PT Bank Mandiri Research Articles

ANALISIS PERBEDAAN RASIO KEUANGAN PT BANK MANDIRI TBK DAN PT BANK SYARIAH MANDIRI TBK PERIODE 2010-2014

The purpose of this study was to determine the Bank’s fnancial performance for the Islamic and Conventional Banks each fnancial ratio over a period of 5 years for the years 2010 to 2014. Financial ratios used in this study consisted of CAR, NPL, NIM, ROE, BOPO. As for the purpose of this study was to examine differences in fnancial ratios of PT Bank Mandiri Tbk and PT Bank Syariah Mandiri Tbk period 2010-2014. This study uses a quantitative approach to the type of comparative research. The data used in this research is time series data. Based on the criteria determined sample, the obtained two research groups are represented by the Islamic Bank PT Bank Syariah Mandiri Tbk and Bank Conventional represented by PT Bank Mandiri Tbk. The analytical tool used to prove the hypothesis in this study was independent sample t-test. The results of the study with the tools SPSS version 16.0 concluded that the average (mean) ratio of NIM and ROE PT Bank Syariah Mandiri Tbk better performance than PT Bank Mandiri Tbk, while the average yield (mean) CAR, NPL and BOPO PT Bank Mandiri Tbk showed better performance than PT Bank Syariah Mandiri Tbk. While the views of the results of hypothesis testing with different test (independent sample t-test) showed a signifcant difference in the CAR, NPL, ROE and BOPO. As for the ratio of NIM is not a signifcant difference. Keyword: CAR, NPL, NIM, ROE, BOPO

LAPORAN KEUANGAN UNTUK MENILAI KINERJA KEUANGAN PT. BANK MANDIRI TBK. DAN ENTITAS ANAK

Helmi Herawati; The bank's financial performance assessment is based on three types of the bank liquidity ratio, the bank's solvability ratio and bank profitability ratio. Competition between banks in collecting funds from the public and channel funds from the public in the form of loans by commercial banks will be more stringent. Competition among banks in practice many banks are less careful, or deviate from the rules that apply in the world of banking business. The research objective was to determine the financial performance of PT Bank Mandiri, Tbk and its subsidiaries based on financial ratios of the Bank. This type of research is a comparative study, based on three ratios mentioned above indicates PT Bank Mandiri, Tbk and its subsidiaries periods of 2013 and 2014 in good positionKeywords: Financial Statements, The Financial Performance Of The Bank's Financial Ratios

ANALISIS PENERAPAN PSAK 50 DAN PSAK 55 ATAS CADANGAN KERUGIAN PENURUNAN NILAI

The application of the new accounting standards that are influential in the banking convergence with International Financial Reporting Standards and International Accounting Standards discussed in (IAS) 39 on recognition and measurement of financial instruments. Financial Accounting Standards Board issued Statement of Financial Accounting Standards (SFAS) 50 and 55 of the Presentation, Recognition and Measurement of Financial Instruments will be effective on January 1, 2012. Allowance for Impairment (Impairment Loss) is derived from the value of the amount to be recorded at recoverable value of the asset. This research was conducted at PT. Bank Mandiri Unit 1 Datulolong Lasut Manado (Persero) Tbk . The purpose of this study was to determine the extent of the application of SFAS 50 and SFAS 55 to the recognition, measurement and presentation of the allowance for impairment losses PT. Bank Mandiri Unit 1 Datulolong Lasut Manado (Persero) Tbk. The results suggest the application of SFAS 50 and SFAS 55 top Allowance for Impairment Losses by PT Bank Mandiri Tbk. compliance with applicable standards.The process of recognition of Allowance for Impairment Losses at amortized value using the effective interest rate. Measuring the level of collective impairment for financial assets is calculated based on the loss historical collectively. Presentation of receivables in the financial statements is the value after deducting the allowance for impairment losses.

Analisis Pertumbuhan Kinerja Keuangan PT Bank Mandiri (Persero) Tbk

This research was made with a view to assess and analyze financial performance of PT Bank Mandiri Tbk. The assessment was conducted by looking at the financial ratios of from 2003 until 2010, from the financial statements obtained from the website of Indonesian stock exchange, the value of the components of financial statements conducted re-calculation formula into the valuation ratios of the banking financial performance, then the results of are analysed per year. Conclusions from this analysis is compared with indicators of banking health assessment released by Bank Indonesia. Analysed financial ratios taken are among others CAR, NPL, ROA, and ROE. These are commonly used ratios by researchers in assessing the financial performance of banks

Pengaruh Kepemimpinan Transformasional dan Budaya Organisasi Terhadap Implementasi Knowledge Management

This research is focused on the factors that influence the implementation of knowledge management at Learning Center Group PT Bank Mandiri (Persero)which are transformational leadership and organizational culture. This research uses the explanatory survey method, collecting data with questionnaire from the 54 officers as population at Learning Center Group PT Bank Mandiri (Persero) Tbk. The data analysis used is Path Analysis Model to identify the effect of exogenous variables on endogenous variables. The t-test and F-test are used as statistical test. The findings indicate that the simultaneously effect of transformational leadership and organizational culture is 0,5604 (56,04%). Based on path analysis, coefficient of X1to Y and X2 to Y both are positive, which mean that statistically transformational leadership and organizational culture have effect to knowledge management implementation, however transformational leadership is less significant. Partially, transformational leadership has 1,6% effect and organizational culture has 51,2% effect to knowledge management.