Funding Source Research Articles

Determinan Struktur Modal Perusahaan yang Terdaftar di JII70

Capital structure policy is a core financing decision for a company that affects company value. Companies need to be careful in determining where the source of financing comes from, whether from debt or equity sourced from their own funds or from the issuance of shares. Wrong capital structure policies can lead a company into financial distress and bankruptcy. Over the last five years, more and more companies have obtained financing through the issuance of shares on the sharia stock market. The number of investors investing their funds in this market has also increased. Based on this, the aim of this research is to find out and understand what the factors of company characteristic that effect the capital structure in companies listed on the Jakarta Islamic Index 70 (JII70) during the 2018-2022 period. This study uses a quantitative approach. The model used is dynamic panel data regression with the System-GMM as the analysis method. The data used is secondary data for the 2018-2022 period which comes from company financial reports collected through IDX (Indonesia Stock Exchange). The population in this study were 70 companies registered on JII70. The sampling method was purposive sampling. The number of samples selected was 29 companies. The results of hypothesis testing show that the factors of company characteristic that effect the capital structure are return on equity, profit margin, current ratio, and total asset turnover.

Accessibility of the early care and education supply: Variation within the center-based provider sector

Center-based early care and education (ECE) is important for promoting positive early development and supporting families by providing child care so parents can work. However, the center-based supply varies substantially in terms of funding sources, indicators of quality, and services offered; and many families experience a lack of equitable access to providers that meet their needs. Using a nationally representative sample of the center-based supply from the 2019 National Survey of Early Care and Education, this study examined patterns in the services center-based providers offer that may facilitate or pose barriers to families’ access from a multidimensional lens. Two research questions were investigated using latent class analysis: First, are there patterns of provider accessibility within the center-based supply, and second, are there covariates (i.e., funding, community poverty/ urban density, geographic region) that explain patterns of ECE access? Center-based features selected as indicators were informed by a definition of access comprised of multiple dimensions: availability, affordability, supports children’s development, and meets parent’s needs. Class enumeration suggested that a three-class model provided the best fit, indicating three patterns of program accessibility: providers that were: flexible at cost (25.9%), free but inflexible (29.2%), and somewhat accessible (44.9%). Additional covariate analyses revealed providers were significantly more or less likely to be classified into the latent classes of access according to community and funding characteristics. Notably, programs receiving Head Start and public preschool funding and those in communities with high poverty and urban density were more likely to be assigned to the free but inflexible class. A key component driving ECE utilization is the accessibility of providers, and these findings inform recommendations for future research and policy to better serve the needs of families with young children.

Development of sport policy and practice recommendations for pregnant, postpartum and parenting Canadian high-performance athletes

Our objective is to describe the development of evidence-based policy and practice recommendations for pregnant, postpartum and parenting Canadian high-performance athletes. A community-based participatory research approach was employed as the...

Microfinance Institutions and Corporate Social Responsibility. A scientometric study

This study investigates the integration of Corporate Social Responsibility (CSR) within Microfinance Institutions (MFIs) in relation to Sustainable Development Goals. Through a Systematic Literature Review (SLR) and bibliometric analysis of 281 Scopus-indexed articles from January 1999 to November 2023, we delineate seven essential thematic clusters that define the CSR paradigm in MFIs: performance dimensions, balanced social and financial goals, improved social performance, qualitative perspectives, mission drift determinants, environmental sustainability, and funding sources and lending techniques. The study uncovers emerging research areas including the impact of digital-fintech innovations, climate change adaptations, the rise of Islamic microfinance, and explores significant gaps such as internationalization, corporate governance, gender diversity, and alternative funding mechanisms. These insights are pivotal for framing future research and offer critical guidance for policymakers and practitioners aiming to maximize the societal impacts of MFIs. Our analysis not only maps the current landscape but also sets a comprehensive agenda for enhancing CSR’s role in achieving sustainable development, thus providing a strategic framework for ongoing empirical and theoretical advancements.

China’s Infrastructure Investments in Africa: An Imperative for Attaining Sustainable Development Goals or A Debt-Trap?

