Vacuum arcing poses significant challenges for high-field vacuum devices, underscoring the importance of understanding it for their efficient design. A detailed description of the physical mechanisms involved in vacuum arcing is yet to be achieved, despite extensive research. In this work, we further develop the modeling of the physical processes involved in the initiation of vacuum arcing, starting from field emission and leading to plasma onset. Our model concurrently combines particle-in-cell with Monte Carlo collisions (PIC-MCC) simulations of plasma processes with finite element-based calculations of electron emission and the associated thermal effects. Including the processes of evaporation, impact ionization and direct field ionization allowed us to observe the dynamics of plasma buildup from an initially cold cathode surface. We simulated a static nanotip at various local fields to study the thresholds for thermal runaway and plasma initiation, identifying the significance of various interactions. We found that direct field ionization of neutrals has a significant effect at high fields on the order of 10 GV/m. Furthermore, we find that cathode surface interactions such as evaporation, sputtering and bombardment heating play a major role in the initiation of vacuum arcs. Consequently, the inclusion of these interactions in vacuum arc simulations is imperative.