Personal Understanding Research Articles

Персоналізація фінансових послуг домогосподарствам: сутність та особливості реалізації банківськими установами

The modern development of the financial services sector takes place taking into account the significant impact of digital technologies on the functioning of banking and other financial institutions. The use of such technologies opens up new opportunities and prospects for financial intermediaries. It is thanks to information and communication innovations that it becomes possible to use an individual approach to customer service. Accordingly, this actualizes the issue of theoretical and applied substantiation of the essence of personalization of financial services in modern conditions, its features of implementation in the existing system of financial services, primarily by banking institutions. In order to specify the essence of personalization of financial services, the content of the concept of «personalization» is analyzed, and separate scientific approaches to its consideration are allocated. An analysis of the features of the use of personalization in the functioning of economic systems is also carried out. As a result, this made it possible to offer an understanding of personalization of financial services as a process of taking into account individual traits, preferences of potential customers when creating an intangible form of the result of interaction between them and financial institutions in order to meet the financial needs of such clients at their own expense, at the expense of the institutions or at the expense of attracted financial resources of other consumers in accordance with the current legislation in order to make a profit, preservation of the value of assets or achievement of a social effect from the implementation of such a service. Also, the article pays considerable attention to determining the peculiarities of using the principle of personalization of financial services in the work of banking institutions. It is found that the most expedient is the use of such a principle in the process of providing financial services to households, taking into account their preferences, needs and indicators that characterize their financial condition. It is also determined that in modern realities, banking institutions are just beginning to actively use digital technologies in the process of personalization of financial services, which indicates the prospects of this direction in their work.

ОСОБЕННОСТИ ЦЕННОСТНО-СМЫСЛОВОГО САМООПРЕДЕЛЕНИЯ СТУДЕНТОВ В СИТУАЦИИ ПРОФЕССИОНАЛЬНОЙ НЕОПРЕДЕЛЕННОСТИ

The research purpose is to study the features of value-semantic self-determination of students in a situation of professional uncertainty. The process of value-semantic self-determination undergoes transformations at the entire stage of student education (students of higher educational institutions conditionally go from a “forced learning process” to “learning for self-development and self-realization”). The analyzed issue is value-semantic self-determination in students, taking into account such factors as: priority of choosing a motive for learning, life meaningfulness, situation of professional uncertainty, transformation peculiarities of the personal understanding of the category “study”. We reveal the existing trends in the issue and propose the trajectories of the student support program. The following are identified as priority areas of psychological assistance in increasing the meaningfulness of the personality of professional activity: forming an image of myself as a professional, designing a professional future (assistance in finding vacancies in the labor market, building prospects for further professional development - advanced training courses, education), individual counseling on understanding ways of self-presentation in professional activity and their correlation with personal characteristics, acceptance of a situation of uncertainty (assistance in choosing ways of self-realization in the labor market), modeling a situation of uncertainty in professional activity (playing possible scenarios of events in future professional activity). The implementation of this support program will make it possible to form a harmoniously developed specialist within the framework of his chosen profession. Not only the professional self-determination of students, but also the formation of their readiness to realize themselves in work is important.

The political aspect of the ‘freedom’ concept in Pavlo Vyshebaba’s work

The object of the research in this article is the poetic texts of the contemporary Ukrainian military poet Pavlo Vyshebaba. The purpose of the article is to interpret the manifestation of the concept of freedom in the work of this poet. The author focuses on the political aspect of the concept of freedom, so he primarily analyzes Pavlo Vyshebaba’s work from this perspective. In the course of the study, the author also analyzes the works of military poets Kateryna “Bird” Polishchuk and Borys Humeniuk. This is done to compare the manifestations of the concept of freedom by these authors and to better understand the works of Pavlo Vyshebaba. In order to scientifically substantiate the political aspect of freedom, this article draws on the philosophical work of Dmytro Dontsov, in particular the ideas of nationalism and its fundamental principles. In particular, to clarify the terminology, the article uses Dmytro Dontsov’s “vlasnovladnist”. To achieve the purpose of the article, contextual analysis and biographical methods were used. The relevance of the article is due to the social need to realize the value of freedom in the context of the Russian-Ukrainian war. The novelty of the study is determined by the chosen aspect of the consideration of the lyrics of a contemporary poet, the scientific reception of whose work is generally limited. According to the results of the study, Pavlo Vyshebaba regards the concept of freedom in the political plane. It has been found that the concept of freedom in his work encompasses personal responsibility, a higher purpose, preservation and development of cultural and historical heritage. Freedom for Pavlo Vyshebaba is “freedom from” and “freedom for”. In political terms, the last is the establishment of statehood, and the first is freedom from invaders. Pavlo Vyshebaba also has a personal understanding of freedom as an opportunity for creativity. Further prospects for the study are related to the analysis of a representative sample of contemporary military poets and poets who write about war to draw more thorough conclusions about the ideas of political freedom in Ukrainian culture as a fundamental factor in the formation of the nation.

