The study presents a comprehensive framework for integrating foundation models (FMs), federated learning (FL), and Artificial Intelligence of Things (AIoT) technologies to enhance aircraft health monitoring systems (AHMSs). The proposed architecture uses the strengths of both centralized and decentralized learning approaches, combining the broad knowledge capture of foundation models with the privacy-preserving and adaptive nature of federated learning. Through extensive simulations on a representative aircraft fleet, the integrated FM + FL approach demonstrated consistently superior performance compared to standalone implementations across multiple key metrics, including prediction accuracy, model size efficiency, and convergence speed. The framework establishes a robust digital twin ecosystem for real-time monitoring, predictive maintenance, and fleet-wide optimization. Comparative analysis reveals significant improvements in anomaly detection capabilities and reduced false alarm rates compared to traditional methods. The study conducts a systematic evaluation of the benefits and limitations of FM, FL, and integrated approaches in AHMS, examining their implications for system robustness, scalability, and security. Statistical analysis confirms that the integrated approach substantially enhances precision and recall in identifying potential failures while optimizing computational resources and training time. This paper outlines a detailed aviation ecosystem architecture integrating these advanced AI technologies across centralized processing, client, and communication domains. Future research directions are identified, focusing on improving model efficiency, ensuring generalization across diverse operational conditions, and addressing regulatory and ethical considerations.
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