Padang Sidempuan Research Articles

HIERARCHICAL CLUSTER ANALYSIS OF DISTRICTS/CITIES IN NORTH SUMATRA PROVINCE BASED ON HUMAN DEVELOPMENT INDEX INDICATORS USING PSEUDO-F

Human development is needed to create prosperity and assist development in a country. In realising this, it is necessary to first look at the quality of human resources in the country, so that its use is more targeted. The measure used as a standard for the success of human development in a country is the Human Development Index (HDI). HDI figure are calculated from the aggregation of three dimensions, namely longevity and healthy living, knowledge, and decent standard of living. The longevity and healthy living dimension is represented by the Life Expectancy. Average Years of Schooling (AYS) and Expected Years of Schooling (EYS) are indicators representing the knowledge dimension. Meanwhile, the decent standard of living dimension is represented by the Expenditure per Capita indicator. The purpose of this study is to explain the characteristics of each cluster obtained from Hierarchical Cluster Analysis of districts/cities in North Sumatra Province based on HDI indicators in 2022 using Pseudo-F. The methods used are Hierarchical Cluster Analysis and Calinski-Harabasz Pseudo-F Statistic. The main concept of this method is to determine the optimum number of groups. This research uses secondary data obtained from BPS. The sample size in this study are 33 districts/cities and the number of variables are 4 variables. The results of the analysis of this study are the formation of 4 clusters with the best method is Ward. Cluster 1 consists of four members, namely Medan City, Pematang Siantar City, Binjai City, and Padang Sidempuan City, where this cluster has a very high HDI level. Meanwhile, Cluster 4 is a cluster that has a very low HDI level with four cluster members, namely Nias District, South Nias District, North Nias District, and West Nias District. Thus, it can be seen that there is a gap between regions in North Sumatra Province.

Solusi Pengolahan Limbah di Kota Padangsidimpuan

Waste is a substance produced from an industrial and household. Waste can be in the form of garbage, latrine water (black water), and waste water from various other domestic activities, waste treatment can also produce economic value and solve waste problems. The purpose of this study was to determine the waste treatment system of the city of Padang Sidempuan, North Sumatera Province by using the data obtained and bibliography searches related to this writing. The type of research used by the author is descriptive, namely to explain about the waste management system in the city of Padang Sidempuan. While the data taken in this study is primary data obtained based on direct observation, namely by looking at places that have been affected by flooding and pre-existing hygiene data.

ANALYSIS OF THE EFFECTIVENESS OF ACCIDENT INSURANCE COMPENSATION SETTLEMENT FOR PUBLIC TRANSPORTATION PASSENGERS AT PT. JASA RAHARJA REPRESENTATIVE OF TK II PADANG SIDEMPUAN

This study aims to determine how the effectiveness of compensation settlement has been running effectively or ineffectively in accordance with the operational standards of PT. Jasa Raharja tk II padang sidempuan. This study used qualitative descriptive method with data collection of interviews, observations, documentation. The sample of this research is the company PT. Jasa Raharja Representative of TK II Padangsidimpuan, using descriptive analysis techniques which include: data reduction, data presentation, and conclusions. Specifically, that the data above shows the number of victims who have been disbursed compensation funds and their effectiveness is good and the settlement is timely. The measurement of effectiveness in general and most prominent is program success, goal success, satisfaction with the program, input and output levels, achievement and overall goals. Program effectiveness can be carried out with operational capabilities in carrying out work programs in accordance with predetermined goals. It is known that the analysis of the effectiveness of the settlement of accident insurance compensation for public transportation passengers at PT Jasa Raharja TK II Padang Sidempuan has been very good and effective. and all programs on the road at PT jasa raharja tk ii padang sidempuan have reached the desired target.Keywords: Accident Insurance; Indemnification; Effectiveness

Validation of local wisdom and culture as justification of cultural tolerance in Padang Sidempuan, North Sumatra

This local wisdom is one of the products of tradition that lives in society and also develops in the environment of indigenous peoples which has been passed down from generation to generation. This local wisdom functions as a guide to behavior and also shapes people in life by displaying a wise, wise, kind and authoritative side that is firmly entrenched in people's lives and at the same time becomes a guide in that life. In today's society, sometimes local wisdom becomes one of the entities that determines human dignity, which presents intelligence, knowledge, and morals. This is one of the foundations of building a civilized society in the midst of the onslaught of the current era of globalization. This study uses a qualitative and ethnographic approach using primary data through interviews and documentation. This study found that local wisdom has validation that serves as justification for cultural tolerance in the Padang Sidempuan area. The powerlessness of indigenous peoples who are racing towards the traditional side is indeed threatened by the inability to maintain existence in order to continue the traditions of their ancestors which have begun to be eroded by the times.

