Productive Zakat Research Articles

MEDIATING EFFECTS OF ISLAMIC BUSINESS SUCCESS ON PRODUCTIVE ZAKAT AND MUSTAHIQ WELFARE

This research aims to determine the effect of productive zakat programs, entrepreneurial motivation, and competence on the welfare of mustahiq through having successful Islamic businesses as interveners. The research applied quantitative analysis method by distributing questionnaires to collect primary data from 111 mustahiq recipients of assistance from zakat institutions. This research employed a path analysis technique with the help of the SEM-PLS (Partial Least Squares) 4.0 program and was used to analyze the influence among variables. The empirical findings indicate that the productive zakat program significantly and positively affects mustahiq's welfare but not the business’s success. Meanwhile, entrepreneurial motivation and competence also significantly and positively affect business success and mustahiq welfare. Interestingly, the success factor for Islamic businesses can mediate the relationship between productive zakat, motivation, and competency on the welfare of mustahiq. This research contributes to the zakat literature by examining the connection between productive zakat, entrepreneurial drive, competency, and the factors influencing the performance of Islamic enterprises in achieving welfare according to Islamic objectives. Practically, the implications of this research are useful for the government as a policymaker in increasing the contribution of zakat institutions to material and spiritual poverty alleviation.

Pembangunan Berkelanjutan (SDGs): Sociopreneur Zakat Produktif Sebagai Upaya Pengentasan Kemiskinan

The purpose of this research is to analyze the business activities of the productive zakat distribution that have been carried out by Dompet Dhuafa Singgalang and to analyze the role of the productive zakat sociopreneur program in efforts to realize sustainable development (SDGs). This research is field research with a qualitative descriptive approach. The data sources used a primary data sources and secondary data sources and data collection techniques are interview. Based on the results of the analysis carried out, it is clear that productive zakat actively participates in sociopreneur activities by financing eight goals of zakat recipients with the concept of social entrepreneurship including the Kampuang Nila Program in Pauh Padang City, Solok Sirukam Coffee Village Program, DD Farm Padang Pariaman Center, DD Farm Solok Sirukam Center, Minang Sepakat Souvenir Center and Kampoeng Ternak in Ampuan Lumpo Pesisir Selatan. The role of the productive zakat sociopreneur program in efforts to realize sustainable development (SDGs) has a very good impact so that this has a positive impact on the community..

Pengaruh Jumlah Zakat Produktif, Modal Awal Dan Lama Usaha Terhadap Tingkat Pendapatan Mustahik Di Baznas Provinsi Riau (Studi Kasus Kota Pekanbaru)

The purpose of this study is to analyze whether the amount of productive zakat, intial capital and simultaneous effect on mustahik income at BAZNAS Riau Province. The data used in this research is secondary data obtained from agencies such az BAZNAS Riau Province and also quetionnaires. The data analysis method use multiple linear regression analysis and classical assumption test to see the influence between the independent variables and the dependent variable and is calculated using the E-views 9 application software with a population of 61 mustahik. The results of the analysis show that the amount of productive zakat,initial capital and length of business have a significant effect on mustahik income at BAZNAS Riau Province.

Law of The Productive Testicles

The role of zakat as ijtima'iyah Aaliyah worship in Islam focuses on two main functions of zakat, namely cleansing property and souls and being a community fund to reduce poverty. Zakat mal and zakat fitrah were discussed, with emphasis on the need for a productive zakat approach as a long-term solution. The research aims to understand the concept of productive zakat from the perspective of Yusuf Al-Qardhawi and Imam Nawawi, including an understanding of the main purpose of productive zakat in alleviating poverty and improving mustahik welfare. This research uses a documentary-descriptive approach method with literature study, where written data is analyzed based on context. The results showed that the distribution of productive zakat according to Yusuf Al-Qardhawi played an important role in developing the mustahiq economy. The majority of scholars support the concept of productive zakat as a strategy to improve the economic life of Mustahiq. The conclusion of this study underscores the urgency of productive zakat in the context of Islamic teachings and the welfare of the Ummah. The empowerment of Mustahiq through training and skill development is the main focus to increase the effectiveness of productive zakat. Although there is no specific reference in the Qur'an or hadith regarding productive zakat, the allocation of zakat clearly stated in surah At-Tawbah verse 60 provides a basis for the distribution of zakat that supports the economic improvement of Muslims.

