Abstract
Atal Pension Yojana is a government backed pension scheme provided in India at unorganised sector.It was launched by prime minister Narendra Modi on 9th may2015.APY is emerging as the most popular social security scheme under the National Pension System( NPS) APY providing multiple benefits like fixed guaranteed pension, tax savings, pension to spouse on any unforeseen event and encouraging saving and investing no matter how small the amount.It is observed to be an effective financial inclusion programme which facilitates inclusive growth and social security among people from unorganised sector.
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