Examining the Performance of Perum Bulog Employees Padang Sidempuan City Branch Office

The purpose of this study was to analyse: (1) The Effect of Leadership Style on Employee Performance at Perum Bulog Padang Sidempuan City Branch Office; (2) The Effect of Work Motivation on Employee Performance at Perum Bulog Padang Sidempuan City Branch Office; (3) The Effect of Leadership Style and Work Motivation on Employee Performance at Perum Bulog Padang Sidempuan City Branch Office. The method in this study uses a quantitative associative approach, the number of samples in this study were 50 respondents by taking all employees. The data collection technique in this study used a questionnaire or questionnaire distributed to Perum Bulog employees at the Padang Sidempuan City Branch Office. Data analysis techniques using multiple linear regression, classical assumption test, t test, f test and coefficient of determination. Data processing in this study using SPSS 25.00 for windows. Based on the results of the study, it shows that the Leadership Style partially has a significant effect on Employee Performance at Perum Bulog Padang Sidempuan City Branch Office. Then Work Motivation has a significant effect on Employee Performance at Perum Bulog Padang Sidempuan City Branch Office. Leadership Style and Work Motivation simultaneously have a significant effect on Employee Performance at Perum Bulog Padang Sidempuan City Branch Office.

Manajemen Strategi Kepala Madrasah dalam Meningkatkan Kinerja Guru Pendidikan Agama Islam (PAI) pada Madrasah Tsanawiyah Negeri 1 Padangsidimpuan

This study aims to find out how the management strategy of the madrasa head in improving the performance of Islamic religious education (PAI) teachers at Madrasah Tsanawiyah Negeri 1 Padang Sidimpuan. This research uses a qualitative approach with descriptive methods. Research data obtained from interviews with research informants as many as 8 people. There are two data collection techniques in this study, namely observation and interviews. The results showed that the management strategy of the head of Madrasah Tsanawiyah (MTs) Negeri 1 Padangsidimpuan on improving the performance of Islamic Religious Education teachers through socialization and training. The implementation of the Madrasah head's strategic management in improving the performance of Islamic Religious Education (PAI) teachers at Madrasah Tsanawiyah (MTs) Negeri 1 Padang Sidempuan has been carried out. Teacher discipline development is carried out every monthly meeting. Evaluation of the implementation of the Madrasah Principal's strategic management in improving the performance of Islamic Religious Education (PAI) teachers at Madrasah Tsanawiyah (MTs) Negeri 1 Padang Sidempuan can be seen from the performance of Islamic Religious Education (PAI) teachers at Madrasah Tsanawiyah (MTs) Negeri 1 Padang Sidempuan having good performance with a frequency of 96.25% the indicator can be fulfilled. In this case around 3.75% which is not fulfilled is in the shortage of learning media.

The Relationship Between Dowry And Education: The Practice Of Giving Dowry In Padang Sidempuan

The research problem is the influence of women's education on marriage dowries in the city of Padang Sidimpuan. Giving dowry is mandatory in marriage while education is experience in studying in formal educational institutions so giving dowry based on education is a practice in society in giving marriage dowries. Articles 30 and 33 state that the determination of the dowry must be made by both parties and must be made in cash, but in a state of debt at the time after the contract, it does not cancel the marriage. The research methodology used is qualitative field research, namely research conducted by collecting primary and secondary data on the phenomenon that is happening directly. this research which becomes the primary data is data obtained directly from the research subject. Primary data is the influence of education in determining the dowry and public opinion on the matter in Padang Sidimpuan. Primary legal materials are the Al-Qur’an and Hadist, Book translation dictionary. Furthermore, data collections techniques were carried out by interview, observation, and documentation. The result of this study are, firstly Education is indeed the determinant of dowry in marriages in the city of Padang Sidempuan, this is supported by several factors such as the request of the prospective wife, and secondly, the dowry given is a form of honoring the wife.