Living with my diabetes - introducing eHealth into daily practices of patients with type 2 diabetes mellitus.

Diabetes patients can draw on an increasing number of eHealth apps to support them in the self-management of their disease. While studies so far have focused on patients with type 1 diabetes, we explored how patients with type 2 diabetes mellitus (T2DM) integrate eHealth apps into their practices aimed at managing and coping with the disease, which aspects were considered particularly valuable and which challenges users encountered. Semi-structured interviews and focus group sessions were conducted to explore how patients cope with T2DM in their daily lives and their attitude towards eHealth. In a further step, four eHealth apps were tested by patients and their expectations and experiences studied by way of qualitative interviews and focus groups. The analysis showed that the study participants valued in particular the possibility to use eHealth apps to sense and gain a better understanding of their own body, to learn about specific responses of their body to nutrition and physical activity, and to support changes in daily routines and lifestyle. Key challenges encountered related to difficulties in interpreting the data, matching the data to other bodily sensations, getting overly occupied with the disease and difficulties in integrating the apps into personal, family, and care practices. Under certain conditions, eHealth can play an important role for patients in developing a nuanced, personal understanding of their body and coping with T2DM. A prerequisite is that eHealth needs to be fitted into the specific practices of users, and patients desire a strong role by their care professionals in providing support in interpretation of data.

Women’s voices for the earth: Communication strategies of women candidates on environmental issues in the 2024 election

Environmental issues have become a major focus in political agendas, including the selection of legislative candidates. This research aims to understand the communication strategies of women legislative candidates in shaping political narratives related to environmental issues in Aceh ahead of the 2024 legislative elections. This includes analyzing the communication approaches used, such as through mass media, social media platforms, and direct meetings with voters. Methods: This study used a qualitative approach. Data were collected through interviews, observations, and content analysis of messages delivered by women legislative candidates through various communication channels. Results showed that women legislative candidates successfully used persuasive language to relate environmental issues to voters’ daily lives. Communication strategies included active participation in mass media, use of social media platforms, and direct meetings with voters. The narratives developed strengthened voters’ perceptions of the impact of environmental issues in the local context. This research shows that women in Aceh politics play an important role in shaping political messages related to the environment. Skillful communication strategies helped strengthen the relationship between women legislative candidates and voters, while the narratives created a deeper and more personal understanding of environmental issues.

Death Café conversations: evaluating the educational potential for university students in palliative care teaching.

Discussing death, particularly among future healthcare professionals, remains a challenge. The "Death Café" initiative offers a relaxed setting for such conversations, and this study investigates its educational potential for medical students. To assess the effectiveness of "Death Café" as an educational tool for medical students in palliative care, and to understand students' perceptions and reflections on death and end-of-life topics post-participation. An exploratory qualitative design was employed, analyzing reflections submitted by medical students following voluntary participation in a Death Café session. Medical students from a course on palliative care participated in the "Death Café," a structured yet informal discussion about death in a relaxed café setting. Subsequently, participants submitted written reflections on their experiences. These reflections were analyzed using a thematic analysis method, identifying emerging themes related to the students' perceptions of death, the event, and its impact on their future medical practice. Forty-two students attended the Death Café. Twenty-one reflections were collected from 29 medical students who participated. Most students found the "Death Café" environment conducive to open conversations about death. Key themes included recognizing the fragility of life, the role of medical professionals in end-of-life care, and the personal and professional growth derived from such reflections. The students also highlighted the transformative nature of the event, shifting from discussing death in general to pondering on their roles as future healthcare professionals. Positive feedback indicated the absence of negative comments about the activity, with suggestions provided for future iterations. The "Death Café" serves as an innovative pedagogical approach to medical education, particularly in palliative care teaching. It offers students a platform for sincere dialogue on death and reinforces the significance of integrating innovative methods in medical training. This initiative not only enriches personal understanding but also emphasizes the commitment to holistic patient care.

