For direct formic acid fuel cell (DFAFC), Pt-based catalyst is widely used as an anode. The Pt catalyst shows high activity and stability for formic acid oxidation reaction (FAOR) in acidic condition. For FAOR, it is generally accepted that Pt follows dual pathway including direct and indirect pathway. During the indirect pathway the Pt surface is vulnerable to CO poisoning, which cause the activity degradation. To enhance the CO tolerance, various Pt-based bi/ternary catalysts have been investigated. In recent, Pt–Au alloy catalysts have reported higher current density for direct FAOR pathway compared with pure Pt catalyst. The enhanced FAOR activity is originated from lower CO adsorption energy. However, the alloy structure has low catalyst utilization, which is not applicable to practical device.In this study, we report Pt islands decorated porous Au electrode for anode of the DFAFC. The porous Au transport layer was fabricated on carbon fiber by galvanic displacement and subsequent electrochemical etching process. Using Au transport layer as a substrate, Pt self-terminated electrodeposition (SED) was performed. By adjusting the SED condition, the Pt loading and coverage on Au surface cab be easily controlled. The FAOR activity test of Pt–Au electrodes was performed by cyclic voltammetry (CV). It was revealed that the current density for direct FAOR is linearly increased as the Pt coverage on Au surface is lower. By increasing the CV cycles, the current density for direct FAOR is gradually increased owing to enhanced ensemble effect. Furthermore, the cycled electrode was applicated into practical DFAFC single cell. The single cell demonstrates more than two-order higher Pt mass activity compared with previously reported single cell using Pt–Au anode.