Productive Zakat Research Articles

Implementation of Zakat Distribution by BAZNAS of Jambi City

Zakat, a pillar of Islam, serves as a crucial wealth distribution mechanism aimed at reducing socio-economic inequalities. With Indonesia's vast Muslim population, the potential of zakat is significant, yet its impact relies heavily on effective management and distribution. This study explores the implementation of zakat distribution by BAZNAS of Jambi City, focusing on its processes, effectiveness, challenges, and proposed solutions. This research utilizes a qualitative case study approach, involving BAZNAS administrators, field officers, and zakat recipients (mustahik) to gain insights into the zakat distribution in Jambi City. The findings reveal that BAZNAS Jambi City has developed a structured zakat distribution system, encompassing mustahik data collection, verification, and fund allocation. The BAZNAS Jambi City categorizes zakat distribution into consumptive, productive, and special programs, each with specific targets. However, challenges such as limited human resources, budget constraints, and a lack of continuous assistance in productive zakat programs were identified, impacting the long-term benefits for mustahik. Despite these challenges, BAZNAS Jambi City has made efforts to improve the distribution process, including the creation of Zakat Collection Units and seeking the issuance of local regulations to ensure consistent zakat collection. The study concludes that while BAZNAS Jambi City's zakat distribution has made strides in improving community welfare, there is a need for enhanced mentoring and innovation to maximize the impact of productive zakat programs. The research provides valuable recommendations for BAZNAS and other regions to refine their zakat distribution strategies, ultimately contributing to poverty alleviation and economic empowerment.

Increasing Mustahik Welfare: The Role of Capital and Mentoring

Public welfare is the main goal of economic development in every country. One of the Islamic economic instruments that can be used to realise welfare in society is zakat. This study analyses the effect of productive zakat utilization in the form of capital and mentoring on mustahik welfare. This research is a quantitative research with Partial Least Square Structural Equation Modelling (PLS-SEM) analysis technique, with SmartPlS 4 software. The object of research is mustahik beneficiaries of the lapak berkah program. The sample used in this study was the entire existing population, namely 80 mustahik beneficiaries of the blessing stall programme. The results showed that capital has no effect on mustahik welfare. Furthermore, the assistance provided by zakat institutions has no effect on the welfare of mustahiks. This study measures the welfare of mustahik using the maqashid sharia method.

Peran Zakat dalam Meningkatkan Kesejahteraan Ekonomi Masyarakat

Zakat is one of the main pillars of Islam, required of Muslims who possess wealth exceeding the nisab threshold. Beyond its religious obligation, zakat also serves as a strategic tool for poverty alleviation and socioeconomic enhancement. The primary objective of zakat is to purify the wealth and soul of the muzakki (zakat giver) and to assist the mustahik (zakat recipients) in meeting their basic needs. In Indonesia, with its large Muslim population, the potential for zakat is significant, yet its impact on poverty reduction remains limited. Optimal zakat management is essential to ensure targeted distribution. Zakat includes eight categories of recipients: fakir, miskin, amil, muallaf, riqab, gharim, fii sabilillah, and ibn sabil. Through a productive approach, zakat can provide business capital and training to mustahik, enhancing their economic self-sufficiency and reducing social inequality. This study employs a library research method and a qualitative approach to explore the role of zakat in improving community welfare. The findings indicate that effective zakat management, especially in the form of productive zakat, can strengthen social solidarity and promote economic empowerment. Zakat functions not only as wealth redistribution but also as a holistic empowerment tool, contributing to achieving more equitable and comprehensive societal welfare.

Accountability Analysis of Productive Zakat Fund Management at the National Zakat Amil Agency Baznas, Meranti Islands District

Implementation of accountability at the national zakat amil agency (BAZNAS) Meranti Islands district in the management of productive zakat funds. The aim of implementing accountability in the management of zakat funds is to create trust in the parties involved in the management and as a form of responsibility for the trust given. The type of data in this research is descriptive qualitative using primary data, namely data obtained directly from the research object. The data collection technique is using interview and documentation techniques. The research results illustrate that BAZNAS Meranti Islands district has not fully implemented accountability in the management of zakat funds. In implementing BAZNAS accountability for the Meranti Islands district, is done by making financial reports and conducting audits. In preparing the financial reports, BAZNAS, Meranti Islands Regency has implemented the guidelines based on PSAK No. 109, however, it is still not fully implemented. This is because, in the management of BAZNAS zakat funds in Meranti Island Regency, there is a lack of human resources as managers appropriate to their field, a lack of financial

