Current regional hurricane loss estimation models use the present-day vulnerability of the building inventory in predicting future losses and assume that it remains static throughout the time horizon of interest. In reality, the hurricane vulnerability of a region changes with time due to changes in the types and conditions of buildings. Loss estimation models, therefore, may misestimate risk and the effectiveness of mitigation plans based on these loss estimates may be compromised. In this paper, the writers develop a regional vulnerability change model to estimate changes over time in the hurricane wind vulnerability of a regional inventory of wood-frame houses. The model integrates the effects of five types of changes—changing building codes, changing technologies, building demolition and construction, structural aging, and upgrading efforts—in a simulation framework to forecast changes in the vulnerability of a region. Projectile impacts, falling trees, and flooding are not considered currently. A cas...