This paper presents a theoretical model, based on truss analogy, to analyze the structural behavior at failure of reinforced concrete beams with steel plates or fiber-reinforced polymer lamitates bonded to their tension faces. The analytical approach, incorporated in the framework of strut-and-tie models, takes into account the nonlinear behavior of materials and of the structural member. In addition, it includes the load transfer mechanism to reflect the plate-debonding phenomenon and associated cracking of concrete cover, both of which play a critical role in the failure process of plated beams. The model, which takes into consideration all the possible failure modes of plated beams, is capable of predicting the beam load-carrying capacity at ultimate and, also, of indicating the associated mode of failure. It aims to develop a rational engineering analysis in a field which until now has been studied with linear elastic approaches or empirical methods. The proposed model has been validated by comparing the results obtained in the present analysis with over a hundred experimental results available in published literature. Furthermore, the results obtained with the present analysis are compared with those obtained by two other models, and it is shown that the model proposed here provides a consistent and satisfactory correlation with a wide range of reinforced concrete beam tests strengthened with steel or polymer composite plates.