The Big Five Personality Traits (OCEAN) and Financial Planning

Financial planning has moved beyond a purely economic model and now incorporates aspects of behavioral economics and counseling psychology to better serve clients. In this review, we suggest that personality psychology, particularly the Big Five or OCEAN model of general personality might also be useful in financial planning. Financial planners are well aware that different clients with different personalities bring different opportunities and challenges into the planning session, but planners might benefit from a more formal understanding of client personality. To this end, we describe the Big Five traits – Openness to experience, Conscientiousness, Extraversion, Agreeableness and Neuroticism or OCEAN – and the basic personality science surrounding them. We next examine how each of the OCEAN traits is associated with key financial outcomes including: income, net-worth or wealth, financial literacy, financial risk tolerance, and financial happiness. We discuss profiles of the Big Five traits, including Resilient, Under controlled, and Over controlled profiles. Finally, we discuss some potential benefits for of incorporating personality science into financial planning research and practice.

Particularities of Forensic Study of Criminal Personality

The peculiarities of forensic examination of the criminal personality have been examined through the application of various forensic methods and tactics within the field of forensic science. The authors aimed to explore the forensic structure of the criminal personality in the light of psychological methods during the detection and solving of crimes. To achieve the set goal, general scientific (including observation and comparison, analysis and synthesis, induction and deduction, theoretical generalization, etc.) and specialized methods (such as grouping and systemic-structural approaches) of scientific research have been employed. The research paper provides information on psychological methods that an investigator should employ, as well as the professional qualities that the investigator should have in order to directly study the criminal personality. The issue of determining the criminal personality within the field of criminology has been investigated by examining, during interrogation and other investigative measures, their individual qualities and characteristics reflected in the traces of crimes (in particular, disclosure of personal characteristics of the criminal with the help of psychological techniques and formation of evidence in investigative and operational practice). The ethical aspect of the impact on the accused individual (suspect) during pre-trial investigation and crime prevention is elucidated in this research paper. The boundaries and principles of admissibility of psychological influence on the criminal’s consciousness are expounded, with morality outlined as a tactical approach to such influence. The classification and typology of criminals into groups and categories are highlighted. Information regarding the understanding of the criminal personality in criminology, achieved through the study of their individual qualities and traits, is presented and reflected in the traces of crimes. It is proved that properly analyzed biographical data about the suspect provides the investigator with the opportunity to effectively influence the criminal’s value system.

불교의 인간관과 대화법에 관한 연구

Buddhism is a human-centered religion. The Buddha emphasized coexistence, interdependent relationships, and the good nature of human beings. Knowing the reality and origin of suffering, overcoming it, and achieving happiness and enlightenment as the ultimate goal is a characteristic of Buddhism. This paper is a study on the Buddhist view of human beings and the use of dialogue methods. The possibility of communication that empathizes with the pain of the other person, the possibility of positive evolution, and the possibility of pursuing true happiness and satisfaction were examined. The Buddhist view of humanity is based on a critique of the caste system in ancient Indian society, human values and karma, the concept of interdependence in familial relations, non-duality(自他不二, the oneness of self and others), the idea that all sentient beings possess Buddha-nature. Buddhist dialogue focuses on the use of right language. They are the avoidance of the lies, divisive speech, harsh speech, and idle chatter. This paper analyzes these ideas and discusses the use of Buddhism's "advising method" and "dagisullbub(對機說法)." The possibility of respect and understanding of the other person was examined, and the possibility of peaceful dialogue was examined through understanding and tolerance of negative emotions and behaviors. Buddhism teaches us to have a conversation in a state of mental calm. Teach empathy and communication with the other person's pain. Emphasizing practice and compassion, it emphasizes that adherence to ethical principles can lead to individuals and societies evolving for the better, and to find true happiness and contentment. By faithfully practicing these basic Buddhist tenets, you will be able to use the basic principles of interpersonal relationships and communication techniques. The purpose of this study is to find out that this Buddhist methodology can help solve various psychological problems in modern society.