Analysis of Productive Zakat Distribution and Management Practices at LAZ (Amil Zakat Institution) Sidogiri, Pasuruan, East Java

The aim of this research is to describe the management of productive zakat at LAZ Sidogiri and to analyze how productive zakat distribution practices are carried out at LAZ Sidogiri. Design/methodology/approach The design of this research is qualitative. Qualitative research is research to describe and analyze phenomena, events, social activities, attitudes, beliefs, perceptions, thoughts individually and in groups with specific objectives. The result was that the implementation of Rasulullah's management at the Sidogiri Amil Zakat Institution (LAZ) was carried out according to the rules, generally after centralization. This is not surprising because the Sidogiri Islamic Boarding School (PPS) is an Islamic boarding school that has long been associated with the Islamic religion and contains the ideology of its founder, Muhammad SAW, who taught his followers about the correct interpretation and application of Islamic teachings as well as their own teachings. teachings . In this way, the use of management applications automatically does not deviate from the professional standards set by Allah Ta'ala. The management system described here is called SIFAT (Siddiq, Istiqomah, Fathanah, Amanah, and Tabligh).

EKONOMI KERAKYATAN DALAM PERSPEKTIF EKONOMI SYARI'AH

The productive zakat distribution strategy by BAZNAS is an effort to channel wealth from muzzaki to mustahik and then hopefully increase business income and economic welfare for the community. Therefore, Muslims need to know that the productive zakat distribution strategy is carried out by BAZNAS Kendal Regency. It is hoped that this can increase the business capital they have been working on so far, so that in the future they will not only fulfill their daily needs, but also increase their business. If BAZNAS manages productive zakat well, it will have an impact on economic welfare so that the mustahik's standard of living will increase. In channeling business capital to mustahik, of course, looking at the existing budget, the more muzzaki who give zakat infaq shodakoh, the greater the amount of business capital they will receive, this hope and reality is what zakat institutions and mustahik want. This research was conducted using qualitative methods and using qualitative descriptive analysis tools. Test the validity of the data using triangulation. Then data collection techniques using interviews, observation and documentation. The source sample was determined purposively, namely the Kendal Regency BAZNAS Utilization and Distribution division as well as staff and mustahik recipients of productive zakat fund empowerment assistance. The results of the research show that the distribution of productive zakat on mustahik economic empowerment carried out by BAZNAS Kendal Regency was poured into several programs which then formed 4 types of pentasharufan or productive zakat utilization, namely: 1) Providing individual business capital assistance 2) Job skills training 3) assistance group capital 4) Assistance with business facilities and infrastructure. The zakat distribution strategy in the BAZNAS program is analysis through planning, organizing, implementing, monitoring, as well as accuracy of program targets, program socialization, program objectives, program monitoring, as well as integrating organizational goals and formulating them into missions.

Optimalisasi Peran Baitul Mal Subulussalam Dalam Rangka Menurunkan Kemiskinan di Aceh

Baitul Mal in Aceh is different from Baitul Mal in other provinces in Indonesia, where the Baitul Mal Subulusalam Institution is a functional institution while the secretariat is a structural institution that is directly responsible to the mayor. The aim of this research is to analyze the collection and distribution of zakat, infaq and alms funds from philanthropic institutions. The research method uses a qualitative design. The research object is the Baitul Mal Subulussalam institution in Aceh. The data collective conducted interviews with Baitul Mal Subulussalam administrators while data analysis used content analysis. The research results emphasize that the collection of zakat, infaq and alms funds at Baitul Mal Sulussalam comes from three sources. Firstly from the State Civil Apparatus and honorary staff who work in the Aceh Government, employees of state-owned enterprises and regional-owned enterprises in the province of Aceh. The two partners are working together on a government project worth IDR 50,000,000 (Fifty million rupiah). Third, zakat infaq and alms funds from the Muslim community in Aceh. Zakat is levied on employees from class three and above at 2.5% and employees who do not meet the requirements are subject to a 1% deduction from their salary. The collection of Zakat infaq and alms funds at Baitul mall Subulussalam in Aceh has not been implemented optimally even though it has been regulated by the Qonun that every State Civil Apparatus must pay zakat mall through salary deductions. There are still institutions in the government that have not paid zakat mal through Baitul Mal Subulussalam, such as the Republic of Indonesia Police and the National Army in Aceh. So the target for receiving zakat, infaq and alms funds has not yet reached the target. In 2022, the target of receiving zakat infaq and alms funds of twelve billion can only be realized at four point seven billion. The distribution of zakat infaq and alms funds has been carried out to eight eligible asnaf, except for the asnaf riqab, which does not exist. The most dominant distribution of zakat funds is given to Asnaf Fakir and Masakin. Productive zakat has been distributed to ultra-micro traders in order to improve the welfare of the people of Aceh. The distribution of infaq zakat funds and alms distributed for productive zakat is not followed up by providing business assistance.The effectiveness of the distribution of zakat infaq and alms funds at Baitul Mal Subulussalam cannot yet be measured in its success in reducing the poverty rate because the distribution of zakat infaq and alms funds in the form of productive zakat has not been followed up and assisted, so it cannot be measured to what extent the distribution of zakat infaq and alms funds has been succeeded in improving welfare in the form of mustahik turning into muzaki.

