Context Of Nigeria Research Articles

Mediating role of customer’s satisfaction on Jaiz bank products: a model development

PurposeThis study developed a model for the mediation role of satisfaction on Jaiz bank products and services as an alternative way of improving customer’s subjective experiences of banking in Nigeria.Design/methodology/approachThis paper adopted structural equation modelling’s confirmatory factory analysis with three-factor theory. Composite reliability, average variance extracted and discriminant validity were used to test the validity and reliability of data collected from a sample of 345 participants comprising senior, middle and lower-income earners. Also, descriptive statistics and independent analysis of variance were used for the analyses.FindingsThis paper provides insights into how Jaiz bank products and services will significantly improved the social lifestyle of Nigeria. Findings also indicates how context-specific Islamic bank products and services are embedded in the social ordering of communities in Nigeria and thus facilitate a more satisfactory and productive experience of customers.Practical implicationsFindings from the study provide insight and inform managers in making an informed decision on the products and services offered to a section of the popular, where strategic and analytical insights could strengthen different segments of the banking system in Nigeria. This study emphasises the significance of Islamic banking within the specific context of Nigeria, and also has an obvious theory and management implications.Originality/valueIt is hard to find a research paper discussing the mediation role of customer’s satisfaction on Jaiz bank products and services in improving the social lifestyle of Nigerians. This study provides a model that can be adopted in analysing products and services of Islamic banks based on customer’s satisfaction.

REMITTANCE VOLATILITY AND HEALTH SECTOR PERFORMANCE: EVIDENCE FROM NIGERIA

For the past three decades the world has witnessed an unprecedented rise in remittance. This upsurge has necessitated researches in its potential impacts on the various facets of development. In spite of the surging interest on the impact of remittance, there has been paucity of researches on the impact of remittance volatility on health outcomes. This study therefore seeks to investigate the nexus between remittance volatility and life expectancy at birth within the Nigeria context, utilizing the Fully Modified Ordinary Least Squares (FMOLS) and Error Correction Model (ECM) for the period 1981 to 2018. Findings suggest that while remittance volatility has statistically significant negative impact on life expectancy in the long-run, it was however positive but insignificant in the short-run. Other factors such as income, education status and public health expenditure were also found to be major determinants of life expectancy in Nigeria. Given that remittances are largely susceptible to external shocks, and are beyond the control of policy makers in the recipient countries, relevant measures should be put in place in the home front to significantly cushion the negative impact of such fluctuations on life expectancy in the long-run.

IMPACT OF CAPITAL STRUCTURE ON THE PERFORMANCE OF QUOTED INSURANCE FIRMS IN NIGERIA

Evidence from the past studies revealed that capital structure has an impact on the firm performance. This research appraises the impact of capital structure on the performance of quoted life insurance companies in Nigeria from 2010 to 2019. The researchers used the panel cointegration model, autoregressive dynamic lag error correction model and pair wise granger causality test to measure the relationship among the variables. The study revealed that capital structure and firm performance has a long-run relationshipand 81% long run disequilibrium is corrected within a year. It was also apparent that there is a significant short run relationship between liquidity of life insurance and return on asset. The Granger causality outcome also shows that bidirectional causality exists between firm size (SIZE) and profitability (ROA) in the short run. We conclude that a large size of life insurance firm has more scope to make more profit in Nigeria context within the study period. The study recommended that to maximize firm’s performance managers must endeavor to obtain and maintain an optimum capital structure level among others.

Real Estate Developers Insight on the Critical Barriers to Sustainable Housing Delivery

Abstract Sustainability has been advocated in the housing sector in developing nations but its adoption is hampered with myriads of barriers. This study investigates the critical impediments to sustainable housing delivery. To achieve this, 18 commonly used barriers in existing literature were selected for investigation in this study. Structured questionnaires were administered to 91 housing developers within metropolitan Lagos, Nigeria and analyzed using both weighted mean and factor analysis. The ranking and normalization analysis showed that out of these investigated barriers, deficiency in government motivations for sustainable housing, non-existence of sustainability enforcement and the absence of information on the sustainable building technologies database were the topmost three critical challenges to sustainable housing delivery. The factor analysis also showed that the underlying factor groupings of the critical barriers can be classified into technology and cost, knowledge and awareness, policy implementation, client and economic related barriers. These research findings have added to the sustainable housing literature within the context of Nigeria. They also create a reliable blueprint which would assist all stakeholders in taking the sustainable approach to ameliorate these impediments, thus promoting sustainability attainment in housing delivery.