Analisis Peran Zakat Produktif dalam Meningkatkan Pendapatan Usaha Mikro

The efficiency of productive zakat funds in boosting the revenue of microbusinesses in Bukittinggi City as capital for proprietors who need extra cash to grow their enterprises serves as the driving force behind this study. Aside from that, the Bukittinggi City BAZNAS institution's method of allocating productive zakat payments to microbusiness actors who have been granted Productive Zakat is less successful. Research methodologies used in this study include qualitative and field research. Research that visits the field itself to get data directly from sources is known as field research. Qualitative research, on the other hand, aims to provide a descriptive description of speech, writing, or observable behavior. The study's findings demonstrate the usefulness of productive zakat in raising BAZNAS Bukittinggi City's microbusiness revenue. The Bukittinggi City BAZNAS Institute's strategy for increasing the effectiveness of the distribution of productive zakat monies involves teaching donors at the time of zakat fund transfer without any further monitoring or assessment.

The Impact of Investment, Inflation, and Productive Zakat on the Welfare of People in Medan

The Impact of Investment, Inflation, and Productive Zakat on the Welfare of People in Medan

PERAN DISTRIBUSI ZAKAT PRODUKTIF TERHADAP PENINGKATAN KESEJAHTERAAN MUSTAHIK KAMPUNG ZAKAT TERPADU JEMBER

Productive zakat aims to support mustahik’s business so that they can fulfill their needs consistently and not spent on consumption, so that mustahik can change their status from mustahik to muzakki. This research was prepared to find out how the distribution of productive zakat in Kampung Zakat Terpadu Jember and its implication to the improvement of mustahik welfare of mustahik. The methodology used is descriptive qualitative field study and used the methods of interview, documentation, and observation to accumulate data. his research is different from previous research which shows that the distribution of productive zakat has a positive and significant relationship with the improvement of mustahik welfare which includesskills training, micro business funding, or capital assistance to start a business. As for yhis research, it shows that the distribution of productive zakat does not have a significant relationship with improving the welfare of mustahik’s welfare. Based on the research that has been conducted, researchers can conclude that distribution carried out by BAZNAS and zakat management institutions complies with the applicable procedures and the provisions pertaining to zakat administration found in Law Number 23 of 2011. In Kampung Zakat Terpadu Jember, productive zakat plays a crucial role in generating employment opportunities and enhancing the welfare and standard of living of the local community mustahik, thus creating new muzakki and transforming someone into a muktafi. The researcher categorizes the benefits received by the mustahik into three groups: (1) not feeling any significant benefits and not experiencing economic changes. (2) experiencing short-term benefits and not experiencing economic changes. (3) experiencing long-term benefits and experiencing economic improvement. Keywords: productive zakat, zakat village, welfare.

Peran Zakat Produktif dalam Pemberdayaan Ekonomi Mustahik

Zakat, as one of the pillars of Islam, has an important role in realizing social and economic justice for Muslims. One of the effective zakat distribution schemes in achieving this goal is productive zakat. This study aims to analyze the role of productive zakat in the economic empowerment of mustahik. The research method used is a literature study by reviewing various scientific sources, such as journals, books, and scientific articles. The results of the study indicate that productive zakat has a significant role in the economic empowerment of mustahik through several aspects such as zakat funds distributed in the form of business capital, training, and mentoring. This has brought significant benefits, such as increasing mustahik's income through profitable businesses, creating new jobs that reduce unemployment, increasing mustahik's skills and knowledge in managing businesses, increasing mustahik's self-confidence and independence by having their own income, and strengthening social solidarity among Muslims by helping mustahik escape poverty. With its various benefits, productive zakat is a solution for the economic empowerment of mustahik.

The Measurement of the Zakat Utilization Index in the Smartfarm Academy Group

This research aims to measure the zakat utilization index and analyze the impact of zakat utilization in the Smartfarm Academy group assisted by the Indonesian Zakat Initiative Amil Zakat Institute (LAZ IZI). This research uses quantitative methods with a descriptive approach. Data collection was carried out through surveys using questionnaires and interviews. Sample selection was carried out by purposive sampling. Data was collected based on the results of questionnaire answers and interviews with respondents, namely members of the Smartfarm Academy. Next, the data is processed using the Multi-Stage Weighted Index. The research results show that the zakat utilization index value in the Smartfarm Academy program in Tangerang Regency is 0.70 or is in the strengthening phase category. It shows that productive zakat is running according to the objectives and is right on target. This program has had a good impact on Mustahiq and social indicators as well as cultural, economic, da'wah, and environmental indicators. LAZ IZI, as the builder of this program, can replicate the Smartfarm Academy program to other Mustahiq groups so that the benefits are even more significant.

