Title Insurance Research Articles

United Bankshares, Inc.

AbstractCommercial Banking (MIC: 8.1 SIC: 6021 NAIC: 522110)United Bankshares is a bank holding company with total assets of $6.44 billion and total deposits of $4.30 billion as of Dec 31 2004. Co. has two banking subsidiaries “doing business” under the name of United Bank. These engage primarily in community banking. Banking services include the acceptance of deposits; the making and servicing of personal, commercial, floor plan and student loans; and the making of construction and real estate loans. Co. also owns non‐bank subsidiaries which engage in other community banking services such as asset management, real property title insurance, investment banking, financial planning, and brokerage services.

Fidelity National Financial, Inc.

AbstractInsurance (MIC: 8.2 SIC: 361 NAIC: 24127)Fidelity National Financial, through its principal subsidiaries, is a major U.S. title insurance and diversified real estate‐related services company. As of Dec 31 2004, Co. provided title insurance in 49 states, the District of Columbia, Guam, Puerto Rico, the U.S. Virgin Islands and in Canada and Mexico. Also, Co. provides information‐based technology applications and processing services to financial institutions and the mortgage and financial services industries. Co.'s reporting segments include title insurance, specialty insurance, financial institution software and services, lender outsourcing solutions, information services, and corporate and other.

Valley National Bancorp

AbstractCommercial Banking (MIC: 8.1 SIC: 021 NAIC: 22110)Valley National Bancorp, with $10.80 billion in assets as of Dec 31 2004, is a bank holding company. Co.'s principal subsidiary is Valley National Bank (VNB). VNB is a national banking association, which provides a full range of commercial and retail banking services through 133 branch offices located in northern New Jersey and Manhattan. These services include the acceptance of demand, savings and time deposits; extension of consumer, real estate, small business administration and other commercial credits; title insurance; investment services; and full personal and corporate trust, as well as pension and fiduciary services.

Independent Bank Corporation (Ionia, MI)

AbstractCommercial Banking (MIC: 8.1 SIC: 022 NAIC: 22110)Independent Bank is a bank holding company. Co.'s commercial banking activities include providing checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, insurance premium and automobile warranty financing and safe deposit box services. Co. also offers title insurance services and provides investment and insurance services through a third party agreement with Prime Vest Financial Services, Inc. Co.'s principal markets are the rural and suburban communities across lower Michigan. As of Dec 31 2004, Co. had four main offices, 88 branches, 4 drive‐thru facilities and 14 loan production offices. At Dec 31 2004, total assets were $3.09 billion.

Old Republic International Corp.

AbstractInsurance (MIC: 8.2 SIC: 351 NAIC: 24130)Old Republic International is an insurance holding company. Through its general insurance group, Co. assumes risks and provides related risk management and marketing services pertaining to a large variety of property and liability commercial insurance coverages. Co.'s mortgage guaranty group protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers with down payments of less than 20.0% of the property value. Co.'s title insurance group insures real estate purchasers and investors against losses from defects, liens and encumbrances affecting the insured title and not excluded or excepted from the coverage of the policy.

Valley National Bancorp

AbstractCommercial Banking (MIC: 8.1 SIC: 6021 NAIC:522110)Valley National Bancorp, with $9.88 billion in assets as of Dec 31 2003, is a bank holding company. Co.'s principal subsidiary is Valley National Bank (VNB). VNB is a national banking association, which provides a full range of commercial and retail banking services through 129 branch offices located in 83 communities serving 11 counties throughout northern New Jersey and Manhattan. These services include the acceptance of demand, savings and time deposits; extension of consumer, real estate, small business administration and other commercial credits; title insurance; investment services; and full personal and corporate trust, as well as pension and fiduciary services.

Fidelity National Financial, Inc.

AbstractInsurance (MIC: 8.2 SIC: 6361 NAIC:524127)Fidelity National Financial, through its principal subsidiaries, is a major U.S. title insurance and diversified real estate‐related services company. As of Dec 31 2003, Co. provided title insurance in 49 states, the District of Columbia, Guam, Puerto Rico, the U.S. Virgin Islands and in Canada and Mexico. Co. also provides information‐based technology applications and processing services to financial institutions and the mortgage and financial services industries. Co.'s reporting segments include title and escrow, financial institution software and services, lender outsourcing solutions, information services, specialty insurance, and corporate and other.

Chemical Financial Corp.