Moderating Role of Corruption Control on Firm Level Determinants of Corporate Sustainability Disclosure Compliance in Nigeria

This paper explores the moderating effect of corruption control in strengthening the influence of firm attributes on corporate sustainability disclosure compliance in Nigeria. The study focuses on the existing discussion on mandatory disclosure compliance with a corporate governance code. The extent of disclosure compliance is measured using a total unweighted disclosure index, developed from a panel data set of 118 companies listed on the Nigerian capital market. The companies were selected using a proportionate stratified sampling technique. The dataset for the period of 2011 to 2017 were first analyzed by static panel regression analysis. The regression models were subjected to further robustness checks under dynamic GMM panel regression analysis, to test for possible endogeneity. The findings revealed the significant moderating effect of corruption control, evidenced from the interaction of corruption control with selected firm attributes, namely; industry type, leverage and taxation. The research contributes to the existing literature, as it establishes the importance of control of corruption as an additional factor of corporate sustainability disclosure compliance within the context of Nigeria.

Effects of Public Sector Entities Reform on Transparency and Accountability in Nigeria between Year 2015- 2020

This paper examined the effects of public sector reforms in entities and how the reforms promote accountability and transparency. The purpose is to examine public sector reforms between 2015 - 2020 that support transparency and accountability. We further examine to what extent the objectives have been attained and factors or challenges militating against efficient public sector reforms in Nigeria. We focus on a three specific proxies and their dimension of transparency and Accountability-Ease of doing business, Open Budget Initiative and Corruption Index using World Bank's Indicators and Transparency International Rankings. We carry out a thematic survey and find that in the Nigeria context, several public sector reform initiatives have been implemented over the years covering all sectors and different levels. The reform measures vary depending on the priority of the political leadership, however, it all anchored on the principles of economy, efficiency and effectiveness, transparency, social growth, innovation, and good governance. In the end we discovered that some of the reforms initiatives yielded moderate result why other have little or no impact on transparency and accountability. We concluded that, though, Nigeria has developed general guidelines and evolve initiatives to improve the ease of doing business and its budgeting processes, corruption is a widespread problem and is responsible for poor socioeconomic growth and development. We recommend that government take a more direct and frontal route, like imposition of death penalty in the fight against corruption. This will create an environment in which graft and fraud are less likely to proliferate. Additionally, it will ensure government operate seamlessly to the benefit of the general public, the emergence of strong public institutions and finally, a nation where the rule of law actually rules.

Financial well-being of Retirees Community in Nigeria

PurposeThe purpose of this paper is to investigate the financial well-being of often-neglected group in the society. The authors examined the role of risk management and social capital in the financial well-being of the retirees in Nigeria.Design/methodology/approachA quantitative method of research is used with a six-point Likert scale questionnaire. A survey was conducted to 376 retirees from public organizations to determine the perception of their financial well-being in post-retirement era. The sample population is selected using the simple random sampling technique. An exploratory factor analysis, confirmatory factor analysis and structural equation modeling are used to analyze the data.FindingsThe results indicate that both risk management and social capital are significant predictors of retirees’ financial well-being in the Nigeria context. All respondents have a good education background.Research limitations/implicationsThis study focused on retirees who have worked in public organizations in Nigeria. Thus, it is likely that the results may not be generalized to other settings. The results show that to promote financial well-being among retirees, the focus should be put mainly on individual risk management and maintaining good social capital.Originality/valueThe present study is first of its kind that focuses on contributory role of risk management and social capital in influencing the financial well-being of retirees in Nigeria. Findings make a novel contribution to retirees’ financial well-being literature by clarifying the significant role played by risk management and social capital in promoting the financial well-being of retirees in a developing country, specifically in Nigeria.

Perceptions of Surrogacy Within the Socio-Cultural Context of Nigeria.

