Abstract. The United States healthcare system indicates a paradox. It becomes famous for advances while plagues for significant challenges. This paper will emphasize the situation of the American health system, focus on its complexity and find out the potential factors. The burden stands out as a prominent characteristic of the US healthcare system. Despite its wealth, the US spends a disproportionate amount of its GDP on healthcare, surpassing other nations significantly. This financial strain affects individuals, families, insurers, healthcare facilities, and government budgets. The system lacks universal coverage and operates as a mixed system, combining publicly financed programs like Medicare and Medicaid with privately financed market coverage. One of the main challenges is the absence of price controls, leading to inflated healthcare costs compared to other countries. The US relies on individual insurers to negotiate prices, increasing prescription medication and medical services expenses. This model incentivizes innovation but burdens American consumers with subsidizing healthcare costs globally. The complexity and much broader structural problems intertwine, involving dispersive payment systems, for-profit markets and ultimately expensive management costs. All these factors push the price of American health soring, even persistent increasing through decades. Thus, this paper will have potential solutions by price negotiation and regulation, improving price transparency and easing price-setting. In addition, this paper will also analyze the effects of stakeholders due to these solutions. Generally, solving the issues of the US healthcare system requires a nuanced understanding of its intricacies and a concerted effort to promote affordability, accessibility, and quality of care for all Americans.
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