Conventional short-circuit studies often neglect the load current because the short-circuit current (SCC) flowing from generators is much greater than the SCC that is affected by various loading conditions. As distributed or clustered loads that are unbalanced in phases are connected to the grid, they can also change the magnitude and phase angle of the SCC, despite their small capacities. Thus, the objective of this study is to present algorithms that are able to analyze such an impedance unbalanced load. For this purpose, this study initially derives an SCC model of the unbalanced impedance load in phases. Since the proposed SCC model requires the pre-fault voltage, it uses a power-flow analysis algorithm that iteratively calculates the current that is to be injected and the pre-fault voltage, using the bus impedance matrix. Then, the proposed SCC calculation algorithm transforms the unbalanced loads into equivalent impedances, using the pre-fault voltage, and adds them to sequence networks as input data, using the proposed SCC model. The proposed algorithms are verified in various case studies. As a result, the proposed SCC calculation algorithms are more accurate, because they do not neglect unbalanced loads.