Background: Surrogacy might be a reproductive process that brings joy and fulfilment to many, but it also brings with it numerous ethical and legal concerns; it raises questions about the fundamental human rights, welfare and wellbeing of women and infants, especially within a context where it is barely regulated. This article examines the perception of surrogacy within the socio-cultural context of Nigeria. It brings to the fore various socio-cultural concerns that question the influence of surrogacy as a reproductive process on womanhood, motherhood and parenthood. It discusses, by analysing the narratives of the participants, how the surrogacy process is a dereliction of the sacredness and cultural sanctity of the family system, most especially in an African context. Methods: Fifteen (15) stakeholders (traditional birth attendants, medical gynaecologists and legal professionals within the social, medico-legal framework of reproductive health) in Nigeria were engaged in in-depth interviews to unravel the challenges which surrogacy might be facing or encountering as an ART in Nigeria. Results: There are various social, traditional, cultural, and religious beliefs that police the reproductive sphere of Nigeria, which have grave implications on fertility treatment. These socio-cultural and religious factors do not provide a fertile ground for surrogacy to thrive in Nigeria. Hence, it is important that the socio-cultural framing of reproducing in Nigeria become receptive to modern medical reproductive alternatives and innovations. Conclusions: For surrogacy to permeate the reproductive terrain of the country there is a need to jettison several socio-cultural and religious sentimental beliefs policing reproduction in Nigeria.

Estimation and Determinants of Multidimensional Energy Poverty among Households in Nigeria

The sustainable use of clean and safe sources of energy is indeed a global challenge. Traditional and unsafe forms of energy use is predominant among households in sub-Saharan Africa. This is not only a threat to the environment, but also constitutes health risk to the population. In the Nigeria context, this study provides the first attempt to estimate household energy poverty status and also investigate the driving factors of household energy poverty status using the National Demographic Health Survey (NDHS) dataset. The analytical techniques adopted in this study are based on Multidimensional Energy Poverty Index (MEPI) and Tobit regression model. Our results show that national average MEPI was 0.38, suggesting that majority of the households are energy poor. Energy poverty is however found to be higher in rural areas than in urban areas. We also found that male-headed households, age, rural sector and northeast residents are found to be the energy poverty enhancing factors, while household income and credit access are energy poverty inhibiting factors. The study concludes that income smoothening among other energy poverty reduction interventions should be prioritized, especially among rural households in order to help them exit energy poverty trap.

ICT: Providing Sustainable Economic and Social Development in a Ubiquitous Network Society

The development of the traditional infrastructure of any country would facilitate and enhance information society. However, inadequate infrastructural development, poor economic and social access, slow adoption of new technology and limited technical know-how are some dilemma plaguing ICT application and implementation in the Nigeria context. This paper therefore, is poised toward addressing these issues and proffering recommendations with the aim of supporting government efforts, increasing the efficiency of social service delivery and raising economic efficiency and cost reduction in ICT related mechanism. It is hoped that ICT applications and usage would lead to systemic growth, economic development, and the provision of socio-economic sustainability in Nigeria.

Sociology of Moral Education: The Context of Nigeria

For there to peace and harmony in a society, people have to conform to standards of behavior that conduce to social well - being. This necessitates teaching of the values and norms of society to the younger generation. The paper used the method of philosophical analysis to explore some sociological issues in moral education and some notable ethical theories that are related to moral education. The paper critically appraised the efficiency of social institutions such as the family, media, peer group, religions and formal educational institutions in fostering moral development of an individual in the contemporary Nigerian society. It is shown that variety of social relationships that exist within each of the institution of society in differing ways contribute to moral education of the child. The paper, however, underscored the unique place of the school system in moral education of individual and development of society. The paper prescribed that teachers of all subjects should contribute to the moral development of learners.

Moderating Role of Corruption Control on firm level determinants of Corporate Sustainability Disclosure Compliance in Nigeria

This paper explores the moderating effect of corruption control in strengthening the influence of firm attributes on corporate sustainability disclosure compliance in Nigeria. The study focuses on the existing discussion on mandatory disclosure compliance with corporate governance code. The extent of disclosure compliance is measured using a total unweighted disclosure index, developed from a panel dataset of 118 companies listed in the Nigerian capital market. The companies were selected using a proportionate stratified sampling technique. The dataset for the period of 2011 to 2017 were first analyzed by static panel regression analysis using pooled Ordinary Least Square (OLS), Fixed Effect (FE), and Random Effect (RE) models. The regression models were subjected to further robustness checks under dynamic GMM panel regression analysis, to test for possible endogeneity. The findings revealed significant moderating effect of corruption control, evidenced from the interaction of corruption control with selected firm attributes, namely; industry type, leverage and taxation. The research contributes to the existing literature, as it establishes the importance of control of corruption as an additional factor of corporate sustainability disclosure compliance within the context of Nigeria.