재소자 교화를 위한 불교적 접근법에 관한 연구

This paper is a study that deals with the changes in emotional, cognitive, linguistic, and interpersonal relationships of prisoners currently incarcerated in South Korea. There is a limit to healing the prisoner's deep unconscious. Their trauma, cognition, guilt, personality, and emotional understanding require changes in various aspects, but these processes seem to have been omitted. The Buddhist practice method is a Buddhist suggestion for the smooth adjustment of prisoners into society. I think I can heal the underlying problem by looking at my sins objectively. Buddhist practice has been reinterpreted in modern times, and programs such as MBCT, MBSR, and MSC are now being applied in various ways. The foundation of these programs is compassion meditation and Vipassana practice. In particular, by recognizing the breath, meditation allows you to recognize bodily reactions, thoughts, emotions, cognition, etc., through the breath. Penance, Buddhist chanting or Buddhist songs are also Buddhist approaches to inmate reform. Because Buddhist practice is a ascetic religion that aims at knowledge and awareness, it is possible to heal the underlying problem by looking at one's sins objectively. In this article, we have identified the problem of prisoners in prisons in order to apply it to Buddhist practice. He also introduced Buddhist methodologies for inmate reform, such as penance and meditation programs. It is hoped that this study will improve the rehabilitation program for inmates and help them in their lives.

HAKIKAT KURIKULUM DALAM PENDIDIKAN

Curriculum serves as the essential foundation in the educational context, playing a vital role in shaping the learning process. This article explores the essence of curriculum with a focus on its functions, roles, and position in achieving educational objectives.Firstly, the article discusses the function of the curriculum as the main guide in determining what, how, and when learning materials are presented to students. This function encompasses the role of the curriculum as a tool to achieve national educational goals and develop essential skills for learners.Next, the role of the curriculum is explained through the perspectives of teachers and students. Teachers, as implementers of the curriculum, play a key role in transferring knowledge, shaping skills, and guiding the character development of students. Meanwhile, students, as learning subjects, absorb curriculum content to develop personal understanding and skills.Then, the position of the curriculum within the framework of national and global education becomes the focus of the study. How the curriculum reflects local cultural values while integrating global dimensions is an integral part of this approach.This research integrates theoretical and practical perspectives to provide a holistic understanding of the essence of the curriculum, explaining how the curriculum is not only a formal document but also a life guide for learners.

Peran Pendidikan Ekonomi Syariah Dalam Penerapan Halal Lifestyle

This study aims to determine the role of Islamic economic education in implementing a halal lifestyle. The low level of Islamic economic literacy is also thought to affect a person's understanding of mindset and behavior. The methodology in this study is to use qualitative, descriptive, and exploratory, through library research and literature review. Sharia economic education can make a positive contribution to the implementation of a halal lifestyle. This is because Islamic economic education provides knowledge about the rules of muamalah and also about the halal industry. In the context of implementing a halal lifestyle, Sharia economic education can provide an understanding of the concepts of halal and haram, as well as strengthen awareness of choosing halal products and services. So the application of a halal lifestyle can provide benefits not only for individuals but also for society to the natural environment.

Strengthening the Accessibility of Persons with Disabilities through Political Education in the 2024 General Election in Medan City

The low participation of people with disabilities in elections is an issue that needs attention. Several studies have shown that people are not yet sensitive to the political rights of persons with disabilities. In addition, the lack of election accessibility for persons with disabilities is also an obstacle. Persons with disabilities are one of the large minority groups in Medan City. Therefore, this service aims to provide an understanding of strengthening the accessibility of persons with disabilities through political education in general elections in Medan City. Participatory Learning and Action methods through learning procedures that combine lecture techniques and participatory discussions to group learning are carried out in this activity. Firstly, this service activity was conducted with the Indonesian Blind Association (Pertuni) of Medan City, which includes learning about political education. Secondly, increasing the understanding of persons with disabilities about the importance of exercising their voting rights. Third, providing an understanding of political accessibility and political rights for persons with disabilities. The service results recommend that activity participants increase their understanding of the rights and obligations of citizens to vote. For the knowledge implemented in political education to run well, continuous coaching and mentoring are needed for the Indonesian Blind Association (Pertuni) in Medan City.

