perspectives shed light on the principal driver propelling the supermarket boom. The study unveils the strategies and plans employed by supermarkets, which in turn informs suggestions to enhance strategies for small businesses. It also offers a systematic approach to customer engagement, emphasizing product quality. Originality: This research tackles contemporary market challenges faced by small businesses with a robust foundation of data and empirical evidence. By employing statistical analytics and a comprehensive research approach, the study provides unique insights into the coexistence of organized and unorganized retail sectors, contributing to the ongoing discourse on retail market dynamics.

Attitudes towards Footpath Businesses in Nepalgunj

This research report investigates the attitude towards footpath business and its satisfaction scenario of footpath business of Nepalgunj metropolitan city. The study found that the majority of people have a positive attitude towards footpath business, as it provides a source of income for many people who would otherwise be unemployed. However, there are also some negative perceptions of footpath business, such as that it is unsightly and can be a nuisance. The study also found that the level of satisfaction among footpath businessmen is mixed. Some are satisfied with their income, while others are not. The level of income also varies depending on the type of business and the location. The study concludes that footpath business is an important part of the local economy in Nepalgunj. However, it is important to address the negative perceptions of footpath business and to ensure that footpath businessmen are able to operate safely and legally.