Modeling The Use of History of Mathematical Thought in Mathematics Instruction

Mathematics is a human creation, which has been developing for more than four thousand years. It emerged as a response to different social and economic needs of civilizations. Historical development of mathematics stresses that mathematics as a science has always been connected to economic and social context and development of society. There is little or no research that promotes using historical content in mathematics lessons in the Nigeria context. In this paper, we model the use of history of mathematical thought (HMT) in mathematics instruction and solved the formulated model equation using integrating factor. The rate at which HMT is used by teachers in mathematics instruction is assumed to be proportional to the number of teachers that do not use HMT. The analysis suggests that with time, only a fraction of teachers can use HMT in teaching mathematics due to the fact that they will not remember to use it, and additional recruitment of teachers will result in only marginal improvement in the usage of HMT.

Drivers of cervical cancer screening uptake in Ibadan, Nigeria

Despite the empirical evidence that cervical cancer screening has been a successful public health initiative to secondarily prevent the incidence and mortality from cervical cancer in developed nations, majority of women of sub-Saharan root, Nigeria inclusive, do not utilize this essential health service. This study/article contributes to the empirical literature on the drivers of cervical cancer screening utilization within Nigeria context. The paper investigates the determinants of cervical cancer screening utilization among both working class women and women involved in trading activities in Oyo state, Nigeria. The statistical estimations find strong support for attitudinal correlates, perceived seriousness and family history as drivers of utilization of cervical cancer screening. While only 13.5% of respondents reported to have ever utilized the screening test, majority had positive attitude towards the screening. The screening uptake among the women could improve, if necessary barriers are addressed. The paper highlights policy recommendations for enhancing organized screening guidelines in a developing country.

Institutional Environment, Entrepreneurial Self-efficacy and Orientation for SME in Nigeria

The economic performance related implications of entrepreneurship and entrepreneurship based SMEs are questionable in the Nigeria context due to lack of entrepreneurial tendency and mismatch between education acquisition and market-based skills requirement; lack of proper institutional infrastructure that facilitates in creation, identification and exploitation of opportunities and acquisition of resources. This research reviews the role of entrepreneurial self-efficacy and institutional environment in entrepreneurial orientation and development of a successful entrepreneurship-based SME. The aim is to integrate the institutional environment, self-efficacy, to address the aforementioned challenges to entrepreneurship-based SME’s development. The review encouraged the role of entrepreneurial self-efficacy and institutional environment in the development of a successful entrepreneurship-based SME. Entrepreneurship, regardless of social, economic and geopolitical circumstances, is a critical engine for sustainable economic growth. Entrepreneurship is frequently considered as a remedy to the severe global sustainability challenges by both scholarly as well as practitioner-based research findings. Entrepreneurship itself is an outcome of a set of human characteristics that enables one to identify, exploit and even create market opportunities related to incremental growth. These characteristics enable entrepreneurs to comprehend and utilize the known and familiar tactics to market-related prospects while simultaneously trying to identify new opportunities and approaches that lend efficiency. Nevertheless, the production and operation of a successful small and medium-sized enterprise (SME) enterprise is a major concern.

Corporate Political Strategies in Weak Institutional Environments: A Break from Conventions

There is a lack of research about the political strategies used by firms in emerging countries, mainly because the literature often assumes that Western-oriented corporate political activity (CPA) has universal application. Drawing on resource-dependency logics, we explore why and how firms orchestrate CPA in the institutionally challenging context of Nigeria. Our findings show that firms deploy four context-fitting but ethically suspect political strategies: affective, financial, pseudo-attribution and kinship strategies. We leverage this understanding to contribute to CPA in emerging countries by arguing that corporate political strategies are shaped by the reciprocity and duality of dependency relationships between firms and politicians, and also by advancing that these strategies reflect institutional weaknesses and unique industry-level opportunities. Importantly, we shed light on the muttered dark side of CPA. We develop a CPA framework and discuss the research, practical and policy implications of our findings.

Education and Gender Disparity in West African Countries: The Nigeria Scenario

Achieving gender parity in education and eradicating disparity in gender gap among developing nations especially the Sub-Saharan African countries, particularly Nigeria, has been a major area of interest and concern of global development discourses. Different reports, narratives, and arguments have been advanced to demonstrate that considerable progress has been made in closing the gaps of gender disparities in achieving educational parity. However, some levels of disparities still remain, mostly at girls’ expense. This paper explores the review of various related materials and global initiative reports to assess education and gender disparities in West Africa more importantly from the Nigeria context. It elicits the notions of gender gaps and the extent of the achievement that has been made in the light of the Millenium development goals at a global glance. It identifies the barriers hindering the process of achieving parity status in education within the West African countries and suggest ways out of the predicament. The paper concludes that the quest for gender parity in Nigeria’s educational system has witnessed some major progress while inequalities still persist. It then provides useful recommendations for better results.