In recent times, China, as part of its ‘Going Global Strategy’, has extended its development aids to countries in Africa. Being the largest country-to-country lender in the world, China has become the largest supplier of infrastructural finance and second largest source of foreign direct investments (FDI) to Africa. Some scholars have expressed concern that the engagement is a debt trap, a ruse towards modern neo-colonization and resource extinction in Africa. However, others have documented the significance of such investments in attaining SDGs. In this paper, we employ the Heckman two-stage model and logistic regression to predict the debt-trap crisis in Africa and the results establish no debt-trap paradigm for China’s infrastructure investments in Africa. Contrary to the belief on resource-seeking motive, we find that commodity-based infrastructure loan reduces debt burden on African countries, albeit other inherent factors contribute to the upsurge of government debt. Furthermore, we test the impact of China’s infrastructure investments on achieving the SDGs, specifically SDG 3 (human development) and SDG 7 (environmental sustainability through access to modern energy). While we reckon that China’s infrastructure investment is beneficial for SDG attainment, our study recommends that fiscal policy governing foreign financial flows should be periodically reviewed to avoid debt overhang.

COVID-19 Federal Funding To Health Centers: Tracking Distribution, Locations, And Patient Characteristics.

In 2020 and 2021, health centers received federal funding to support their COVID-19 pandemic response, yet little is known about how the funds were distributed. This study identified ten sources of funding distributed to 1,352 centers, ranging from $19 to $1.22billion per center. When we examined patient and organizational characteristics by quartiles of funding per patient, health centers in the highest-funded quartile (quartile 4) were more likely rural and in the South; employed lower percentages of physicians; and had the highest percentages of sicker, uninsured, and unhoused patients. Centers in the lowest-funded quartile (quartile 1) were more likely urban, employed lower percentages of nurse practitioners, and had the highest percentages of Medicaid enrollees. With the end of pandemic-related funding in 2023, combined with Medicaid unwinding concerns, targeted investment is needed to mitigate a financial cliff and help maintain health centers' capacity to provide high-quality services to those most in need.

Availability and barriers to access post-stroke rehabilitation in Latin America

ObjectivesTo describe the availability and barriers to access post-stroke rehabilitation services in Latin America. Materials and methodsWe conducted a multi-national survey in Latin American countries. The survey consisted of three sections: (1) the national state of post-stroke rehabilitation; (2) the local state of post-stroke rehabilitation; and (3) the coverage and financing of post-stroke services. Stroke leaders from the surveyed countries were involved in developing and disseminating the survey. Results261 responses were collected from 17 countries. The mean age of respondents was 42.4 ± 10.1 years, and 139 (54.5 %) of the respondents were male. National clinical guidelines for post-stroke rehabilitation were reported by 67 (25.7 %) of the respondents. However, there were discrepancies between respondents within the same country. Stroke units, physiotherapy, occupational therapy, speech therapy, and neuropsychological therapy services were less common in public than private settings. The main barriers for inpatient and outpatient services included limited rehabilitation facilities, coverage, and rehabilitation personnel. The main source of financing for the inpatient and outpatient services was the national health insurance, followed by out-of-pocket payments. Private and out-of-pocket costs were more frequently reported in outpatient services. ConclusionsPost-stroke rehabilitation services in Latin American countries are restricted due to a lack of coverage by the public health system and private insurers, human resources, and financial aid. Public settings offer fewer post-stroke rehabilitation services compared to private settings. Developing consensus guidelines, increasing coverage, and using innovative approaches to deliver post-stroke rehabilitation is paramount to increase access without posing a financial burden.

The Research on Shadow Banking System in China and Its Impact on Small and Medium Enterprises (SMEs) Financing --- Taking Wealth Management Products as an Example

The project aims to explore the shadow banking system in China and its impact on small and Medium Enterprisess (SMEs) Financing. It mainly studies the development of shadow banking in the last ten years, the effects of regulation in the financial industry, and its shape process of the financial injection into small and Medium Enterprisess, the source of funds, and the balance of the shadow banking system in four main channels, and the structure of wealth management products. This paper concluded that the development of the shadow banking system, especially the industry of wealth management products, has encouraged the SMEs financial to some extent. However, more regulation policies focused on the hidden risks are still needed to develop.

