Inclusion Levels Research Articles

Stocking density affects growth, feed utilisation, metabolism, welfare and associated mRNA transcripts in liver and muscle of rainbow trout more pronouncedly than dietary fish meal inclusion level

In aquaculture, stocking density and diet composition are critical factors that influence the performance and welfare of the farmed animal. However, there is limited information on their interactive effects. In this context, applying a 2 × 2 factorial design, we conducted a 12-week feeding trial to evaluate the effect of stocking density (low, LSD: 3.3–15 kg m−3 and high, HSD: 5.8–25 kg m−3; initial-final values) and dietary fish meal content (high, HFM: 30 % and low, LFM: 15 %) on growth, feed utilisation, metabolic oxygen consumption, tissue indices, carcass composition, plasma metabolites, and transcriptional regulation of growth, metabolism and welfare-related biomarker mRNAs in liver and muscle of the juvenile rainbow trout. At the whole-animal level, the HSD group showed significantly higher routine metabolic rate and feed intake indicating higher energy demand; but growth and feed efficiency was lower in HSD than the LSD group. Morpho-anatomically, HSD fish had lower relative gut length and higher intra-peritoneal fat index than LSD fish. Lower plasma free amino acids and glucose levels reiterated high energy expenditure in HSD, and elevated albumin levels indicated potential oxidative stress in the HSD group. Correspondingly, at the transcriptional level, hepatic mRNA levels of antioxidative enzymes (sod, cat, gst, g6pd) and stress-related molecular chaperone hsp90 were up-regulated in HSD; while the transcript abundance of growth-axis markers (ghr, igf1 igf2) and nutrient-sensor mtor were decreased. In muscle, proteolytic pathway components fbx32 and murf1 were upregulated in HSD, and concurrently mtor was also upregulated suggesting higher protein turnover in this group. With respect to the effect of dietary fish meal inclusion levels, LFM showed decrease in growth, hepatic igf2 expression, and lower plasma triglycerides and free amino acid levels than HFM group. However, the sensory appearance of flesh was found to be slightly better in LFM. Significant diet-husbandry interactions were not observed phenotypically, but the mRNA abundance of hepatic markers (ampk1, hsp70, mhc1 and tnfa) linked to energy-sensing, stress and immune response were differentially regulated. Overall, the study shows that high stocking density has a greater degree of impact on fish growth and welfare than reduction in dietary fishmeal inclusion, with limited interactional effects.

Performance Evaluation of African catfish (Clarias gariepinus) Fed Diets with Varying Dietary Inclusion Levels of Christmas Melon (Laganaria breviflorus) as a Partial Replacement for Wheat Offal

This study evaluates the effects of Christmas melon (Laganaria breviflorus)-based diets on the growth and hematology of African catfish (Clarias gariepinus) after a 6 (six)-month feeding trial. A total of 240 C. gariepinus juveniles with an average weight of 10.68 g were procured from the Fisheries and Aquaculture Department Hatchery Unit for the feeding trial. After acclimating for a week (7 days) using 2.00 mm Coppens feed (45% CP) twice per day, the fish samples were randomly distributed into 12 tarpaulin tanks of 4 ft × 4 ft × 4 ft with a 200 L water holding capacity (four (4) different treatments presented in triplicate). Twenty (20) fish per tank were fed twice daily with the compounded feed with varying dietary inclusion levels of Christmas melon (0% (control), 5%, 10% and 15%). The weights and lengths of the sampled fish were measured biweekly to determine the growth performance, while hematological parameters, such as the packed cell volume, erythrocytes, hemoglobin, and leucocytes were determined midway through and at end of the feeding trial. The data collected were analyzed using ANOVA, and the results revealed the optimum growth and nutrient utilization and hematological and serum biochemical parameters of C. gariepinus in T3. The length–weight relationship results revealed that the fish exhibited an isometric growth pattern with B-values above 3 across the treatments. In conclusion, the results obtained in this study revealed that Christmas melon (L. breviflorus) could replace wheat offal by up to 10% in the diet of C. gariepinus without negative effects on the obtained optimal growth performance, hematological parameters, or serum biochemistry.

