Risks of using electronic means of payment in the anti-money laundering system

Abstract

The article discusses the use of electronic means of payment (hereinafter – ESP). The advantages of using EDS in everyday activities and their attractive aspects for income legalization are indicated. The analysis of the requirements of Russian legislation in terms of ESP, as well as income legalization schemes with their use, is carried out. The conclusion is made about the causes of problems arising in the practical activities of law enforcement agencies and related to the identification of ESP owners who are involved in criminal schemes. The author proposes legal and organizational measures to eliminate them, as well as a mechanism to counter the use of ESP in the anti-washing system.