LAND BANK, AFFORDABLE HOUSING, AND HUMAN BASIC NEED

Abstract

Background - The idea of ​​establishing a land bank as an alternative provision of land for the public interest includes construction of roads and bridges, irrigation, other public facilities and infrastructure such as markets not initially for housing. Some studies of land banks have been directed to the provision of land by the government as an elaboration of the mandate of the agrarian constitution, the right to control the country where the state regulates land use, use, supply and maintenance. Due to the higher land prices, even the land has been used as a business commodity, investment and even speculation has created difficulties for the people to get access to land in urban areas in particular, due to the increase in land prices and limited land ownership by the government has resulted in barriers to development for the development of housing for low-income people, because of the limited ability of the people to buy land for housing development. Although on the other hand the government launched the provision of one million houses in one year. One of the steps taken is the development of rusunami (private flats) and rusunawa (rental flats), but still there are limitations on the availability of land. The development of the concept of land bank is an alternative where the provision of land for housing development becomes the main function of the land bank, in addition to other tasks. The research question is how is the concept of developing land bank institutions to provide land in order to build affordable housing for low-income people with a land legal system approach in Indonesia? Purpose - This study aims to analyze and find solutions to the availability of land for the benefit of building people's houses from aspects of land tenure, legal certainty, and land use for the public interest. From this research, it is expected to generate thoughts about the development of land bank institutions that function as land suppliers for affordable housing development for low-income people. Design / methodology / approach - The research method uses a normative juridical approach that sees secondary legal material as a research basis. Primary legal materials are used to look deeper into the authority of the State Control Rights as a way to provide access to land provision for affordable housing development, among others by conducting land redistribution or land consolidation. Primary data can also be used as additional information to be able to describe the solution of the direction of research by comparing the number of land holdings, house prices, and the ratio of the ratio of people's income to the availability of affordable housing. Findings - The findings of this study are the down streaming of previous research for 8 years to open up access for low-income people to have affordable housing without having to buy land with the development of land bank institutions. Research limitations - Home ownership without buying land is given proof of building ownership rights certificate (SKBG) which is a follow-up research including certification models, cadastral models, and institutional cadastral buildings in the building legal system as the development of land law. Originality / value - Ownership of buildings and development of building laws that are not yet well known because they should have independence