Employee Performance Model Through Job Satisfaction: Distributive Justice and Procedural Justice at the Padang Sidempuan City Health Office

Organizations must concentrate on their human resources to perform their functions optimally in order to create a more advanced organization, especially in light of impending environmental changes. This research aims to analyze the relationship between distributive justice and procedural justice, as well as their impact on job satisfaction, among health office workers. This study is use quantitative method. Total of 285 workers involving in this study as subjects. This study was used surveyed for the research. In analyzing data SEM PLS was used to analyze the collected data. The result of this study found employee performance at Health Office is influenced by distributive justice, procedural justice, and job satisfaction. The impact of distributive justice on employee performance is mediated by job satisfaction; the impact of procedural justice on employee performance as mediated by job satisfaction. In order to promote procedural justice management have to improves on-time work completion, fair implementation of leadership decisions, provision of a pleasant working environment, encouragement of positive attitudes among workers, and the dissemination of accurate and up-to-date information.

Pertanggungjawaban Perusahaan Asuransi PT. Jasa Raharja (Persero) Kantor Perwakilan Padangsidimpuan Terhadap Korban dalam Kecelakaan Lalu Lintas Berbasis Perlindungan Hukum

This study aims to analyze the role, responsibilities, implementation, and accountability of PT. Jasa Raharja (Persero) Kantor Perwakilan Padang Sidempuan, an insurance company, towards victims of traffic accidents based on legal protection. The research utilized an empirical legal research method with a descriptive analytical approach. Data were obtained through literature review and qualitative analysis of field research. The findings indicate that PT. Jasa Raharja (Persero) has a role in collecting mandatory contributions and donations from transportation owners/operators and public transportation passengers. The company is responsible for providing compensation to traffic accident victims as regulated by legislation. The implementation of responsibilities aligns with the legal regulations. However, challenges arise regarding the requirements and processing time for filing insurance claims for traffic accidents. The accountability towards traffic accident victims based on legal protection is insufficient due to public unawareness of compensation provisions and procedural requirements for submitting compensation claims. Consequently, the legal protection for traffic accident victims and the community remains unrealized

Sanksi terhadap Praktik Bullying di Pesantren Kota Padangsidempuan

Bullying is an event that is so worrying because it occurs in educational institutions such as Islamic boarding schools. The background to the occurrence of bullying is due to the different characters of the students, their age or level of education, and the culture of their family origin. With these various differences in the background, life in Islamic boarding schools is full of diversity, but problems can also arise, one of which is bullying. The location of this research is at the Padang Sidempuan Islamic Boarding School, namely Al Ansor Padangsidempuan Islamic Boarding School and Darul Ikhlas H. Abdul Manap Siregar Padang Sidempuan Islamic Boarding School. This study aims to find out how bullying occurs in Islamic boarding schools in Padang Sidempuan City and how to deal with it. Data collection techniques used were observation, interviews, focus group discussions (FGD), and documentation. Data analysis is used with qualitative descriptive analysis. The results of this study show that the forms of bullying that occur are physical bullying, verbal bullying, psychological bullying, and social bullying. To deal with bullying that occurs in Islamic boarding schools, those schools carry out two actions: first, preventive action, which consists of Islamic boarding school religious activities; and second, repressive action, which means that if there is a complaint of bullying, the person concerned will be called to the BK room and processed. If proven guilty, sanctions will be given according to what was violated. The sanctions given are in accordance with what was agreed upon at the beginning of entering the hut. Starting from physical sanctions, summoning parents, even expulsion from the hut. So far, the two Islamic boarding schools have never reached the realm of the law (court). Most are resolved amicably or according to the rules that apply in Islamic boarding schools.

IMPROVEMENT OF CRITICAL THINKING ABILITY AND LEARNING INTEREST MATHEMATICS USING MODELS PROBL EM BASED LEARNING ON STUDENT CLASS V SD IT NURUL ILMI PADANG SIDEMPUAN