FIRM PERFORMANCE AND CONDENSED CORPORATE GOVERNANCE MECHANISM: EVIDENCE OF NIGERIAN FINANCIAL INSTITUTIONS

This paper extends the prior studies on corporate performance by empirically exploring the impact of overall corporate governance structure on firm performance. To unveil the objective of this study, firstly corporate governance index is built using Principal Component Analysis with 6 (six) identified corporate governance mechanisms from prior studies and then examines its effect on firms’ performance. This study draws a sample of twenty-four (24) financial companies from the listed financial institutions in Nigeria for the period of 2013–2017. The formulated hypotheses are tested by employing static panel data estimators that are Fixed effect and Random Effect Regression. The results reveal that while controlling for firms’ characteristics, constructed corporate governance indicator has a significant and negative influence on the firm performance measured by Return on Asset and Return on Equity. This finding supports that larger board, larger board committees and significant executive involvement have a detrimental influence on the performance of firms. The result implies a weak corporate governance structure is detrimental to higher financial performance amidst the weak institutions characterized in Nigeria context. That is, weaker corporate governance exhibits lower financial performance. This study then recommends that the corporate governance structure in Nigeria listed firms should be review with the intention to enhance the firm performance. Furthermore, it encourages the regulatory agencies like Central Bank of Nigeria, National Insurance Commission and Securities and Exchange Commission, to monitor the compliance of the listed firms to good governance endeavour.

Nigeria Media Market Failure, Causes, Implications and Solutions

The media industry, especially the newspaper genre is arguably failing slowly, and the reason is because the information product is characterised by fixed and low marginal cost. In other words, media content is expensive to produce but cheap to reproduce and passed to consumers via the new information technologies that have made information services more ‘competitive’ and ‘commodified’. The media organisation has been described as a market owing to its structure, functions and regulations in the society where it operates. Although this is the case in Europe, Asia, and North America, there is no known study that focuses on the media market failure in African and Nigerian contexts respectively. The implication of this is that studies carried out in other areas could be generalised on the rest of Africa, and it may not truly paint the picture due to culture, media preferences and consumption rate, politics and other local dynamics. It is against this backdrop that this study focuses on media market failure in Nigeria contexts. The paper unveils the different factors that led to newspapers market failure in Nigeria which include the social media, corruption and physical challenges. Solutions are also proffered in order to resuscitate the ailing print media industry in Nigeria. The paper argues that in the event of lack of urgent intervention, this vital sector that provides alternative sources of information for a vast majority of audiences will face extinction in addition to loss of jobs.

The experience of men who participated in interventions to improve demand for and utilization of maternal and child health services in northern Nigeria: a qualitative comparative study

BackgroundMen in northern Nigeria are considered the leaders and ultimate decision makers, including decisions about health-related behaviours of their wives and children. Yet many men in the region consider pregnancy and childbirth to be in the woman’s domain (even if she cannot make related decisions), and may not see a need to educate themselves on the issues. These dynamics directly influence demand for, and utilization of, maternal, newborn, and child health services. This study examines an intervention that educated married men in northern Nigeria about health issues related to pregnancy, labour, delivery, and the postpartum period, as well as newborn and child health, through participation in male support groups. The curriculum also included interpersonal relationship and household decision making, with an emphasis on the need for men to give their wives standing approval to seek health services as needed, for themselves and their children.MethodsWe conducted 12 focus group discussions with married men in Kaduna and Katsina states in northern Nigeria – half with men who had participated in the male support groups and half with men from areas that the intervention had not reached. Analysis was thematic, focusing on participants’ perceptions of the male support groups, the benefits of the intervention, and enablers and barriers to support group participation.ResultsPerceptions of the male support groups were overwhelmingly positive. Participants internalized important messages they learned, which influenced their decisions related to the health of their wives and children. Some take it upon themselves to educate others in their communities about what they learned, and many say they see changes at the community level, with more utilization of maternal, newborn, and child health services.ConclusionsIn the northern Nigeria context, educating men about danger signs of pregnancy, labour, delivery, newborn, and child health, is crucial to improving maternal and newborn health outcomes. Our intervention was successful not only in educating men, but also in converting some into advocates such that the effect of the intervention went beyond participants to the community. Programmes that aim to improve health-service utilization in northern Nigeria should consider scaling up this, or similar, interventions.