Effect of Mg on the Microstructure, Mechanical Properties, and Surface Roughness of Functionally Graded A413 Composite: Machine Learning Approach at Wire‐Cut Electric Discharge Machining Zone

The present study assists the industrial sectors by implementing low‐weight high‐strength aluminium composite. The pristine magnesium as a reinforcement in three different weight percentages (3.5, 7, and 10.5) is utilized to fabricate the A 413 composite using centrifugal casting. The density analysis concludes a higher level of Mg inclusion prompts the material to save 3.9% of weight. Microstructural study of centrifugal casting specimens reveal a rich existence of hard phase Mg2Si in the outer zone, with its richness decreasing toward the inner zone. The tensile test result affirms the functionally graded nature of the material with the increasing trend of tensile strength from the inner to the outer. Fractured surface analysis concludes the existence of cracks and their propagation for the inner region specimen. The influence of magnesium on the surface finish of functionally graded composite at the wire cut electric discharge machining (WEDM) zone is predicted using a machine learning‐based random forest regressor (RFR) algorithm. The supervised learning algorithm declares that 10.5 wt% of Mg facilitates the minimal surface roughness of 0.229 µm with the optimal combination of parameters 6 A of current, 115 µs of pulse‐on time, 60 µs of pulse‐off time, and 8 N of wire tension.

Influence of different levels of black soldier fly larvae meal on growth performance and carcass quality of broiler chickens

A study was conducted to examine the impact of two inclusion levels of Black soldier fly larvae meal (BSFLM) replacing soybean meal on growth performance, nutrient utilization, carcass characteristics and meat quality of broilers. Three experimental diets based on corn-soybean meal were developed to contain 0 (control), 6 (BSF 6) and 12% (BSF 12) BSFLMfor both starter and grower phases. Each experimental diet was randomly allotted to six replicate pens (eight birds per pen). The birds were offered starter pellets from 0 to 14 day post-hatch and grower pellets from 15 to 28 day post-hatch. The experimental diets were tested for pellet durability index (PDI). There was an interaction between diet and growth phase (P < 0.001) for pellet durability index where starter diets had always a higher PDI than the grower diets, but the difference was greater for control diet than BSF 6 and BSF 12 diets. Apparent metabolizable energy (AME) of diets and coefficients of apparent ileal digestibility (CAID) of nutrients were measured on day 28 using titanium dioxide marker ratios in the diet and excreta/ileal digesta. On day 28, the weights of live body, carcass, fat pad, breast and gizzard were recorded, and then breast meat quality (meat pH, drip loss and cooking loss) was examined. Inclusion of BSFLM of up to 12% did not reduce live weight gain or feed intake. Live weight and carcass weight were heavier in broilers fed 12% BSFLM than controls (P < 0.02), but were not different than those fed 6%, while controls were not different than those fed 6%. Breast weight (percentage live weight) was lower in birds offered 12% BSFL than in others (P < 0.04). No differences were observed between diets for the percentage weight as carcass, fat, pad and gizzard. The AME and AMEc of diets were the highest in broilers fed 6% BSFLM diet (P < 0.005), but there were no differences between controls and those fed 12% BSFLM. The CAID of DM, ash and N in birds fed 6% BSFLM were greater than (P < 0.03) birds fed 12%, but were not different than controls, which were also not different than those fed 12%. Broiler breast meat quality was unaffected by dietary treatments. In conclusion, BSFLM at 12% can be used effectively as a SBM replacement in starter and grower diets, without affecting the growth performance, nutrient utilization, carcass characteristics and meat quality of broiler chickens.

Reflection of Gender Digital Divide on Digital Financial Inclusion in Context of Indian Bankers: An Empirical Analysis

The study aims to examine the presence of gender difference in Digital Financial Inclusion of Indian bankers reflected through Gender Digital Divide. UTAUT2 model was adopted to examine the Behavioral Intention of bankers to adopt Digital Banking. Structured questionnaires framed on 5-point Likert scale were distributed among 300 bankers, selected through random sampling, and received 260 completed questionnaires. Statistical data analysis was done using PLS-SEM. Findings reveal that five out of the eight UTAUT2 factors (Perceived Usefulness, Social Influence, Hedonic Motivation, Habit, and Price Value) have significant roles for men and three have significant roles for women (Perceived Ease of Use, Personal Innovativeness, and Facilitating Conditions). Research indicates that women are trailing behind in the use of digital banking, which is concerning because their internet banking adoption and usage can motivate other women to use digital media, thereby raising their Financial Inclusion level.

