In the minimal SU(3)_LxU(1)_N gauge model with a global L_e-L_mu-L_tau (=L') symmetry and a discrete Z_4 symmetry, it is found that the interplay between neutrinos and charged leptons contained in triplets of \psi^i=(\nu^i_L, \ell^i_L, \ell^{ci}_L) (i=1,2,3) naturally leads to the large mixing angle (LMA) MSW solution. The model includes two (anti)sextet Higgs scalars, S^(0) with L'=0 and S^(+) with L'=2, which, respectively, couple to \psi^1\psi^{2,3} for the electron mass and masses of atmospheric neutrinos and to \psi^{2,3}\psi^{2,3} for the \mu- and \tau-masses and one-loop radiative neutrino masses relevant to solar neutrinos. This mechanism is realized by utilizing an additional residual discrete symmetry supplied by explicitly broken L', which guarantees the absence of tree-level neutrino mass terms of the \psi^{2,3}\psi^{2,3}-type. Pure rotation effects due to the diagonalization of neutrino and charged-lepton mass matrices are estimated to yield \Delta m^2_\odot/\Delta m^2_{atm} \leq (m_e/m_\mu)^{3/2}=O(10^{-4}) but the radiative effects supersede the rotation effects to yield \Delta m^2_\odot/\Delta m^2_{atm}=O(10^{-2}) as the LMA solution.