The purpose of this research is to improve students' critical thinking skills and interest in learning mathematics Class V SD IT Nurul Ilmi Padang Sidempuan . Using the Problem learning model based Learning can improve critical thinking skills and interest in learning mathematics. Improvement from pre cycle, cycle I, and cycle II based on the criteria of critical thinking and completeness of interest in learning. Obtained increased student learning interest, the acquisition of the average grade of the student class increase that is on pre cycle is 51.5 , on cycle I increase become 71 , 2 and in cycle II it increased again to 77.5 during the pre-cycle 13 students ( 21.6 %) who completed, in cycle I became 29 students ( 48.3 %) who completed, and on cycle II Also happen enhancement become 46 student (7 6 ,7%) Which complete. Meanwhile, students who had not completed the pre-cycle were 47 students ( 7.8.3 %) did not complete, in cycle I decreased to 31 students ( 51.6 %) who did not complete, And on cycle II Also experience decline become 15 student (2 3 , 3 %) Which No complete. Whereas For ability think critical student show that level students' critical thinking abilities can be seen starting from the pre-cycle and cycle I reached 2 students or 1 6,7 %, whereas enhancement from cycle I And cycle II reach 9 student or 31.6 %. On level currently obtained enhancement from pre cycle And cycle I as much as 7 person or 31.6 %, whereas from cycle I And cycle II experience an increase of 7 (43,3%).

Communication Competencies of Intercultural Account Representative in Educating Taxpayer Traders of Palm Oil Collectors at the Pratama Tax Service Office, Padang Sidempuan

The purpose of this research is to analyze communication competencies of intercultural account representative in educating taxpayer traders of palm oil collectors at the Pratama Tax Service Office, Padang Sidempuan. This study uses a qualitative method. Determination of informants in this study is by purposive sampling. From the sampling technique taken by purposive sampling, in order to obtain 8 informants consisting of 4 taxpayers and 4 account representatives. Meanwhile, there were 3 triangulation informants. Data collection techniques using interview and observation. Data analysis by reducing data, presenting data, and drawing conclusions. The results of the study show that communication competencies of intercultural account representative in educating taxpayer consists of motivation to increase economic needs and have the same ethnicity, knowledge of taxpayer profiles, and skills in using the local language which is local wisdom (martarombo/knowing genealogy). Keywords: Communication, Competencies, Intercultural, Account Representative

Implementation of Innovative Learning Media in Increasing Learning Outcomes in Class X Students of SMK Negeri 2 Padang Sidempuan, Tapanuli Selatan District

This study aims to determine a significant relationship in the implementation of innovative learning media in improving results in class X students of SMK Negeri 2 Padang Sidempuan, South Tapanuli Regency. This type of research is descriptive correlational. The population in this study were all 35 students of class X SMK Negeri 2 Padang Sidempuan, South Tapanuli Regency. The sampling in this study was carried out using a total sample technique so that the entire population was sampled, namely 35 people. Data collection in this study is documentation and questionnaires. The questionnaire consists of 20 items and each has 4 options (a, b, c, and d) which have previously been tested to determine their validity and reliability. The results of the data normality requirement test on the implementation of innovative learning media as learning resources are normally distributed with the results of calculating X 2 count < X 2 table (17.40 < 49.80) and student learning outcomes are normally distributed with the results of calculating X 2 count < X 2 table (3.09 < 49, 80). The results of the linearity test of internet utilization data with learning outcomes are linear with the equation Y = 33.50 + 0.58 is linear. The test results for the tendency to use the internet are in the very high category (37.14%) and the learning outcomes are in the very good category (28.75%). To test the hypothesis, the product moment formula is used, where r count > r table (0.39 > 0.33). Then the t test was carried out, it was obtained that t count > t table (2.68 > 1.68) was declared significant at the 5% level. This shows that there is a significant relationship between the implementation of innovative learning media as a source of learning and student learning outcomes in class X SMK Negeri 2 Padang Sidempuan, South Tapanuli Regency. Thus the hypothesis can be accepted for truth. Keywords: Innovative Learning, Learning Outcomes, and class X SMK Negeri 2 Padang Sidempuan, South Tapanuli Regency DOI: 10.7176/JEP/14-5-05 Publication date: February 28 th 2023