Leveraging Fintech mobile money to expand banks’ financial services in developing countries

Mobile money consists of payments through mobile devices using Fintech platforms. Despite the accelerated mobile money adoption in developing countries, financial inclusion levels lag those in the developed world. We unveil how disruptive Fintech can foster financial inclusion, by examining a sample of nearly 70,000 observations from 70 emerging countries in 2021. Our results indicate that mobile money and its associated epidemic effects enhance the transition to deposit and credit-based financial services if institutional conditions and banks’ financial technologies are well aligned. This suggests that non-banks’ Fintechs can facilitate the uptake of financial services provided by conventional banks.

High dietary Mucuna pruriens utilis seed meal compromises growth performance, carcass traits, haemato-biochemistry, and meat quality of broilers.

Usage of soyabean meal (SBM) in broiler diets is economically and environmentally unsustainable thus necessitating investigation of alternative protein sources. Therefore, this study investigated effects of incremental inclusion levels of Mucuna pruriens utilis seed meal (MSM) for partial substitution of SBM in broiler diets. In a completely randomized design (CRD), 400day-old Ross 308 chicks were allotted to 5 iso-caloric-nitrogenous MSM-containing (0, 5, 10, 15, and 20%) dietary treatments. Each treatment was replicated 8 times, with each pen having 10 birds, during starter (d1 - 14), grower (d15 - 28), and finisher (d29 - 42) phases. Results showed that dietary MSM decreased feed intake (FI: quadratic: P < 0.001), body weight gain (BWG: linear: P < 0.001), and feed conversion efficiency (FCE: linear: P < 0.001) as it linearly decreased slaughter weight (SW: P < 0.001), hot carcass weight (HCW: P < 0.001), cold carcass weight (CCW: P < 0.001), dressing percentage (P < 0.001), and breast weight (P < 0.05). In contrast, dietary MSM linearly increased the weights of the liver (P < 0.01), proventriculus (P < 0.001), gizzard (P < 0.001), duodenum (P = 0.01), jejunum (P < 0.001), ileum (P < 0.001), caecum (P < 0.01), and colon (P < 0.01). Also, dietary MSM quadratically increased blood heterophils (P < 0.05) and alkaline phosphatase activity (P < 0.05) of the chickens whilst linearly increasing their serum amylase (P = 0.001) and lipase (P = 0.001) activities and linearly decreasing their serum symmetric dimethylarginine (SDMA: P = 0.001) and cholesterol (P < 0.05). Further, dietary MSM linearly decreased chicken breast meat ultimate pH (P < 0.05) whilst linearly increasing its cooking loss (P < 0.01), drip loss (P < 0.05) and shear force (P < 0.01). In conclusion, dietary MSM compromised growth performance, carcass characteristics, and meat quality of broilers as it increased the weights of their digestive-metabolic organs.

Physicochemical and Organoleptic Properties of Greek-Type Yoghurt Fortified With or without Omega-3 Fatty Acid and Honey

This study was designed to determine the physicochemical and organoleptic properties of Greek yoghurt fortified with or without honey and Omega-3 fatty acids at different inclusion levels. Greek–type yoghurt was prepared in seven formulations thus: No addition of honey and Omega-3 fatty acid (Treatment 1), honey at 5% inclusion level (Treatment 2), honey at 7.5% inclusion level (Treatment 3), honey at 10% inclusion level (Treatment 4), honey at 5% inclusion and Omega-3 fatty acid at 2% inclusion level (Treatment 5), honey at 7.5% inclusion level and Omega-3 fatty acid at 2% inclusion level (Treatment 6) and honey at 10% inclusion level and Omega-3 fatty acid at 2% inclusion level (Treatment 7). The organoleptic properties, physicochemical properties, Thiobarbituric Acid Reactive Substances (TBARS) and microbial loads of yoghurts were determined using standard procedures on days 0, 7 and 14 of storage in a completely randomized design. Data were subjected to ANOVA at α-0.05. There were significant differences among the microbial population of the treatments (P&lt;0.05). Formulated yoghurt samples revealed T7 as having the highest microbial load (5.54± 0.21 CFU/mL) while T5 had the lowest (0.22± 0.03 CFU/mL). Treatment 4 was significantly higher (P&lt;0.05) in fat (0.94± 0.02%), WHC (74.14± 0.08 g/kg-1) and titratable acidity (0.89± 0.00 g/L) and had the lowest value in pH (4.08± 0.02), total solids (33.50± 0.05%) and crude protein (7.06± 0.04%) w. In comparison, treatment 7 was significantly higher (P&lt;0.05) in syneresis (35.96± 0.13%) and lactose (3.08± 0.12). Fat, total solids, pH and WHC, declined with storage days while titratable acidity, moisture content and syneresis increased with storage days. The yoghurts were generally well accepted and rated by the panellists in this trend: T2&gt;T3&gt;T4&gt;T6&gt;T5&gt;T7&gt;T1.

