This study focuses on examining how the rare-earth cerium incorporation affects the magnetic, dielectric, and mechanical characteristics of Ni0.5Mn0.25Co0.25CexFe2-xO4 spinel ferrite nanoparticles. (NMCCF). The nanoferrite Ni0.5Mn0.25Co0.25Ce0.04Fe1.96O4 acquires the lowest coercivity of 567 Oe and the highest saturation magnetization of 52.23 emu/g. All the NMCCFx nanoferrites exhibit a microwave frequency range of 9.47–11.55 GHz, suggesting potential applications in longitudinal recording media and microwave absorbance. Moreover, the nanoferrite Ni0.5Mn0.25Co0.25Ce0.1Fe1.9O4 demonstrates the highest dielectric value of 1871, with an enhancing ratio of 754 %, excellent conductivity at 3.12 μ(Ω.m)−1 along with a remarkably enhanced percentage of 369 %. Additionally, it shows a loss factor of 2.17, with a notable improvement percentage of 26 % compared to the pure NMCCF0 sample at 50 Hz and room temperature. The elastic moduli (longitudinal, shear, Young, and bulk) of the Ni0.5Mn0.25Co0.25Ce0.1Fe1.9O4 nanoferrite increased from 1.21 to 2.77 GPa, 0.25–0.76 GPa, 0.68–1.99 GPa, and 0.87–1.75 GPa, respectively. This study introduces a novel approach to Ni–Mn–Co–Ce spinel nanoferrites, highlighting their magnetic, electrical, and mechanical characteristics, which hold promise for electronic and high-frequency device applications.