A novel dual-wideband textile antenna designed for wearable applications is introduced in this study. Embedding antennas into wearable devices requires a detailed analysis of the specific absorption rate (SAR) to ensure safety. To achieve this, SAR values were meticulously simulated and evaluated within a human voxel model, considering various body regions such as the left/right head and the abdominal region. The proposed antenna is a monopole design utilizing denim textile as the substrate material. The characterization of the denim textile substrate is carried out using two different methods. The first analysis included a DAC (Dielectric Assessment Kit), while a ring resonator technique was employed for the second examination. Operating within the frequency bands of (58.06%) 2.2–4 GHz and (61.43) 5.3–10 GHz, the antenna demonstrated flexibility in its dual-wideband capabilities. Extensive simulations and tests were conducted to assess the performance of the antenna in both flat and bent configurations. The SAR results obtained from these tests indicate that the antenna complies with safety standard limits when integrated with the human voxel model. This validation underscores the potential of the proposed antenna for seamless integration into wearable applications, offering a promising solution for future developments in this domain.