Ways of Genesis for an Individual's Ontological Status in an Archaic Culture (on Ukrainian Folklore Materials)

The problems of philosophical comprehension of the spiritual aspect of the culture of this ethnic group at the archaic stage of its development are among the least studied. The article examines the important and practically untouched issue in our literature of identifying the stages of the genesis of the collective self-consciousness of the ancestors of Ukrainians through their understanding of their ontological status. Cognition of this aspect of the spiritual world of ancestors is carried out through the analysis of the most archaic genres in our folklore—spells and ritual actions. The logical stages of a person's understanding of their place and purpose in the world are distinguished through the analysis of their awareness of relations with the highest spiritual forces. In the context of the pagan worldview, the earliest form of self-awareness of an individual through their relationship with the highest spiritual beings was the position of subjection, worship to these beings, as evidenced by the texts of spells that have reached our time and fragments of rituals. By dominating over nature and mastering social relations, a person begins to realise themselves as a being stronger than evil spiritual forces, and in healing magic (in the texts of spells) appear motives of threats to evil spirits, orders to them, and this is a manifestation of a new stage of awareness by a person about their ontological status. In the process of the cultural-historical transition of the ancestors of Ukrainians from paganism to Christianity, there can be distinguished several stages of awareness of changes in the ontological status of the individual. Christianity in the spiritual world of the individual initially appears only as an external surround of the pagan worldview paradigm – Christian characters appear in the form of altered pagan spirits and gods, while the ontological status of a person remains unchanged. At the next stage, Christianity absorbs pagan plots and characters, filling them with Christian values. Later in the spells, the subject weakens his participation in the fight against evil forces, giving this role to the Christian characters. The genesis of the ontological status here is contradictory: a person feels under the care of powerful Christian forces, which strengthens the processes of historical self-affirmation, and at the same time is completely dependent on these forces, weakening the feeling of being an autonomous being.

Embodied Transnational Belonging

This article, based on a collection of 53 interviews with people who migrated from Poland to Norway, discusses how transnational sentiments, nostalgia, and attachments to places and people materialize through the bodily experiences of the mobile subjects. It conceptualizes the notion of embodied transnational belonging, understood as a dynamic, bodily felt materialization of social, cultural, political, economic, and affective processes that assist the emplacement of mobile people in new localities, and that span the borders of nation-states. Theoretically, the article builds on the premises of the sensory turn in social sciences and utilizes the concepts from anthropology, health studies and migration and mobility studies interdisciplinarily. Methodologically, it employs photo elicitation interviews. It discusses how the concept of embodied transnational belonging can be used to extend the understanding of migrant persons’ transnationality. By doing so, it addresses a knowledge gap in transnational studies, attempting to theoretically open the conceptualization of transnational belonging to the bodily dimension. The article suggests that transnationalism is exercised on a level of a bodily experience of the migrant persons, and hence transnationality is not a solely mental/rational phenomenon, but also a bodily/physical one.

Macro- and microstructure of an autobiographic genre: linguistic and cognitive aspects

The article is devoted to the study of sports autobiography specifics as an institutional discourse genre. The relevance of the study is determined not only by the need for a systematic linguistic study of literary texts in new conditions dictated by the lingua-cognitive research paradigm, but also by the fact that in modern linguistic researches sports autobiography is not sufficiently represented as a discursive genre. The study purpose is to identify structural regularities of an autobiography used to create the image of the main character and to represent professionally and personally oriented relationships in sport. Achieving this goal involves solving the following tasks: 1) developing an algorithm for lingua-cognitive analysis of a sports autobiography text, 2) determining the macro- and microstructural units of the discursive genre under consideration. The research material is based on the autobiographies of boxer M. Tyson «Undisputed Truth» and chess player A. Karpov «Life and Chess. My autobiography». Due to objective and subjective factors, the autobiographies differ significantly in lexical, stylistic, and thematic aspects. However, both autobiographies have several common features and characteristics that have been established during the study. In particular, the use of content analysis contributed to the identification of six macrostructural components of sports autobiographies and the results of the directed associative experiment made it possible to identify frames that act as sports autobiography microstructural components. The results of the study develop and complement the theoretical principles of discourse science and expand the understanding of the modern professional linguistic personality of a sportsman.