SHOPEE PAYLATER LOANS REVIEWED OF KHES

The research problems are how to practice Shopee Paylater loans in Padang Sidempuan City and how to review the compilation of Sharia Economic Law on Shopee Paylater loans. religion teaches its people to have the nature of qanaah, not to have the related wasteful nature until learning the money to buy an item that does not get the benefit or necessary. In the compilation of Sharia Economic Law is mentioned qardh loans. In Article 615 KHES related to qardh, the customer may make additional or voluntary contributions to the lender as long as it is not promised in the transaction. The purpose of this study was to determine how the practice of Shopee Pay Later loans in the city of Padang Sidempuan and review based on the compilation of Sharia Economic Law.This research is field research that uses data collection techniques such as observation, interviews, and documentation. Then pick up books related to this research such as law books, journals, government publications, as well as sites or other sources that support this research. The result of this research is that Shopee Paylater can be accessed by all users by registering first. Then the user can directly do checkout by having an installment payment system of 3, 6, or 12 installments with a predetermined interest. The influence of the use of this feature has a consumptive impact on the community to become addicted to shopping or known as Shopaholic. Even the reprimand given by Shopee does not make some people a deterrent to loans. Based on a review of the compilation of Sharia Economic Law Against loans Shopee Paylater on e-commerce shows that the loan or qardh is not in accordance with article 609 KHES because in the compilation of Sharia Economic Law the borrower may provide additional payments or voluntary donations to the lender, but not agreed upon in the transaction.

AKULTURASI PADA ARSITEKTUR MASJID SYEKH ZAINAL ABIDIN HARAHAP DI KOTA PADANG SIDEMPUAN

This research examines the Syekh Zainal Abidin Harahap Mosque as the oldest mosque in Padang Sidempuan City which was founded in 1880 which was self-educated by one of the religious leaders in Padang Sidempuan City, Syekh Zainal Abidin Harahap and still exists today. The study is seen from various sides, namely the development of mosques, acculturation of mosque architecture, and the role of the Sheikh Zainal Abidin Harahap mosque. This mosque has its own uniqueness from other mosques, namely the acculturation of culture found in the mosque, this is the reason why pilgrims visit this mosque for religious tours in addition to performing worship. The acculturation comes from Arabic, Javanese, and Hindu cultures. The Sheikh Zainal Abidin Harahap Mosque has been legalized as a Cultural Heritage object. This type of research is qualitative research using 4 stages of the historical method, namely, 1) Heuristics, 2) Source Criticism, 3) Interpretation, 4) Historiography. This research will be very useful for the field of education, especially the history of the entry of Islam into Indonesia and local history.

Promotion the Dangers of Smoking in Adolescents at SMAN 8 Padang Sidempuan in 2022

Smoking is a habit of smoking cigarettes that is carried out in everyday life, is a necessity that cannot be avoided for people who have a tendency towards smoking. Cigarettes are one of the addictive substances that can lead to dependence for the wearer. The addictive nature of cigarettes comes from the nicotine they contain. After someone inhales cigarette smoke, within 7 seconds nicotine will reach the brain. All health experts including the World Health Organization (WHO) have long concluded that smoking has many negative health impacts, especially for children and their future. Cigarettes contain 4000 chemicals with 200 types of which are carcinogenic (can cause cancer), where these toxic materials are found in the main smoke, namely cigarette smoke which is inhaled directly into the smoker's lungs and side smoke, namely cigarette smoke produced by the tip of the cigarette that is burning, for example carbon monoxide, benzopyrene, and ammonia. This PKM activity aims to increase the knowledge of teenagers at SMA N 8 Padangsidimpuan about the dangers of smoking by providing education related to efforts to increase knowledge about MKJP. The method used in carrying out this activity is through lectures and discussions. The results of this PKM activity aim to increase knowledge by providing Communication, Information and Education (IEC) with good KIE there will be a communication process with the dissemination of information that accelerates behavior change from the community.

The Effectiveness of Compilation of Islamic Law in Resolving Inheritance Disputes at the Religious Courts of Panyabungan and Padang Sidempuan City

Debate and rejection of some of the Compilation of Islamic Law (KHI) materials regarding inheritance always occur among Indonesian Muslims. Not all provisions in KHI can be accepted by society, especially by Muslims in Panyabungan and Padangsidimpuan City. Several "pasal" must be criticized because they contradict the qat'i texts and have abolished the common fiqh laws in society. In this study, two problem formulations will be answered: How is the implementation of inheritance dispute resolution in the Religious Courts? Second, how effective is the Compilation of Islamic Law in ​​inheritance disputes in the Religious Courts? The type of research used in this study is empirical juridical research using a field research approach. The two locations were chosen because there were differences in settlement of inheritance disputes in their respective Religious Courts. The theory used is Lawrence M. Friedman's legal system. They state that the effectiveness of law enforcement depends on three elements: legal structure, legal substance, and legal culture. Inheritance disputes that enter the average are the determination of heirs. From a structural perspective, judges are influential because they use the KHI Legal Justice approach.