The Effectiveness Of Productive ZIS Funds On SMEs Affected By Covid-19

This study aims to determine how effective the distribution of productive zakat, infaq, alms funds to SMEs affected by COVID-19 and to find out the model for distributing ZIS productive funds in improving the welfare of SMEs. The method used is a mixed method to produce more comprehensive facts. This study indicates that in the empowerment program, there is a training program held by the amil zakat institution as a form of business assistance that can increase the income of mustahiq SMEs. This program has quite effective impact on SMEs affected by COVID-19. Researchers found an effective ZIS fund distribution mechanism model with a business assistantship that amil zakat institutions must carry out through business development training programs, spiritual improvement, and financial planning. This study aims to improve the skills, faith, and finances of the mustahiq so that they can achieve a level of welfare.

OPTIMIZATION STRATEGY OF PRODUCTIVE ZAKAT FUNDS AS AN EFFORT TO IMPROVE MUSTAHIK WELFARE (CASE STUDY OF BAZNAS OF PAPUA PROVINCE)

The COVID-19 pandemic has an impact on increasing the number of poor people, including in Papua Province. It takes the involvement of all parties in dealing with this impact, one of the parties most considered capable is BAZNAS Papua Province, as a philanthropic institution that functions to manage zakat funds, and one of the objectives of zakat funds is to realize community welfare and poverty reduction. The type of research used in this writing is qualitative research, which is located at BAZNAS Papua Province, with the research subjects coming from the management of BAZNAS Papua Province, namely the Chairman, Deputy Chairman I of the Collection and Distribution Division and the Distribution and Empowerment Section as well as three representatives of productive zakat mustahik. The mechanism for distributing productive zakat funds begins with submitting an application, reviewing the results of the application, survey, until the disbursement of funds then monitoring evaluation and mentoring of fostered partners. Optimizing productive zakat funds requires several strategies including strengthening legality, strengthening effective ZIS collection, transparent management of zakat funds, partnership and collaboration approaches, developing productive programs, technological innovation, strengthening Baznas as amil. A more in-depth study is needed to determine productive mustahiks, maximize business feasibility surveys, and need to add and strengthen assistants who will provide assistance to mustahiks in running their businesses.

Productive zakat distribution in improving mustahik welfare: CIBEST model approach

Purpose — This research aims to determine the positive impact of the productive zakat program on Mustahik's welfare through increasing income and spiritual well-being and reducing poverty levels.Method — We employed a purposive sampling method in our sampling technique. The criteria for respondents selected as samples in this study were mustahiq, who received zakat from BAZNAS and were Muslim. The data for this research were obtained by distributing questionnaires directly through visits to Mustahiq's homes. The collected data were then processed using the Wilcoxon test and CIBEST model analysis. The Wilcoxon test determined the average difference in income before and after receiving zakat. Meanwhile, the CIBEST model was used to evaluate Mustahik's welfare.Result — The findings of this research show that mustahik recipients of productive zakat assistance can improve their financial conditions and materially enhance their circumstances. Overall, the research results confirm that the BAZNAS effective zakat program has had a positive impact on Mustahik's welfare, by increasing income, spiritual well-being, and reducing poverty levels.Practical implications — The distribution of productive zakat must continue to be improved, both in terms of the quality of its management and the utilization of abundant zakat funds, to achieve a more optimal positive impact on Mustahik's welfare.

IMPLEMENTASI PROGRAM BANTUAN BAGI PELAKU UMKM TAHUN 2022 PADA LEMBAGA AMIL ZAKAT SWADAYA UMMAH KOTA PEKANBARU

Zakat is a source of funding that is very important for helping the needs of lower class people, both related to social and economic needs. Zakat is given to those who are entitled in the form of 8 asnaf as stated in the Qur'an. One of the roles of zakat is to reduce poverty and unemployment. Zakat funds cannot be used only for consumer needs but also increasing benefits in the form of assistance for small and micro businesses.It is hoped that the benefits will be able to increase the community's economic growth.This research aims to find out how to implement the assistance program for MSMEs in 2022 at the Amil Zakat Swadaya Ummah Institution in the city of Pekanbaru. For this, a zakat amil institution is needed, it can be coordinated to the collection and distribution of zakat funds. The research method used in this research is descriptive qualitative approach. The data collection techniques used by interview techniques and secondary data. The obstacles, implementation of zakat by helping to increase economic growth are caused by several factors, namely, knowledge about productive zakat is still minimum, understanding of muzakki is still limited to the consumptive use of zakat and the muzakki's trust is still low in Amil Zakat Institutions

