Phosphorus (P) has been widely recognized as a substance that is difficult to transport due to its tendency to become easily fixed in the soil. However, many reports demonstrate that groundwater P pollution is rising in humus-rich areas. Research is urgently needed to confirm (or reject) the hypothesis that increased P pollution is related to humus, as there is currently limited quantitative research on this topic. In this study, we conducted a series of batch equilibrium adsorption-desorption experiments and column experiments to quantify the effects of montmorillonite colloids (MCs) and humic acids (HCs, the main components of humus) on the P transport behavior. The results indicate that P's adsorption and desorption behavior on MCs can be well simulated using the Langmuir and Temkin models (R2 > 0.91). Compared to the non-HC treatments, HCs significantly increased MCs' P adsorption and desorption capacity 5.18 and 7.21 times, respectively. Moreover, HCs facilitated the transport ability of the MC-P mixture through the saturated quartz sand column. In a 0.1 M NaCl solution, the MC-P mixture is nearly completely adsorbed on the surface of quartz sand, with a penetration rate of only 0.5%. In contrast, the HC-MC-P mixture can evidently penetrate further at a rate of 26.1%. The transport parameters fitted using HYDRUS-1D further indicated that the presence of humic acids significantly decreased the deposition coefficients of colloids, thereby enhancing the co-transport of colloids and P through the quartz sand porous medium. The potential mechanism of P pollution in humus-rich areas is likely enhanced by the formation of an HC-colloid-P mixture, which greatly increases the adsorption amount of P on colloids and enhances the electrostatic and spatial repulsion between colloids as well as between colloids and quartz sand. It reduces the aggregation and adsorption of colloids, ultimately transferring P into groundwater through colloid-facilitated co-transport. The findings of this study clarified the relationship between the transport of P, colloids, and HCs, which provides a theoretical basis for explaining the P pollution mechanism in humus-rich areas.