Growth performance and proximate composition of Clarias gariepinus (Burchell, 1822) fingerlings fed varying inclusion levels of ripe banana (Musa Sapientum) peel

The cost of fish feed is of great concern in fish farming. The growth performance and proximate composition of Clarias gariepinus fingerlings fed varying inclusion levels of ripe banana peels as a possibility of replacing soybean as a component of the fish feed were evaluated for a period of 12 weeks. 250 C. gariepinus fingerlings were acclimated for 2 weeks and fed to satiation morning and evening. Five isocaloric and nitrogenous diets were prepared from ripe banana peel thus: 0% (Control), 25% (T25), 50% (T50), 75% (T75) and 100% (T100) inclusion levels to replace equal weights of soybean, respectively. Some growth parameters such as standard length (SL), total length (TL) and weight were determined on weekly basis. The proximate compositions of the fish in each treatment and control were determined at the end of the experiment. The data generated were subjected to one way analysis of variance and considered significant at P≤0.05. From the results; the weight, SL and TL mean values measured in the control were significantly higher than other treatments in most of the weeks of the experiment. The highest weight in the control was 52.43±10.80g while the highest amongst other treatments was 30.67±6.69g obtained in T75 at the end of the 12 weeks. The ash content, crude fibre and fat contents were mostly significantly in T75 and T100. The highest moisture content (12.88±0.74%) was also obtained in T100. The crude protein content was significantly higher in the control than other treatments with 68.69±0.35% at the end of the 12th week. The results of this research has shown that banana peel can be included up to 75% level of inclusion as possible replacement for soybean in fish meal production and therefore, capable of reducing the cost of fish production incurred by farmer. For optimal performance, the crude protein content should be improved upon by inclusion of other cheap protein sources.

Productive, internal organ and intestinal histomorphological characteristics of broiler chickens in response to dietary rapeseed meal: A meta-analysis.

The use of rapeseed as a source of protein in broiler chicken diets has been highlighted. However, there are inconsistent findings on the performance data of broiler chickens fed rapeseed meal (RSM). Therefore, this meta-analysis aimed to resolve the inconsistent findings on the effect of RSM on growth performance, carcass characteristics, internal organs, and intestinal histomorphology of broiler chickens, identify knowledge gaps and create new insights using published data. Fourteen studies on the topic were identified via a systematic search performed on bibliographic databases, and the data generated was analysed using OpenMEE software. A random-effects model was used, and effect sizes were presented as standardised mean difference (SMD) at a 95% confidence interval (CI). Sources of heterogeneity were evaluated using broiler strains, inclusion levels, processing methods, rearing phases and sex as moderators. In comparison with the controls, the results showed that RSM decreased feed intake (SMD = -0.29; 95% Cl: -0.41, -0.18; p < 0.001), average daily gain (SMD = -0.48; 95% Cl: -0.63, -0.32; p < 0.001), and liver weight (SMD = 1.24; 95% Cl: 0.78, 1.71; p < 0.001), but had no effect on feed conversion ratio (SMD = 0.10; 95% Cl: -0.05, 0.23; p = 0.19). Likewise, broiler chickens fed RSM had significantly reduced carcass yield, weights of thigh, abdominal fat and heart when compared with the control. Results indicate that duodenum villus height (DVH) and jejunum villus height (JVH)/crypt depth (CD) ratios were improved in broiler chickens fed RSM. Meta-regression revealed that the analysed moderators are significant predictors of feed intake, average daily gain and feed conversion ratio in broiler chickens. In conclusion, dietary RSM negatively influenced growth performance, liver weight and carcass characteristics in broiler chickens, but improved aspects of intestinal histomorphology traits. Therefore, innovative research on processing methods that will improve the feeding value of rapeseed meal in broiler chickens is recommended.