Tinjauan Hukum Ekonomi Syariah terhadap Pengelolaan Zakat Produktif di BAZNAS Kabupaten Bogor

This research aims to analyze the management of productive zakat in Indonesia, specifically by the National Zakat Agency (BAZNAS), from the perspective of Islamic economic law. The method used is literature study by examining secondary data in the form of laws, regulations, books, journals, and reports related to the topic of discussion. The results of the analysis show that the management of productive zakat by BAZNAS is generally in accordance with the provisions of Islamic economic law. However, there are still some weaknesses in the empowerment mechanism that need to be addressed so that the goal of empowering the economy of the Muslim community can be achieved maximally.

PRODUCTIVE ZAKAT EMPOWERMENT WITH THE STYLE OF A ZAKAT VILLAGE

Productive zakat is currently a growing trend among the people of Aceh. Zakat is also a social activity that can be a solution to the current poverty. Previous studies in several places regarding productive zakat empowerment were still not optimal due to several obstacles that had to be addressed. This study aims to determine the implementation and implementation of productive zakat empowerment with the village zakat model in Aceh Besar District. This research uses a qualitative approach with descriptive methods. The data was collected by interviewing using purposive sampling technique. Samples taken are Mustahiq, Baitul Mal Institute, and Islamic Sharia Service. The empowerment of productive zakat is measured using three indicators of zakat distribution, village feasibility, and business results from productive zakat. Based on the results of this study, productive zakat with the village-based zakat model is a positive activity that can lead to an independent attitude for the community in managing businesses and improving the welfare of the less fortunate and increasing their standard of living.

Productive Zakat Model: Economic Empowerment for Post-COVID-19 Recovery in Indonesia

Productive Zakat Model: Economic Empowerment for Post-COVID-19 Recovery in Indonesia

PENDAYAGUNAAN ZAKAT PRODUKTIF UNTUK PENGUATAN UMKM (STUDI DI LAZISMU DAN BAZNAS KAB BIMA

This research examines the utilization of productive zakat in increasing the income of business groups, especially in the Micro, Small and Medium Enterprises groups (UMKM) which are located and funded by the National Zakat Amil Agency (Baznas) and the Muhammadiyah Regency Amil Zakat Infaq and Sadaqah Institute(LAZISMU) To deepen the study, the researcher first took pictures of the model and impact of utilizing productive zakat on UMKM, secondly the researchers took pictures of the obstacles and solutions faced by Baznas and Lazismu in utilizing productive zakat. As data analysis material in this research, researchers used empowerment theory and needs theory. These two theories are combined in the study to explore the model and the impacts and obstacles faced by Baznas and Lazismu. Specifically, Gozali's theory of needs is used as an approach in Islamic Economics. Apart from theory, researchers also slice the data into rules or laws related to zakat management in Indonesia. Meanwhile, the method used is descriptive qualitative, data collection uses semi-structured interview techniques and document study. The research results show that the productive zakat utilization model in Baznas and Lazismu is structured and well planned, while the impact on mustahik or UMKM still needs to be evaluated in depth. Apart from that, the obstacles faced are the management of zakat/mustahik data which is not yet optimal, a shortage of personnel and a lack of understanding about zakat for personnel as well as a lack of zakat income/funds. Key words: Zakat, productive, needs, empowerment, UMKM, utilization

THE IMPACT OF THE BOGOR BLESSING PROGRAM ON BUSINESS INCOME: MSME MUSTAHIK IN BOGOR CITY

This study aims to determine the impact of MSME empowerment from productive zakat funds through the Bogor Berkah program implemented by BAZNAS Bogor City on mustahik MSME business income. The research method used is quantitative with multiple linear regression analysis method. The data collection method uses interviews and questionnaires. The results of the study partially show that the implementation of the Bogor Berkah program on business capital assistance, skills training, marketing practices and mentoring has a significant effect on the business income of mustahik MSMEs by increasing the income generated. While simultaneously the implementation of the Bogor Blessing program has a significant effect on the business income of mustahik MSMEs by increasing the income generated.