Evolution of the regional innovation system in terms of the Covid-19 pandemic, financial and economic crisis: The long term perspective from Central European region

Research background: The evolution of the innovation system is not easy to explore due to the small number or selective nature of the international research about it. The natural trajectory is well known in a long time period but differs between regions and countries — more or less developed. If the impact of the external shocks on regional innovation system (RIS) is added here, the situation is even more complicated. The answer for the crises depends on the development level of a country and region, the maturity of the relationships between actors of the Triple Helix (entrepreneurship, science, government) — their strength and stability over time, some endogenous conditions specific to it. The knowledge about the evolution of the innovation system is crucial to understand how the system works, where it was, is and will be at the evolution trajectory. Purpose of the article: Therefore, the purpose of this paper is to identify the evolution of the RIS in the one of Central Europe’s regions (Lower Silesian in Poland) including the impact of the global financial crisis and the Covid-19 pandemic on the innovation technology there. Methods: Using microdata collected by the authors and the stepwise logit modelling, industrial enterprises were analysed in three time periods: 2004–2006, 2010–2012 and 2019–2021. Total 1649 questionnaires forms were collected. The research was made in the one of Poland's well advanced regional innovation systems — the Lower Silesian. The matrix of success and fail was used as long as the AUC curve and some statistical indicators to prove the usefulness of models. The dependent variables were the new technology pushed by R&D and the investment in new machinery and equipment. Findings & value added: The nature of RIS evolution in the one of the regions in Central Europe in a catching-up country in the context of financial crises and Covid-19 was examined. The analyses identified two alternative groups of conditions — high or low resilience to various market shocks. To the first group belongs: R&D and equipment interactions (the growing competence effect) and a cooperation along the supply chain in the industry. The low resilience is observed in the other categories, as follows: the cooperation with science institutes and business support organizations (the isolation effect), the lack of external sources of funding (the sinking effect), the short time reaction of entrepreneurs (the adaptation effect). As was pointed above in the catching-up country, some elements of the Triple Helix are more sensitive to external shocks, while others are not. The crisis situation can radically slow down an evolutionary development or change its direction. Knowing them will allow the local authority to react on time or with a low delay to reduce negative consequences of it to the regional economy. Authors have shown a new approach to the evolution process of regional innovation system. It could be useful to learn how, where and when the system is going to.

Equity crowdfunding IPOs: Under or overpricing? The case of Poland as an example of quickly catching up economy

Research background: The majority of research on equity crowdfunding concerns its evolution in developed countries. There are still relatively few works devoted to equity crowdfunding in developing regions, including Poland. Taking this into account and the lack of research on the effectiveness of ECF-based IPOs, there is a research gap that this article is trying to fill. This paper also contributes to the extensive literature dealing with the occurrence of the IPO underpricing phenomenon and focuses on a regional study on IPO underpricing in the still niche ECF-based IPOs. Purpose of the article: The article aims to show the development of equity crowdfunding in Poland. The article also aims to (i) evaluate the effectiveness of debuts of companies that raised funds (and thus carried out their IPOs) using ECF platforms, and (ii) find the determinants of ECF-based IPOs performance. Methods: The model for testing the potential determinants of ECF-based IPO performance is based on univariate linear regressions measuring the relationship between a dependent variable which stands for ECF-based IPO underpricing and one independent variable (chosen from a set of potential explanatory variables. Findings & value added: The article shows that since 2020 ECF has become an important source of financing for listed SMEs in Poland. Based on the stylized fact on the risk-return tradeoff, it is assumed that ECF-based IPOs are more underpriced than IPOs of other companies to attract investors. The paper revealed that the effectiveness of ECF-based IPOs has mainly the cyclical nature and it depends on the stock price cycle. ECF-based IPOs are more underpriced then other IPOs only in the bull market while in the bear market they are more overpriced. To the best of my knowledge, this is the first study to explore the performance of ECF-based IPOs. Although this paper focuses on Poland, it opens the potential for broader global research in this area. The article can also hold significant practical value for all participants of the ECF market.

Sustainable Energy Systems on Near-Future Smart Cities: The Impact of Household´s Greenhouse Gas Emissions in Europe