Assessing the Effects of Guiera senegalensis, Pluchea odorata, and Piliostigma reticulatum Leaf Powder Supplementation on Growth, Immune Response, Digestive Histology, and Survival of Nile Tilapia (Oreochromis niloticus Linnaeus, 1758) Juveniles before and after Aeromonas hydrophila Infection

The effects of three medicinal plants in the feeds of juvenile Nile tilapia (Oreochromis niloticus) were investigated on growth, survival, immunity, and digestive histology at various inclusion levels: (A) Guiera senegalensis at 0, 1, 2, 4, and 8%; (B) Pluchea odorata at 0, 0.5, 1, 2, and 4%; (C) Piliostigma reticulatum at 0, 1, and 2%; and (D) a mixture of the three at 0, 1, and 2%. After 28 days of feeding, fish were infected with Aeromonas hydrophila for 12 days. The results showed that, except for G. senegalensis, the inclusion of the medicinal plants, alone or combined, enhanced the immune response. The diet with 4% P. odorata significantly increased plasma lysozyme and bactericidal activities without affecting feed conversion efficiency or growth. Despite improved immunity, none of the treatments enhanced post-infection survival rates. However, fish fed the 1% mixture showed healthier livers and intestines, with reduced cell swelling and normal lipid deposits, followed by the 2% mixture and the control. These results highlight the potential benefits of incorporating P. odorata and the plant mixture into the diets of Nile tilapia juveniles for enhancing their immune response against A. hydrophila.

Nutritional evaluation of an aqueous-processed canola protein concentrate in diets of Atlantic Salmon Salmo salar at different life stages

A novel aqueous processing method was applied on canola defatted meal to produce a protein concentrate (>76 % crude protein, dry matter basis). This aqueous-processed canola protein concentrate (ACPC) was evaluated in three experiments with Atlantic salmon. The objectives were to (1) estimate the nutrient digestibility of ACPC in juvenile fish, (2) appraise its nutrient digestibility in post-smolt salmon, and (3) evaluate the long-term effect of ACPC on growth, survival, nutrient utilization, body composition, fillet pigmentation and gut histology of post-smolt salmon. In the first study, one Reference and one test diet, which was a blend of 70 % Reference and 30 % ACPC (70:30 ratio), were fed to juvenile salmon (57 ± 7 g) and feces were collected using settling columns. In the second study, post-smolt salmon (228 ± 4 g) were fed one Reference and three test diets, which consisted of three Reference to ACPC ratios: 90:10, 80:20 and 70:30. Feces were collected by manual stripping. The long-term study (168 days) was designed as a 2 × 4 full factorial analysis with two types of formula (Americas, with processed animal proteins (PAPs), and Europe, without PAPs) and four inclusion levels of ACPC (0, 10, 15, 20 %) fed to post-smolt Atlantic salmon (228 ± 5 g). Fish were bulk weighed every 28 or 56 days. Distal intestine and fillet were sampled (10 fish/tank) at the end for histological examination and color measurement, respectively. All diets (43–49 % crude protein, 18–25 % crude lipid depending on studies) were extruded and fed to apparent satiation. The apparent digestibility coefficients (ADCs) of ACPC protein in juvenile and post-smolt salmon were 89 % and ≥ 94 %, respectively. The essential amino acids ADCs in juvenile and post-smolt salmon were 83–99 % and 91–99 %, respectively. ACPC protein digestibility was not significantly affected by its inclusion level (P = 0.470). In the third experiment, growth (TGC: 0.143–0.160) and feed intake (668–780 g/fish) were not significantly affected by ACPC inclusion (P ≥ 0.10). Feed conversion ratios varied between 1.04 and 1.08. An unexpected occurrence of disease caused 1.6 % mortality over three weeks during the 24-week long-term study and survival was significantly higher in salmon fed ACPC-containing diets (P < 0.001). ACPC inclusion significantly increased fillet redness (P < 0.001) and increased villus length of distal intestine (P < 0.001). In conclusion, ACPC was a safe and nutritive protein alternative in salmon diets, regardless of inclusion level.