PENINGKATAN KESEJAHTERAAN PENERIMA MANFAAT YAYASAN BAITUL MAAL (YBM) PLN PERSPEKTIF MAQASHID SYARIAH

This study aims to analyze the empowerment of gerobak cahaya which is one of the flagship programs of YBM PLN Malang City in distributing and utilizing zakat funds in the form of productive zakat, linked to aspects of maqashid sharia. The reason this research is important is because no previous research has been found with similar objects, so new findings are needed that can be used as material for further research. This research uses a qualitative research method with a case study approach based on interviews, observation and documentation. From this research it is known that YBM PLN Malang City has made efforts to help improve the welfare of the community, especially the beneficiaries of the YBM PLN Malang City gerobak cahaya through the implementation of empowering gerobak cahaya. The resulting welfare impact shows that the beneficiaries of the Malang City gerobak cahaya are not yet fully prosperous according to maqashid sharia, because one of the elements of maqashid sharia, namely reason (al-aql) is not fulfilled.

Productive Zakat Empowerment Analysis In BAZNAS Institutions

The problem of this research leads to the distribution of productive zakat funds to mustahiq and human resources who do not yet understand both the community and BAZNAS of Ciamis Regency regarding this zakat. In its distribution, it has not been able to fulfill the objectives of productive zakat.After receiving assistance to the mustahiq. The purpose of channeling zakat funds is to increase the business of mustahiq and hope that these mustahiq will not always be mustahiq but will be able to become muzakki in the future. This type of research is a descriptive qualitative research, with the specification of field research. Descriptive qualitative research is writing that aims to describe the status of phenomena in a systematic and rational manner. Qualitative research methods in practice depend on the ability of the research, in explaining the phenomena studied in a descriptive form. This research was conducted at Baznas Ciamis Regency. The data obtained are from interviews with informants. The results of this study indicate that the distribution of productive zakat funds to increase mustahiq business in Ciamis Regency has not been running effectively, where there are several problems including the problem of human resources at BAZNAS which are few, mustahiq who do not understand the concept from productive zakat and lack of commitment when managing zakat funds, and the absence of a clear system resulting in less precise targeting in determining mustahiq and inaccurate distribution. The solution for solving this problem is where the informants agreed that BAZNAS should provide education and assistance to productive zakat mustahiq so that their businesses can develop, and make guidelines in the management of productive zakat both in determining mustahiq and its distribution

ANALISIS PENGELOLAAN ZAKAT PRODUKTIF PADA BAZNAS KABUPATEN SAROLANGUN

This research focuses on "Analysis of Productive Zakat Management at BAZNAS Sarolangun Regency". The research aims to find out how effective productive zakat management is and the suitability of its implementation with Law No. 23 of 2011 concerning zakat management. This research uses a qualitative type of descriptive research with a case study approach. This research uses two data sources, namely primary data in the form of interviews and secondary data in the form of book references and the internet/or official website related to this research. This type of research uses data collection, namely interview techniques, field observation and documentation. The results of the research show that the management of productive zakat at BAZNAS Sarolangun Regency is largely in accordance with Law Number 23 of 2011 with several things that need to be improved to make it more effective, such as a lack of supervision due to the lack of members from BAZNAS Sarolangun Regency

A system dynamics model on how zakat can reduce poverty in Indonesia

Purpose – This study analyzes the potential of zakat for poverty alleviation using a system dynamics approach. Indonesia has excellent zakat potential as a country with the largest Muslim population. However, the poverty rate in Indonesia is still high at approximately 10.14% of the total population.Methodology – This study used system dynamics to model how zakat can reduce poverty in Indonesia. The system dynamics method was chosen because of its capability to model the complexity of the system. Findings – The model indicates that increasing the percentage of productive zakat allocation and decreasing the delay of the conversion program can reduce the poverty alleviation time from 200 to 120 years using the zakat nisab standard and from 32 years using the Central Statistics Agency (BPS) poverty standard. However, if Zakat faces limited funds, the focus should be on decreasing the conversion delay. Implications –This research can encourage people to become muzakki (zakat payers) because, as indicated in the simulation models, muzakki growth of muzakki has a role in poverty alleviation. In addition, Zakat institutions can use the developed model to simulate the best policy for poverty alleviation before implementing the program.Originality – Although the system dynamics approach has shown promising findings in modeling poverty, the number of studies utilizing system dynamics to analyze the effect of zakat on poverty reduction is limited. Therefore, this study aims to evaluate the effectiveness of zakat in alleviating poverty by implementing a system-based approach and simulating system dynamics.