Objective: The study addresses the urgency of finding alternatives to high-potential greenhouse fluorinated refrigerants, especially for domestic heating systems, due to imminent legal restrictions in Europe. When exploring the concept of Smart Cities, the energy efficiency of heating/cooling systems that use HFCs is highlighted, identifying the refrigerants responsible for serious global warming and which are being gradually eliminated by the European Union. Framework: Starting with a brief historical analysis of artificial heating and international agreements that have monitored the impact of human actions on the environment, followed by theoretical measures adopted and an assessment of the current European legal landscape related to refrigerants, projecting their impact on existing technologies. Method: Aplly efficient diagnostic, especially in low- and middle-income houses in Portugal, observing climate change, including the increase in CO2 in the atmosphere such as use of the Environmental Performance Index (EPI) to evaluate environmental policies. Research Results: The impact of powerful greenhouse gases such as HFCs, with residential heating in the EU a major source of emissions. Sustainable alternatives such as heat pumps and the gradual transition to refrigerants with lower Global Warming Potential (GWP) are promoted, supported by legislative measures and financial incentives. Research implications: One of the major barriers to climate actionin cities, especially in Europe is to access climate finance to attend green and sustenable criterias. As key to ensuring domestic ability to mobilize sources of finance, such as internal programmes of reducing old skills of coverage in local climate action. The study contributes to debate the multi-level governance for Local Climate Action and integrating national climate change policies based on the global urban agenda, SDG. Originality/Value: As result of the master’s investigation the article is prior in the hitting energy consuming in Europe and especially in Portugal, been part of the graduate program of Aveiro University.

Indonesia's economic and environmental resilience in the face of climate change: Analysis and implementation strategies

Backgorund: Climate change is a significant threat to Indonesia, an archipelago that is vulnerable to the negative impacts of this phenomenon. This study aims to identify the effects of climate change in Indonesia and evaluate mitigation and adaptation strategies needed to improve economic and environmental resilience. Based on climate change projections, increases in surface temperature, changes in rainfall patterns, sea level rise, and changes in water salinity have negative impacts on various sectors such as agriculture, fisheries, infrastructure, and public health. Method: The research method includes secondary data analysis from various official sources and a study of relevant literature, with an analytical descriptive approach to identify critical challenges and necessary strategies. Findings: The results show that limited fiscal space and the need for budgetary reform are significant challenges that need to be addressed through the introduction of a carbon tax, budgetary incentives for green technologies, and the removal of fossil fuel subsidies. In addition, mobilization of non-budget funding sources is needed to support green projects, with strategies such as the development of public-private partnerships, access to international funds, and technical capacity building. Conclusion: In conclusion, implementation of the recommended mitigation and adaptation strategies can increase Indonesia's resilience to climate change, reduce its risks and negative impacts, and ensure the sustainability of economic and social development. Novelty/Originality of this study: This research provides practical guidance for policymakers to develop effective strategies to deal with climate change

DIVERSITY OF FINANCING SOURCES OF NON-PROFIT ORGANIZATIONS IN ROMANIA AND THE EU – AN OVERVIEW

Financing is an asset or obstacle to the entity's activity, be it economic or not-forprofit. The impact that funding has on non-profit organizations is closely linked to the specificities arising from service and non-commercial status in society. The main objective of this paper is to present and appreciate diversity in funding non-profit organizations in Romania and the European Union during 2018-2022. In this regard, we are looking at the possibility of funding for NGOs from the European Union. The databases studied are Web of Science – for specialized articles – and Eurostat – for economic data and statistics. For database processing, VOSviewer – for bibliometric analysis – and Excel – for graphs and statistics were used. Making an inventory of the main categories of financial resources available today for Romanian NGOs leads us to conclude that NGOs have access to many funding opportunities. However, specific funding sources are available only to this type of organization

Violence and its related factors among infertile women attending assisted reproductive technique unit at Al-Azhar University, Cairo

BackgroundViolence against women is a distressing issue particularly when they are infertile. Nevertheless, many women who are infertile and exposed to violence continue their marriage and justify such choice.AimThe current study aimed to assess the prevalence of violence against infertile women and its associated factors.Participants and methodsThis cross-sectional study involved 364 Egyptian women with primary infertility; they were randomly selected from the assisted reproductive technique unit of Al-Azhar University’s International Islamic Center for Population Studies and Research. The data were collected through an interview questionnaire including the Infertile Women’s Exposure to Violence Determination Scale (IWEVDS), socio-demographic, conception, and community-related factors.ResultsModerate/high violence level was detected among 50.5% (95% CI = 45.3- 55.8%) of the studied infertile women, the mean ± SD of total score of IWEVDS was 48.27 ± 21.6. Exclusion was the most frequent type of violence among them. Binary logistic regression revealed that wives who had lower-educated husbands, lived in low-income families, had undergone prior IVF treatment, and who perceived gender inequality acceptance in society were more likely to expose to violence than others (OR = 3.76, 4.25, 2.05, and 2.08 respectively) (P value < 0.05).Conclusion and recommendationsInfertile women have frequent exposure to different types of violence and many factors were implicated in such condition. Despite exposure to violence, infertile women refused divorce because they had no alternative financial sources as well as they were afraid of loneliness. A community mobilization approach to control this problem through a collaboration of all stakeholders is recommended.