PRODUCTIVE ZAKAT AND ECONOMIC EMPOWERMENT: IMPACT ON MUSTAHIQ INCOME AT DARUL ILMI ISLAMIC SCHOOL

Despite its substantial zakat potential, economic inequality remains a significant challenge in Indonesia. This study examines the impact of productive zakat on the economic empowerment of mustahiq (zakat recipients) at the Modern Islamic Boarding School Darul Ilmi Indonesia. The research employs a mixed-method approach, combining quantitative income analysis before and after receiving zakat with qualitative insights from beneficiary interviews. The Wilcoxon signed-rank test results indicate a significant increase in mustahiq income post-zakat. This highlights the effectiveness of productive zakat in enhancing economic self-sufficiency. The study's novelty lies in its comprehensive evaluation of zakat's role in socio-economic upliftment within an Islamic educational context. These findings underscore the potential for replicating such models in similar institutions to mitigate economic disparities.

Penyaluran Zakat Produktif Melalui Program Taman Pendidikan Al-Quran Di Kampung Zakat Terpadu Kabupaten Jember

This research aims to examine the concept of productive zakat distribution through the TPQ Darul Quran program and its impact on the community in the Integrated Zakat Village. The Integrated Zakat Village is the first Zakat Village in East Java which is located in a remote area in Jember Regency and the majority of residents in the Zakat Village area are underprivileged people. This research uses a qualitative approach. Data collection methods use interviews, observation and documentation. Determining informants using purposive techniques and data analysis in this research includes data reduction, data presentation, data condensation and drawing conclusions. The results of this research show: 1) there are two types of concept for distributing zakat through TPQ Darul Quran in the Integrated Zakat Village, namely creative productive distribution and creative consumptive distribution. 2) The existence of the TPQ Darul Quran program is very beneficial for the people of Paceh Hamlet because many children can learn to recite the Quran as well as study religious knowledge for free. In fact, with the large number of children studying at TPQ, it is starting to stimulate the economy of the surrounding community because several people can sell around the TPQ.

PRODUCTIVE MANAGEMENT OF ZAKAT FUNDS FOR MUSTAHIQ EMPOWERMENT AT THE ORPHAN FRIEND DORMITORY IN MEDAN CITY

This research aims to determine how to manage productive zakat funds to empower mustahik in the Sahabat Yatim Dormitory. This research focuses on how zakat funds are collected, allocated and utilized to improve the welfare of mustahik, especially orphans and poor people. Management of productive Zakat funds for the empowerment of Mustahik Sahabat Yatim is an effort to enhance the welfare of underprivileged communities, especially abandoned orphans who are unable and can be used for educational and future needs. The research method is descriptive qualitative and uses observation, interviews and documentation. This analysis technique uses three inductive data analysis processes: processing data, presenting data, and drawing conclusions. The results of this research show that productive management of Zakat funds in Sahabat Yatim can encourage inclusive economic growth and provide a sustainable positive impact on society. It also provides an important contribution to the practical and theoretical understanding of the role of productive zakat in empowering mustahik, especially for orphans.

The Empowerment of Micro, Small Medium Enterprises (MSMEs) Bussiness Through Productive Zakat as an Effort to Alleviate Poverty and Unemployment in Indonesia

Indonesia become a country with the largest Muslim population in the world in 2022. This is in line with the number of MSMEs in Indonesia. MSMEs have a major role in economic growth and reducing poverty in Indonesia. So MSMEs become the biggest contribution to poverty alleviation and employment in Indonesia. Therefore productive zakat is an appropriate, alternative and profitable instrument for developing MSMEs as well as breaking the cycle of poverty and unemployment in Indonesia. The purpose of this study is to determine the potential of productive zakat in empowering MSMEs businesses to alleviate poverty and unemployment in Indonesia. This research is a descriptive qualitative research by describing that zakat productive MSME businesses are able to alleviate poverty and absorb labor. The data sources used are primary data and secondary data. The data collection technique used is library research (library research), namely collecting or compiling data by using written materials regarding productive zakat and MSMEs. The results of this reserch is show that the presence of productive zakat is able to overcome the constraints on the lack of capital faced by MSMEs. This is supported by the large number of Muslim communities in Indonesia. MSMEs empowerment is carried out by providing assistance and coaching to help people with low education in developing their knowledge and skills. Then, it is hoped that it can help alleviate poverty and absorb labor so that it can increase economic growth in Indonesia.

