Building Integrated Photovoltaic (BIPV) is a key technology for achieving zero-energy buildings by generating electricity and reducing energy consumption. Although many studies have analyzed the impact of BIPV on building energy efficiency, there is a lack of comprehensive comparative analysis of various BIPV systems. This study compared the impact of various BIPV systems on office building energy performance and provided optimal solutions for different climate zones. Simulation models for PV rooftop, PV window, and PV shading systems were developed and validated in EnergyPlus. The energy performance of BIPV systems in different Chinese climates was evaluated using these models. The results show that the PV window and PV shading have the most power generation capability in Beijing, and the PV rooftop has the most power generation capability in Kunming. Energy savings in Kunming are the highest with PV rooftop, PV windows, and PV shading at 111.78%, 39.36%, and 44.43%, respectively. Finally, the study calculated the self-sufficiency rate (SSR) and self-consumption rate (SCR), and their ratio, along with the load matching ratio, were used to assess loading matching. Optimal BIPV schemes were identified for each climate zone, revealing that the PV rooftop combined with the PV shading system achieved the best load matching in Kunming, Guangzhou, Changsha, Beijing, and Harbin, with ratios of 82.00%, 69.38%, 70.88%, 74.78% and 67.27%, respectively. These results provide a valuable reference for implementing the BIPV system to achieve zero energy consumption in office buildings under different climatic conditions in China.