Compared with traditional tetragonal (T) P4mm - rhombohedral (R) R3m morphotropic phase boundary (MPB) system, the structure-property relationship of MPB systems with octahedral tilt is still unclear. In this work, the phase structure evolution under composition and electric field modulations in lead-free (0.9-x)NaNbO3-0.1BaTiO3-xCaZrO3 (NN-BT-xCZ) close to the untilt P4mm-tilt R3c MPB was investigated in details by means of the ex- and in-situ x-ray diffraction and various electrical property measurements. Both P4 mm and R3c phases can irreversibly transform into a Cc phase under electric field loading, which should be considered as a result of the cooperative coupling between ferroelectric and antiferrodistortive instabilities. Quantitative analysis indicates that little composition dependent lattice strain and domain switching of P4 mm phase can be observed, and the variation of piezoelectric coefficient is closely related to Cc phase, which exhibits an enhancement of both lattice strain and domain switching within MPB. This suggests that lattice strain and domain switching of Cc phase are coupled. On the contrary, both of them are competed in P4 mm phase because the P4 mm phase is dominated by irreversible domain switching. The experimental results would benefit for deeply understanding the origin of piezoelectric response for many octahedral-tilt MPB piezoelectric systems.