Baitul Mal Aceh and Productive Zakat Education for Mustahiq

There are eight groups of zakat recipients mentioned in the Koran. Without Baitul Mal Aceh's maximum role, especially in distributing productive Zakat, what the mustahiq receive may not be used productively. Zakat education is one of the things that can be done so that zakat recipients can really understand and make good use of the assistance. Therefore, Baitul Mal Aceh in particular has a very strategic role so that the zakat funds distributed to mustahiq, especially productive zakat, can really be utilized optimally and it is even hoped that the recipients will become muzakki in the future. Zakat education for mustahiq needs to continue to receive attention, including in terms of evaluating the provision of zakat. Religious education has an important role in providing understanding and awareness so that Muslims, especially mustahiq, become people who do not waste the wealth they have. The forms of education that can be given to them include: teaching knowledge about zakat, awakening their hearts with the light of faith, providing an understanding of zakat, and instilling in their hearts that using wealth well is part of worship.

IMPLEMENTATION OF ZAKAT FUNDS TOWARD POVERTY ALLEVIATION THROUGH THE NATIONAL ZAKAT AGENCY OF BATU BARA DISTRICT

Zakat has great potential to become one of the main instruments in poverty alleviation efforts. Zakat is one of the pillars of Islam, so normatively it is an absolute obligation for every Muslim. The purpose of this research is to find out how zakat is distributed by the Batu Bara Regency National Zakat Amil Agency in its efforts to eradicate poverty, as well as identify factors that support and hinder the distribution of zakat. This research uses a qualitative method with a descriptive approach. Data collection methods are observation, interviews, and documentation, using primary and secondary data. There were 5 informants in this study. The data analysis techniques used are data reduction, data presentation, and conclusion verification. Source triangulation ensures the validity of the data used in this research. Based on research results, Baznas, Batu Bara Regency routinely distributes zakat funds every year using two main approaches, namely consumptive zakat and productive zakat, to overcome poverty. Through the Smart, Healthy, Pious and Caring Batu Bara Program, consumptive zakat is distributed to meet the basic needs of mustahik. Meanwhile, the Batu Bara Makmur Program is a productive zakat distribution program that empowers zakat recipients to be economically independent. However, poverty alleviation efforts could be more optimal because a larger proportion of zakat fund distribution occurs through consumptive zakat. Limited human resources cause a lack of supervision of zakat recipients, so the efforts made by productive zakat recipients last only a short time.

Reconstructing Zakat Management Through Political Culture: Insights from Madura

The gap between the potential of zakat funds and the reality of zakat collection is caused by the lack of trust and awareness among the community. This research aims to provide a solution through cultural reconstruction in zakat execution. This reconstruction is called cultural politicization, which combines social theory and legal institutions. Furthermore, this reconstruction generates an ideal organizational relationship proposal for zakat management institutions and reduces social non-compliance. By conducting in-depth interviews with zakat institutions (BAZNAS and LAZIZNU) in Sumenep Regency, Madura, using a qualitative-phenomenological approach, this research is based on legal sociology focusing on zakat culture and institutional relations. This research yields findings, namely the cultural construction in zakat law implementation consists of three aspects; 1) authority construction, where zakat collectors ranging from BAZNAS, LAZ to individual collectors (kiai, ulama, ustad) compromise the roles, with kiai and ulama as zakat collectors and BAZNAS as partners. 2) personal community construction, making the community as the subject of empowerment for productive fund programs and supportive stakeholders. 3) literacy-stigmatization construction, where the community is made as members of partner organizations of zakat collectors. Another finding is that the development of zakat management organization (OPZ) relations involves making BAZNAS, LAZ, and individual collectors as business partners who cooperate. This study also implies that BAZNAS acts as a regulator and formulator of productive zakat programs, while LAZ and individual collectors act as operators who carry out zakat management functions from collection to distribution and implement productive zakat utilization programs.