Dried distiller’s grains in the diets of feedlot lambs: implications for production, carcass characteristics and rumen morphometrics

Context The demand and production of renewable fuels are boosting the production of biofuels. Agricultural industries have been playing a role in the increase of ethanol production from corn and, consequently, their by-products. Dried distiller’s grain (DDG) is a by-product of corn ethanol and can be used as a source of protein and energy in the diet of feedlot lambs. Aims The objectives of this experiment were to evaluate the effects of including DDG in high-concentrate diets on performance, rumen morpho-histology, and carcass characteristics in feedlot lambs. Methods Forty-five Santa Inês × Dorper male lambs with an initial body weight of 21 ± 3.2 kg (mean ± s.d.) and 82 ± 12 days old (mean ± s.d.) were distributed in a randomised complete-block design (nine blocks and five treatments). The experimental diets contained 900 g/kg of concentrate and 100 g/kg of coastcross hay, and DDG was used in replacement of soybean meal and corn. Lambs were fed one of the following five diets for 112 days: control without DDG (0DDG), or diet with 150 (150DDG), 300 (300DDG), 450 (450DDG) and 600 (600DDG) g/kg DM of DDG. Key results The inclusion of DDG from 150 up to 600 g/kg DM in the diet of the lambs linearly decreased (P &lt; 0.01) dry-matter intake (DMI), net energy of maintenance intake, net energy of gain, average daily gain, final body weight and feed efficiency (P &lt; 0.01). The inclusion of DDG linearly decreased (P ≤ 0.04) hot carcass weight, cold carcass weight, hot carcass yield and cold carcass yield. For ruminal morpho-histology, there was a linear decrease in the area of papillae and absorptive surface area (P &lt; 0.01) Conclusions An increase in the DDG level from 150 to 600 g/kg DM in the diet of lambs negatively affected feedlot performance, with detrimental effects on carcass traits and the development of rumen papillae. The lambs showed low acceptance of DDG, even at the lowest level of dietary inclusion (150g/kg DM) as DMI was impaired. Implications DDG should be used with caution in diets for finishing lambs. Dietary inclusion of DDG up to 150 g/kg DM is recommended. Higher inclusions levels may significantly affect performance and carcass weight and yield.

Multinomial Logit Modeling of Financial Inclusion and Financial Literacy of Women MSMEs in Tangerang

This research will examine the determinants of financial literacy and inclusion using sociodemographic variables of women MSMEs in Tangerang. The sociodemographic variables used are education, age, length of business, turnover, source of financing, type of savings, type of credit, credit ceiling, financial literacy score (OJK) and financial inclusion score (OJK). In Indonesia, there has been a lot of research on socio-demographic factors as determinants of financial literacy with mixed and unsatisfactory results, making it less reliable as a research reference. Some of the errors in previous research were that the respondents were not precise enough, for example only students or MSMEs at random. These two things result in the results of entering sociodemographic data being less reliable and ineffective when tested with categorical equation models from the simplest, namely logit, probit and tobit as well as binary logistic to the most complex models such as multinomial logit. Logit, probit and tobit and binary logistics models generally only use two categories of dependent variables, namely 0 if there is no decision or certain condition and 1 if there is a certain decision or condition. Preliminary research data before the Covid 19 pandemic, namely 150 women MSMEs who had unique characteristics in terms of socio-demographic factors as well as levels of literacy and financial inclusion, can be tried to prove empirically that these three variables will play an important role in each other through the multinomial logit categorical equation model according to Bayar et research procedures. al. (2020). The important result to be achieved is that the researcher wants to prove the business potential of women MSME actors in Tangerang, which so far has not been exposed enough to BI UMKM as one of the common market places for all MSME actors in Indonesia. There is a stigma that the low literacy and financial inclusion (OJK) scores of MSME players are a negative effect of less exposure to the business potential of MSME players in the local area. The results of this research succeeded in describing the socio-demographic profile of female MSMEs in Tangerang with several distinctive characteristics, namely the predominance of those with a productive age of 40 - 55 years, the majority having a tertiary education; have a turnover of more than 10-25 million per month and most of them use access to bank and non-bank financial institutions, usually pawnshops, for storage purposes and credit applications. Furthermore, this research succeeded in proposing a categorical equation model with multinomial logistic regression using STATA 13.0 software referring to the research model from Bayar et.al. (2020) and managed to find that socio-demographic variables of financial institutions are always a determining factor in financial inclusion and literacy. The implication is that individual women MSME actors in Tangerang can make financial decisions more quickly considering that they are so close to access to existing financial institutions.

