Spinel ferrite Mn0.95Co0.05Fe2O4 was prepared via chemical co-precipitation routes and annealed at four distinct temperatures of 600 °C, 650 °C, 700 °C, and 750 °C. The XRD peak confirmed a single-phase cubic spinel structure, with an increasing crystallite size of 21.64–23.98 nm by the annealing effect. The TEM images show an increase in particle size with rising annealing temperature and indicate well-defined nanocrystalline Mn-Co ferrite. FT-IR spectra detected two vibrational modes at interstitial sub-lattice sites, identifying Co-O, Mn-O, and Fe-O bonds with the spinel structure of Mn-Co ferrite. UV–vis–NIR reflectance revealed an optimal direct band gap of 3.76–4.70 eV, indicating a scope of semiconducting behaviors in the nanocatalysts. In the magnetic hysteresis curve, saturation magnetization decreased while coercivity increased with rising annealing and crystallite size. The M-T loop reveals the Curie temperature of Mn-Co ferrite decreases from 533.84 °C to 382.74 °C. Frequency-dependent complex permeability at different annealing temperatures shows stable initial permeability over a wide frequency range (1 kHz to 100 MHz) and a quality factor several times higher due to reduced magnetic tangent loss. The real dielectric constant and losses decline in rising alternating fields (100 Hz to 1 MHz) and stabilize at higher frequencies following Maxwell-Wagner-type polarization. Eventually, structural, morphological, and magnetic properties are performed relatively well at higher annealing temperatures, and optical and dielectric properties are performed at lower annealing temperatures.
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