Abstract
Achieving positive financial performance is essential to ensuring the survival and sustainable development of joint stock commercial banks (JSCBs). Financial performance is affected by many internal and external factors of commercial banks. This study was conducted to examine the impact of factors on the financial performance of Vietnamese joint stock commercial banks. The study used data published on audited financial statements of banks in the period from 2019 2023 and linear regression method to explore the factors affecting the financial performance of Vietnamese joint stock commercial banks. The research results showed that enterprise size has a positive impact on financial performance. Meanwhile, capital intensity, risk, and bank age have a negative impact on the financial performance of banks. GDP has a positive impact and inflation has a negative impact on the profitability of banks. On that basis, recommendations are made to improve the financial efficiency of commercial banks.
Published Version
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