Abstract
The study objective was to determine the relationship between financial literacy and indebtedness a Time management is the strategy which helps in planning out available time and it also controls the amount of time spend on specific tasks so that we can do our work efficiently. It helps in managing time effectively so that the right time is allocated to the right activity. Efficient time management is first step towards success. Therefore during school life students should be acquainted with various time management skills. Good time management enables students to utilize their potentialities at maximum level. Time management competency is an art which brings discipline in a student’s life and also optimizes their overall growth. Present study was conducted to compare the time management competency among government and private secondary school students and it was found that time management competency of Private secondary school students is better than government secondary school students.
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