Off-grid and grid-connected photovoltaic (PV) systems with battery storage rely heavily on efficient energy transfer to maximize PV power utilization and battery lifespan. However, existing literature often overlooks the crucial role of energy transfer efficiency in these systems. This paper proposes a novel, fundamental-based PV power flow strategy that addresses this gap by employing a concept of source-load voltage matching. The proposed strategy ensures optimal voltage matching between the PV array and the battery bank. This is achieved by configuring the battery bank voltage range (between nominal and fully charged states) to closely align with the variation in PV voltage at its Maximum Power Point (MPP) across different operating temperatures. This systematic approach requires specifying the DC load voltage, configuring the battery bank, and selecting PV modules with compatible Vmp (voltage at maximum power) parameters. The system utilizes a high-current blocking diode and current limiter for safe connection between the PV array and battery bank. Additionally, the strategy protects against battery overcharge by controlling parallel fans used for PV panel cooling. Experimental results with a 1.62 kW PV system employing lead-acid batteries demonstrate improved efficiency compared to traditional methods. This innovative approach has the potential to significantly enhance energy transfer efficiency, contributing to improved energy sustainability in PV systems.