СУЧАСНІ ТЕНДЕНЦІЇ РИНКУ НЕРУХОМОСТІ УКРАЇНИ

Abstract

The article examines the current trends of the real estate market in Ukraine as an important component of the economy, which performs not only an economic, but also a social role, promotes sustainable development and inclusion. The structure, subject composition, features, existing problems, advantages, and disadvantages of the real estate market are characterized. The stages of historical genesis are analysed, and crisis periods are singled out. The main trends are formulated taking into account the current state of the primary and secondary real estate market and regional differences. The real estate market of Ukraine is an important component of the economy, performing not only an economic, but also a social role, contributing to sustainable development and inclusion. Despite the beginning of the historical genesis from the moment of the declaration of independence of Ukraine and privatization processes, even now this industry is still at the stage of its formation and development, facing a number of external and internal challenges, under the influence of which the existing problems are clearly visible: the uneven development of certain segments of the real estate market , low solvency of citizens, imperfection and conflict of the legislative framework, low investment potential, especially in relation to foreign investments, guaranteeing the rights of investors. The purpose of the study is to identify and analyse current trends in the real estate market in Ukraine. The article analyzes the stages of development of the domestic real estate market, the main subjects and target groups of consumers in the real estate market in Ukraine (young families; investors; pensioners; students; business class; tenants; rural residents) with their specific needs and opportunities, which is of great importance for understanding and forecasting market dynamics, as well as forming effective business strategies in the real estate industry. The peculiarities of the real estate market, as well as the advantages and disadvantages of the real estate market from the point of view of entrepreneurial and commercial activity, are summarized and analysed. The structure of the real estate market is characterized depending on various criteria. A dynamic analysis of the real estate market is carried out, taking into account the consequences of crisis phenomena, including the crises of 2008, 2014-2015, the COVID-19 pandemic and the large-scale russian invasion of 2022. Before the start of the war, the real estate market of Ukraine was growing and developing rapidly, demonstrating active construction in almost all regions of Ukraine, prices steadily rose. On the other hand, construction has stopped in many regions, and the volume of transactions on the secondary market is falling. Trends in the real estate market are formulated taking into account regional features. Special attention is paid to state affordable housing programs. Keywords: affordable housing, construction, lending, mortgage, primary market, real estate, secondary market.