Peran Lembaga Zakat dalam Pemberdayaan Ekonomi Penerima Zakat: Studi Kasus BAZNAS Kota Jogja dan BAZNAS DIY

This research aims to determine the role of zakat institutions in economic empowerment of zakat recipients, with a case study at BAZNAS Jogja City & BAZNAS DIY. This research uses descriptive qualitative methods. Data obtained through observation, interviews and documentation. There were seven informants in this research consisting of the Program Manager, Implementing Staff for zakat distribution, Program Facilitators and zakat recipients at each Zakat Institution studied. The research results concluded that BAZNAS Jogja City & BAZNAS DIY have played an optimal role in efforts to improve the economy of zakat recipients. The two zakat institutions have implemented several productive zakat programs aimed at empowering zakat recipients in the businesses they run. The strategy used is providing provisions to potential aid recipients, business training and providing business capital to zakat recipients. There are several obstacles faced by BAZNAS Jogja City & BAZNAS DIY in empowering the economy of zakat recipients, including zakat recipients not being optimal in running their businesses, especially in increasing sales. Thus, BAZNAS City and BAZNAS DIY need to provide assistance according to the problems experienced by zakat recipients to help and improve the businesses of zakat recipients. Keywords: Role of BAZNAS, Economic Empowerment, Zakat recipients.

The Productive Zakat in Empowering Mustahik Entrepreneurship

Productive zakat is one of the instruments in sustainable development related to Islam. Productive zakat is managed in providing businesses to mustahik, so that mustahik zakat does not receive consumable zakat but can be sustainable. So, this research has objectives, first, to explore the role of productive zakat in mustahik economic empowerment, second, to analyze the pattern or model of productive zakat in mustahik entrepreneurship empowerment. This research was conducted with a qualitative approach through a case study, namely in Probolinggo Regency. Data collection techniques used observation, interviews and documentation. The data were analyzed using the Miles and Huberman interactive model. Data validity used source triangulation and technique triangulation. This research results in, first, productive zakat can contribute to the addition of mustahik income and break the chain of mustahik dependence on muzakki, second, productive zakat can empower mustahik entrepreneurship through the Z-Chicken, Z-Auto, the livestock and Batik Craftsmen programs. These programs are able to improve mustahik skills, so that mustahik have an entrepreneurial spirit for sustainable economic development.

Productive Zakat Scholarship of National Amil Zakat Agency of Bandar Lampung City in Improving Human Resources

Zakat has a strategic role in reducing poverty and increasing the economic empowerment of the people.However, in reality, most of the zakat is only managed traditionally so that the benefits have not been felt.The purpose of this research is to reveal productive zakat in the form of scholarships from the National Amil Zakat Agency or Baznas Bandar Lampung City in improving human resources from a legal perspective. This research is included in field research whose data is obtained from Baznas Bandar Lampung City.This research concludes that Baznas Bandar Lampung City provides scholarships to as many as 25 students from UIN Negeri Raden Intan Lampung and ITERA.Zakat funds distributed by Baznas Bandar Lampung City amounted to Rp. 66,900,000.In the perspective of Islamic law, scholarship zakat is valid and included in productive zakat.This is based on the arguments of the Koran, Prophetic traditions and MUI Fatwa in 1996. Zakat scholarships provide many benefits, including increased access to education, which helps mustahik to access higher education. Zakat scholarship is also able to improve the quality of human resources because it succeeds in producing scholars who have knowledge so that they are ready to compete in the world of work and are involved in regional development.

Analysis of the Impact of Productive Zakat in Empowering Mustahiq's Economic Welfare in Jember Regency

The purpose of this study is to analyze the distribution of Productive Zakat in NU Care-LAZISNU PCNU Jember in empowering mustahiq economic welfare in Jember Regency. This research uses a qualitative approach, and this research is descriptive. Qualitative research methods are research that produces descriptive data in the form of written or spoken words of people or observable behavior. NU Care-LAZISNU Jember has several steps to be able to carry out the mandate of distributing productive zakat so that the target and goal of distributing productive zakat is achieved. As a result, NU Care LAZISNU JEMBER uses a distribution pattern with zakat management functions consisting of forcasting, planing, organizing and actuating and controling. While the utilization model used is in kind by providing business tools and capital assistance such as livestock. The impact felt by mustahiq who receive productive zakat can be seen from several indicators including increased income, more decent housing or housing, and increased education and health levels.