HARNESSING THE OPPORTUNITIES IDENTIFICATION IN LIBRARY AND INFORMATION SCIENCE FOR ENTREPRENEURIAL CREATION AND GROWTH IN NIGERIA

This paper discussed opportunities identification in Library and Information Science (LIS) for entrepreneurial creation and growth in Nigeria. The paper was gathered from secondary sources of information which were obtained from text books, journals articles, online sources etc. It highlighted entrepreneurial opportunities in LIS, opportunity identification processes, factors influence business opportunity identification, source of fund and entrepreneurial creation and growth. These will however contribute to the increase of identification of an ideas and subsequent creation of new businesses by LIS graduate to become self-reliant. However, entrepreneurship is acknowledged as a crucial element in reducing poverty and providing a remedy for the high rate of unemployment in our nation since it creates jobs and adds value to society through innovation. Nigerian government cannot provide job for all graduate after graduation, therefore there is need for library and information graduate to have the knowledge and skills on how to become self-reliant.

Strategi Keberlanjutan Bisnis Untuk Usaha Kecil Di Sektor Pertanian

This study aims to analyze sustainability strategies for small businesses in the agricultural sector, focusing on identifying factors that influence productivity and business sustainability. Key strategies that can help enhance the sustainability of small agricultural businesses include product diversification. The research was conducted over three days on May 19, 20, and 21, 2024, at the Women's Farming Group (KWT) in Ciputat, led by Mrs. Sri Agustin, who is also the neighborhood head. Data were collected from 30 members of the Garuda 12 Women's Farming Group in Cipayung, Ciputat, South Tangerang, ensuring that the selected respondents have high relevance to the research topic. The method used is descriptive qualitative. Data collection techniques included literature study, observation, and interviews with ten KWT members. The results highlight the importance of efficient food resource management, adoption of agricultural technology, market development and marketing, education and training, policy support, and access to financing. Financing for small businesses in the agricultural sector requires sustained support from various parties, including the government, financial institutions, and the private sector. With these various sources of financing, it is expected that small and medium-sized agricultural enterprises can grow better and contribute more significantly to the national economy. By implementing these strategies, small businesses in the agricultural sector can enhance their resilience and contribution to the economy. Effective strategies are necessary to ensure the continuity and growth of these small businesses. This study aims to identify and analyze strategies that can improve productivity, profitability, and sustainability of small businesses in the agricultural sector. The approaches include product diversification, adoption of modern technology, supply chain optimization, and strengthened market access. Product diversification helps farmers reduce risk and maximize income. Adoption of modern technology, such as smart irrigation and drone use for land monitoring, increases efficiency and production yields. Supply chain optimization includes improving logistics and distribution, which can reduce costs and speed up product delivery times

A Study of Components of a Development of Emerging New Businesses Along with Start-up Ecosystem &amp; Different Challenges Faced by Startup during the Development Process

Abstract India has gained global attention as a leading country that has seen significant development in the establishment of new businesses, positioning itself as a prominent center for start-ups. The birth and growth of a new businesses are impacted by several components, such as the demand for a new firm, the fundamental concept, location &amp; events, finance sources, education &amp; skills, employees &amp; others. The Indian economy is widely recognized as the fifth biggest in the world when measured by gross domestic product, or the third largest when measured by purchasing power parity. The significance of start-ups in fostering this economy cannot be neglected since they contribute to the upward path of the nation’s economy. This study paper explores the various components involved in the creation of new businesses &amp; their requirement in the process of the development of a start-up ecosystem. It also focus on the many obstacles &amp; challenges that start-ups encounter throughout the development phase.

