Using a symmetry-preserving regularisation of a vector times vector contact interaction (SCI), we complete a systematic treatment of twelve semileptonic transitions with vector meson final states: Drightarrow rho , D_{(s)}rightarrow K^*, D_srightarrow phi , Brightarrow rho , B_srightarrow K^*, B_{(s)}rightarrow D_{(s)}^*, B_c rightarrow B_{(s)}^*, J/psi , D^*; and thereby finalise a unified analysis of semileptonic decays of heavy + heavy and heavy + light pseudoscalar mesons to both pseudoscalar and vector meson final states. The analysis is marked by algebraic simplicity, few parameters, and the ability to consistently describe systems from Nambu-Goldstone modes to heavy + heavy mesons. Regarding the behaviour of the transition form factors, the SCI results compare well wherever sound experimental or independent theory analyses are available; hence, the SCI branching fraction predictions should be a reasonable guide. Considering the ratios R(D_{(s)}^{(*)}), R(J/psi ), R(eta _c), whose values are key tests of lepton universality in weak interactions, the SCI values agree with Standard Model predictions. The B_{(s)}rightarrow D_{(s)}^* transitions are used to predict the precursor functions that evolve into the universal Isgur–Wise function in the heavy-quark limit, with results that conform with those from other sources where such are available. The study also exposes effects on the transition form factors that flow from interference between emergent hadron mass from the strong interaction and Higgs boson couplings via current-quark masses, including flavour symmetry violation.