Personalization of politics through visuals: Interplay of identity, ideology, and gender in the 2021 West Bengal Assembly Election Campaign

Visual messaging is a cornerstone of campaign strategies of political parties and candidates that can complement and amplify the effects of the written/spoken word. Through a thematic analysis of the Facebook ads of the two main political parties during the 2021 West Bengal assembly elections in India, this paper shows the interplay of identity, ideology, and gender in the visual communication strategies of political parties on Facebook as they tried to mobilize voters in an intensely polarized context. Both the incumbent and the opposition parties framed issues in their visual campaigns that were culturally situated; these issues centered around identity and ideology while simultaneously emphasizing strong leadership with gendered rhetoric. Our findings contribute to the advancement of theoretical understanding of political personalization, highlighting the intricate interplay between gender, ideological inclinations, and cultural identity, all of which profoundly influence the personalization process in the context of an intensely polarized election campaign.

The Cross and Our Calling

Redeemer University is a Canadian Christian university located in Ancaster, Ontario. Founded in 1983 in the Reformed Christian tradition, Redeemer’s mission is to prepare students to join Christ in his redemptive work through their careers and callings, while also fostering faculty research and scholarship in every discipline from a Christian perspective. Over the past forty years, Redeemer has evolved from a small college with limited degree granting authority to a full university offering a variety of programs including a B.A., B.Sc., B.Ed., B.B.A., B.Kin., and B. Comms. Redeemer currently faces challenges stemming from a post-Christian Canadian culture and the impact it has had on widespread individual belief in the psychological self as the ultimate source for personal identity and understanding. The changing higher education marketplace also contains a proliferation of degree granting institutions, and students are increasingly seeking clear and direct pathways to careers, making institutions like Redeemer with traditional degree nomenclature to appear less relevant and desirable. However, some of these challenges also present opportunities. Post-Christian culture also means that more Christians desire a unique, faith-based higher education institution, as it becomes more difficult to express faith in public spaces.

Encountering Artificial Intelligence: Ethical and Anthropological Investigations

What does it mean to consider the world of AI through a Christian lens? Rapid developments in AI continue to reshape society, raising new ethical questions and challenging our understanding of the human person. Encountering Artificial Intelligence draws on Pope Francis’ discussion of a culture of encounter and broader themes in Catholic social thought in order to examine how current AI applications affect human relationships in various social spheres and offers concrete recommendations for better implementation. The document also explores questions regarding personhood, consciousness, and the kinds of relationships humans might have with even the most advanced AI. Through these discussions, the document investigates the theoretical and practical challenges to interpersonal encounter raised by the age of AI. Cover image credit: The cover image for Encountering Artificial Intelligence: Ethical and Anthropological Investigations was created by Jordan Wales using Dall-E and the prompt “a sibyl conjures a deep neural network, oil on canvas by Raphael.”

Pandangan Terhadap Kematian Dalam Perspektif Al-Quran Dan Ilmu Kedokteran Modern

Al- Quran a part from its position as the main source of Islamic teachings, the Koran is also a significant one. Therefore, since the time of the Prophet Muhammad SAW, and his companions until now, the ulama have produced various works of interpretation with a variety of methods and styles as their reflection on the Al-Quran. However, these interpretations are not an easy thing, because a person's understanding cannot be separated from several factors such as scientific background, experiences, socio-political conditions and so on. The problem regarding the view of death is that recently there has been no clear definition of death, as a result of increasingly sophisticated technology and also the existence of several deaths before entering the era of technological sophistication. Death in the world of modern medicine has the definition of the end of certain biological functions, the cessation of vital organs. such as breathing, heart rate, or blood pressure. However, advances in medical technology have given rise to controversy regarding what criteria should be used to determine whether a person is dead, because currently, in the world of modern medicine, the reference for determining death is the death of the brain stem (brain death).