PEMBIAYAAN QARDHUL HASAN PADA PRODUK SUPER MIKRO BANK ACEH SYARIAH CABANG BANDA ACEH: STUDI FIQH MUAMALAH

This research aims to examine the implementation of the qardhul hasan contract at Bank Aceh Syariah. To obtain data, the author used a qualitative research method, with an empirical juridical approach where the main source was obtained from interviews with stakeholders. Meanwhile, secondary data was obtained from reading sources such as books, journals, articles and other sources related to this research topic. The research results show that one of the financing schemes with a qardhul hasan agreement is intended for super micro businesses, where the maximum financing amount is IDR 10,000,000.00. Super micro financing is different from other financing schemes, where the creditor does not require collateral (collateral) for the debtor. Apart from that, Bank Aceh Syariah Banda Aceh Branch with a maximum financing agreement period of 3 years. In qardhul hasan financing, the administration fee charged to the customer is 1% of the financing amount. In general, the author can conclude that this financing scheme is in accordance with DSN-MUI Fatwa No.19/DSN-MUI/IX/2001, however based on Muamalah Fiqh it is permissible because the use of non-halal fund income is one of the sources of funds in its implementation.

A Proposed Conception for the Development of Public Education Funding Sources in Ibb Governorate

هدف البحث إلى تقديم تصور مقترح لتطوير مصادر تمويل التعليم العام الحكومي بمحافظة إب ، ولتحقيق ذلك استخدمت الباحثة المنهج الوصفي بنوعية المسحي والتطويري؛ لاتساقه مع أهداف البحث الحالي وطبيعته، ولجمع البيانات والمعلومات استخدمت الباحثة أداة من نوع استبانة، تضمنت (49) فقرة تم تطبيقها بعد التأكد من صحتها وثباتها على عينة قصدية من الخبراء المشاركين في جولات أسلوب دلفي المعدل بلغ عددهم(24) خبيرًا، توصلت الباحثة إلى عدد من النتائج، أهمها: ارتفاع المستوى الإجمالي لموافقة الخبراء المشاركين لمجالات تطوير مصادر تمويل التعليم العام الحكومي بمحافظة إب في ضوء التجارب العالمية المعاصرة وبدرجة كبيرة وبنسبة موافقة إجمالية بلغت (83%)، وبمتوسط حسابي إجمالي (2.48) وانحراف معياري إجمالي(0.46)، من إجمالي استجابات الخبراء المشاركين البالغ عددهم (24) خبيرًا، و أوصت الباحثة بجملة من التوصيات التي من شأنها تطبيق نتائج التصور المقترح.

Strategic planning and investment analysis for affordable housing: Enhancing viability and growth

Strategic planning and investment analysis are critical to enhancing the viability and growth of affordable housing projects. As urban populations rise and housing affordability challenges persist, effective strategies are needed to ensure that affordable housing developments are both financially viable and scalable. This paper explores key aspects of strategic planning and investment analysis in the context of affordable housing, emphasizing their role in fostering sustainable growth and maximizing impact. Strategic planning involves setting clear objectives, identifying key success factors, and developing actionable plans to achieve desired outcomes. In affordable housing, this includes assessing local housing needs, understanding market dynamics, and aligning development goals with community priorities. Effective strategic planning ensures that housing projects are responsive to the needs of low- and moderate-income populations while addressing broader urban development goals. Investment analysis plays a crucial role in determining the financial feasibility and sustainability of affordable housing projects. This includes evaluating funding sources, estimating costs, and projecting financial returns. Key components of investment analysis include financial modeling, risk assessment, and scenario planning. By employing robust analytical tools, stakeholders can identify potential financial challenges and opportunities, optimize resource allocation, and ensure that projects are financially sound. Case studies from various regions highlight successful strategic planning and investment practices. For instance, the Low-Income Housing Tax Credit (LIHTC) program in the United States has demonstrated how targeted investment incentives can stimulate the development of affordable housing while achieving financial and social returns. Similarly, initiatives in European countries have illustrated the importance of integrating strategic planning with innovative financing mechanisms to address housing shortages. Despite these successes, challenges remain, including securing adequate funding, navigating regulatory environments, and managing project risks. Addressing these challenges requires a collaborative approach involving government agencies, private investors, and community organizations. By leveraging strategic planning and investment analysis, stakeholders can enhance the viability and growth of affordable housing projects, ultimately contributing to more sustainable and inclusive urban development. In conclusion, strategic planning and investment analysis are essential for advancing affordable housing initiatives. They enable stakeholders to navigate complex financial landscapes, mitigate risks, and achieve long-term goals, fostering the growth of affordable housing and improving housing stability for underserved populations.