AbstractCommercial Banking (MIC: 8.1 SIC: 6022 NAIC:522110)Chemical Financial is a bank holding company headquartered in Midland, MI, with total assets of $3.71 billion as of Dec 31 2003. Co.'s four subsidiary banks, CB&T, Chemical Bank Shoreline, Chemical Bank West and State Bank of Caledonia, operate 133 branch offices and two loan production offices throughout 33 counties in the lower peninsula of Michigan. Non‐bank subsidiaries include CFC Financial Services, an insurance company operating under the assumed names Chemical Financial Insurance Agency and CFC Investment Centers, and CFC Title Services, an issuer of title insurance to buyers and sellers of residential and commercial mortgage properties.

Fidelity National Financial, Inc.

Mergent's Dividend AchieversVolume 2, Issue 2 p. 97-97 U.S. Company Report Fidelity National Financial, Inc.† First published: 22 April 2005 https://doi.org/10.1002/div.2268 † Contact: : William P. Foley II — Chmn., C.E.O. Address: : 601 Riverside Avenue, Jacksonville, FL 32204 Web Site: : www.fnf.com AboutPDF ToolsRequest permissionExport citationAdd to favoritesTrack citation ShareShare Give accessShare full text accessShare full-text accessPlease review our Terms and Conditions of Use and check box below to share full-text version of article.I have read and accept the Wiley Online Library Terms and Conditions of UseShareable LinkUse the link below to share a full-text version of this article with your friends and colleagues. Learn more.Copy URL Share a linkShare onFacebookTwitterLinkedInRedditWechat Abstract Insurance (MIC: 8.2 SIC: 361 NAIC: 24127) Fidelity National Financial, through its principal subsidiaries, is a major U.S. title insurance and diversified real estate-related services company. As of Dec 31 2003, Co. provided title insurance in 49 states, the District of Columbia, Guam, Puerto Rico, the U.S. Virgin Islands and in Canada and Mexico. Co. also provides information-based technology applications and processing services to financial institutions and the mortgage and financial services industries. Co.'s reporting segments include title and escrow, financial institution software and services, lender outsourcing solutions, information services, specialty insurance, and corporate and other. Volume2, Issue2Spring 2005Pages 97-97 RelatedInformation

Optimal Amount of Title Insurance Coverage

This article presents decision models for the optimal amount of land title insurance coverage under both the Torrens and Recording systems

Chemical Financial Corp.

Mergent's Dividend AchieversVolume 2, Issue 2 p. 51-51 U.S. Company Report Chemical Financial Corp.† First published: 22 April 2005 https://doi.org/10.1002/div.2222 † Contact: : Frank P. Popoff — Chmn. Address: : 333 East Main Street, Midland, MI 48640-0569 Web Site: : www.chemicalbankmi.com AboutPDF ToolsRequest permissionExport citationAdd to favoritesTrack citation ShareShare Give accessShare full text accessShare full-text accessPlease review our Terms and Conditions of Use and check box below to share full-text version of article.I have read and accept the Wiley Online Library Terms and Conditions of UseShareable LinkUse the link below to share a full-text version of this article with your friends and colleagues. Learn more.Copy URL Share a linkShare onFacebookTwitterLinkedInRedditWechat Abstract Commercial Banking (MIC: 8.1 SIC: 022 NAIC: 22110) Chemical Financial is a bank holding company headquartered in Midland, MI, with total assets of $3.71 billion as of Dec 31 2003. Co.'s four subsidiary banks, CB&T, Chemical Bank Shoreline, Chemical Bank West and State Bank of Caledonia, operate 133 branch offices and two loan production offices throughout 33 counties in the lower peninsula of Michigan. Non-bank subsidiaries include CFC Financial Services, an insurance company operating under the assumed names Chemical Financial Insurance Agency and CFC Investment Centers, and CFC Title Services, an issuer of title insurance to buyers and sellers of residential and commercial mortgage properties. Volume2, Issue2Spring 2005Pages 51-51 RelatedInformation

A report on title insurance in international real estate transactions

AbstractOver the past two years, the use of international title insurance has increased markedly. Title insurance has ceased to be a uniquely American product and has become a component of real estate transactions in dozens of countries. International lenders are becoming more familiar with the protections and benefits of title insurance, and, consequently, it is playing an increasingly greater role in the evolution of standardised international transaction systems and processes. This paper discusses how and why title insurance works in international real estate transactions and how the market has responded. Copyright © 2004 Henry Stewart Publications

Independent Bank Corporation

AbstractCommercial Banking (MIC: 8.1 SIC: 6022 NAIC:522110)Independent Bank is a bank holding company. Through its subsidiaries, Co. covers all phases of commercial banking, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending and safe deposit box services. Co. also offers title insurance services. Co.'s principal markets are the rural and suburban communities across lower Michigan, in which it serves through four main offices and a total of 77 branches, four drive‐thru facilities and 12 loan production offices. As of Dec 31 2003, total assets were $2.36 billion and deposits amounted to $1.70 billion.

