Sistem Pendukung Keputusan Pemberian Pinjaman Karyawan PTBA UPO dengan Metode Simple Additive Weighting (SAW)

Abstract

The PTBA UPO Employee Cooperative is a cooperative specifically designed for PTBA UPO employees, including both active and inactive employees. To facilitate the decision-making process regarding the priority loan recipients from the PTBA UPO cooperative, a system is needed to help make decisions more quickly, effectively, and efficiently. A decision support system is a method that aims to assist individuals or companies in making accurate, fast, and precise decisions. The Simple Additive Weighting (SAW) is a decision-making method that uses weighted summation. Several criteria have been established to determine the granting of loans at the PTBA UPO Cooperative, including membership status, needs, loan order, income amount, and previous loan balance. Members of the PTBA UPO cooperative who meet the predetermined criteria and have a preference final score become the priority loan recipients. This decision support system makes it easier for Savings and Loans Managers and PMs (Assistant Managers) to quickly determine which members have the highest priority in receiving loans.