PENYULUHAN DAN PRAKTEK PIJAT BAYI PADA BAYI DI DESA MANUNGGANG JAE KECAMATAN PADANG SIDEMPUAN TENGGARA KOTA PADANG SIDEMPUAN TAHUN 2022

COUNSELING AND TRAINING FOR BABY MASSAGE TO BABY IN MANUNGGANG JAE VILLAGE, PADANG SIDEMPUAN SOUTHEAST DISTRICT PADANG SIDEMPUAN CITY ON 2022 
 NURHAYATI
 Lecturer in the D-III Midwifery Study Program at the Central Midwifery Academy Nurhayatihasibuan77@yahoo.com
 ABSTRACT
 Baby Massage is a technique that can be applied in optimizing baby's growth and development. optimization Given the importance of sleep time for the development of the baby, the need for sleep must really be met so as not to adversely affect its development. The need for sleep is not only seen from the aspect of quantity but also quality. If the quality of the baby's sleep is good, the baby's growth and development can be achieved optimally. One way that can be used to meet these needs is with baby massage. Babies who are massaged will be able to sleep soundly, while when they wake up, their concentration power will be fuller. One way is Baby Massage.
 The purpose of implementing this community service is to add insight to the community, especially mothers during their productive age, especially mothers who have babies, so they can better understand the benefits of doing baby massage to help improve the development and growth of babies. 
 The material used in this Community Service is the lecture method and direct practice of carrying out baby massage to babies. 
 The results of the implementation found that mothers who had baby massage said that they felt a change in their baby's sleep patterns, where after the massage their babies slept more soundly than usual. 
 The conclusion obtained from the implementation of the lecture and practice method is that mothers in the village of Manunggang Jae have not been able to do massage for their babies themselves, so it is hoped that with the counseling and practice provided by mothers and also health cadres they can better understand baby massage techniques and be able to do it yourself without the help of others to their babies. 
 Keywords: Infant Massage, sleep quality, counseling and practice
 
 
 

PENGARUH INFLASI DAN UPAH MINIMUM KOTA (UMK) TERHADAP TINGKAT PENGANGGURAN TERBUKA DI KOTA PADANG SIDEMPUAN

This study aims to determine how the effect of inflation and the municipality minimum wage on the open unemployment rate in Padang Sidempuan City in 2006-2020. The type of research used in this study is quantitative research and uses secondary data with a time series type. The source of data in this study is the official website of the Badan Pusat Statistik (BPS). The analytical method used in this study is multiple linear regression analysis, which is processed using the E-views 10 program. The results of this study indicate that partially inflation has a positive and insignificant effect on the unemployment rate with a significance value of 0.8990. The municipality minimum wage has a negative and significant effect on the open unemployment rate with a significance value of 0.0002. And simultaneously inflation and the municipality minimum wage have a significant effect on the open unemployment rate with a significance value of 0.000076 and the independent variables of inflation and the municipality minimum wage have an effect of 79.40% on the open unemployment rate in Padang Sidempuan City.

The Effect of Business Capital and Labor on the Development of MSMES Through BPUM in the Padang Sidempuan City on the Islamic Perspective

This study analyzes the development path of MSMEs through business capital assistance funds, especially from the Government's Islamic economic perspective. The variables used in this study are business capital, labor and marketing.This research uses a quantitative type of research with statistical analysis. The research population is all MSMEs in padang Sidimpuan city which amounts to 10532 MSME actors. Determination of the sample using the Slovin formula. The variables used in this research consist of the variable Business capital (X1), the Labor variable (X2), the Marketing variable (Z), and the MSME Development variable (Y). The stages carried out in analysing the data of this study are as follows: 1. Descriptive Analysis. 2. Data Instrument Quality Analysis. 3. Analysis of Classical Assumptions. 4. Hypothesis Analysis and. 5. Path Analysis. The results showed that business capital, labor, had a positive influence on the marketing and development of MSMEs. the higher the business capital of msme actors, the better the marketing of an MSME. If the labor level of MSME actors is good, marketing will increase as well. the better the marketing of a business, the better the development of the business so that. If a business already has good business capital, the development of MSMEs is good .The main contribution of this study concern on the influence of BPUM (Banpres Productive Micro Enterprises) on the development of MSMEs is seen from the aspects of business capital, labor, and marketing in the city of Padang Sidimpuan.