Old Republic International Corp.

AbstractInsurance (MIC: 8.2 SIC: 6351 NAIC:524130)Old Republic International is an insurance holding company. Through its general insurance group, Co. assumes risks and provides related risk management and marketing services pertaining to a large variety of property and liability commercial insurance coverages. Through its mortgage guaranty group, Co. protects mortgage lenders and investors from default related losses on residential mortgage loans. Through its title insurance group, Co. issues policies to real estate purchasers and investors. Co.'s life insurance group markets and writes consumer credit life and disability insurance primarily through automobile dealers.

Fidelity National Financial, Inc.

AbstractInsurance (MIC: 8.2 SIC: 6361 NAIC:524127)Fidelity National Financial, through its principal subsidiaries, is a major U.S. title insurance and diversified real estate‐related services company. As of Dec 31 2003, Co. provided title insurance in 49 states, the District of Columbia, Guam, Puerto Rico, the U.S. Virgin Islands and in Canada and Mexico. Co. also provides information‐based technology applications and processing services to financial institutions and the mortgage and financial services industries. Co.'s reporting segments include title insurance; financial institution processing and outsourcing; real estate information services; specialty insurance; and corporate and other.

Valley National Bancorp

AbstractCommercial Banking (MIC: 8.1 SIC: 6021 NAIC:522110)Valley National Bancorp, with $9.88 billion in assets as of Dec 31 2003, is a bank holding company. Co.'s principal subsidiary is Valley National Bank (VNB). VNB is a national banking association, which provides a full range of commercial and retail banking services through 129 branch offices located in 83 communities serving 11 counties throughout northern New Jersey and Manhattan. These services include the acceptance of demand, savings and time deposits; extension of consumer, real estate, small business administration and other commercial credits; title insurance; investment services; and full personal and corporate trust, as well as pension and fiduciary services.

Unizan Financial Corp

AbstractCommercial Banking (MIC: 8.1 SIC: 6021 NAIC:522110)Unizan Financial is a holding company with total assets of $2.73 billion at Dec 31 2003. Through its subsidiaries, Co. offers full‐service banking through 45 banking offices in Ohio. Co.'s services include loan, deposit, trust and miscellaneous products and services, as well as ATM access, safe deposit boxes, night deposits, U.S. savings bonds, traveler's checks, money orders and cashier checks, and electronic and on‐line banking services. Additionally, Co. offers investment and funds management services through Unizan Financial Services and Unizan Financial Advisors; consumer finance through Unizan Bane Financial Services and title insurance through Unizan Title Services.

Independent Bank Corporation

AbstractCommercial Banking (MIC: 8.1 SIC: 6022 NAIC:522110)Independent Bank is a bank holding company. Through its subsidiaries, Co. covers all phases of commercial banking, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending and safe deposit box services. Co. also offers title insurance services. Co.'s principal markets are the rural and suburban communities across lower Michigan, in which it serves through four main offices and a total of 77 branches, four drive‐thru facilities and 12 loan production offices. As of Dec 31 2003, total assets were $2.36 billion and deposits amounted to $1.70 billion.

Old Republic International Corp.

AbstractInsurance (MIC: 8.2 SIC: 6351 NAIC:524130)Old Republic International is an insurance holding company. Through its general insurance group, Co. assumes risks and provides related risk management and marketing services pertaining to a large variety of property and liability commercial insurance coverages. Through its mortgage guaranty group, Co. protects mortgage lenders and investors from default related losses on residential mortgage loans. Through its title insurance group, Co. issues policies to real estate purchasers and investors. Co.'s life insurance group markets and writes consumer credit life and disability insurance primarily through automobile dealers.

Spatial and Temporal Functional Requirements for an Extended Parcel-Based Land Information System

The nature of cadastral data in the United States is dynamic from a temporal perspective and measurement-based from a spatial perspective. The fundamental characteristics have been comparatively ignored in the development of early parcel-based land information systems (LISs). Functional requirements with respect to the characteristics are investigated based upon interviews of professionals in six target groups: (1) surveyors; (2) title insurance workers; (3) the register of deed office; (4) property assessors; (5) planners; and (6) geographic information system application developers and users. The investigation ended up with six major functional requirements: (1) incorporation of measurement data including measurement data retrieval, automatic coordinate update, and spatial data consistency checking; (2) identification of spatial discrepancy; (3) retention of historical data; (4) temporal topology; (5) snapshot; and (6) incorporation of document image data. The writer presents the preceding functional requirements in order to extend the capability of current parcel-based LISs and to support more users’ needs.