Evaluation of Growth Performance and Economic Efficiency of Immature Lohmann Brown Layers Fed Graded Levels of Undeshelled Defatted Moringa oleifera Seed Cake

In a 22-weeks experiment, the impact and economic efficiency of feeding undeshelled defatted Moringa oleifera seed cake (UDMOSC) to Lohmann Brown layer chicks and pullets were investigated. The study had two phases, focusing on chicks (0-8 weeks) and pullets (9-22 weeks). A total of 150-day-old chicks were randomly assigned to five dietary treatments (0%, 5%, 10%, 15% and 15% with Burgazyme inclusion), each replicated three times, and each replicate containing ten (10) birds in a completely randomised design. Data collected was subjected to analysis of variance (ANOVA) using the GenStat statistical package (2008). In the initial phase, chicks fed dietary UDMOSC consumed less feed but had similar (p ˃ 0.05) final body weight compared to the control group. Chicks fed the control, and 5% UDMOSC gained more weight with better feed conversion. Chicks fed 10% UDMOSC had higher mortality. In the second phase, pullets fed the control diet and 15% UDMOSC with the enzyme (UDMOSC15E) showed significantly higher (p = 0.01) feed intake. Final body weight and body weight gain were notably higher (p = 0.001) in pullets fed the control diet. Feed conversion ratio and mortality rate did not significantly differ (P ˃ 0.05) among treatments. Dietary UDMOSC reduced feed cost per kilogram of body weight gain for starters and pullets. While dietary UDMOSC did not significantly affect starter growth, it lowered total feed cost per bird for starters and pullets except for UDMOSC15E, accruing 20.54 – 27.81%. and 25.39 – 40.19% percentage profit range, respectively. Dietary UDMOSC depressed the growth of starters and pullets, but it was economically advantageous by reducing the cost per kilogram of body weight gain for both groups. The negative impact of dietary UDMOSC on the growth of starters and pullets suggests that including UDMOSC in the immature layer diets should be cautiously approached for economic gain and, therefore, recommended for the pullet stage at an inclusion level not exceeding 10%.

Replacement of Soybean Meal with Rice Distiller’s Dried Grains with Soluble in Layer Diet on Chicken Egg Quality

The experiment was conducted on 144 layers of BV- 300 strain from age of 59th week and completed at 70th week for the period of 12 weeks to study the replacement of soybean meal with rice distiller’s dried grains with soluble (rDDGS) in layer diet on egg quality parameters. The egg weight, shape index, egg surface area, albumin index, yolk index, yolk color score, percent eggshell weight and eggshell thickness parameters were studied. The layer birds were randomly distributed into 4 equal treatments T1 (Control), T2, T3 and T4 with 36-layer birds in each group having 6 replicates of 6 layers each. The control group T1 fed basal layer ration as per the recommendation of BV-300-layer strain and treatment groups T2, T3 and T4 offered 5, 10 and 15% rDDGS inclusion levels replacing soybean meal in diet and recorded for egg quality parameters. It was observed that, the inclusion of rDDGS at 0, 5, 10 and 15% in treatment groups T1, T2, T3 and T4 respectively, in layer diets were non-significantly influenced on shape index, egg surface area, albumin index, yolk index, yolk colour score, percent eggshell weight and eggshell thickness. The egg weights were significantly (P&lt;0.05) decreased in treatment group T4 receiving diet at 15% rDDGS as compared to control group T1 and treatment group T2. However, there was non-significant differences for egg weight in groups T1, T2 and T3. Thus, it was concluded that the rice distiller’s dried grains with soluble (rDDGS) can be included up to 10% in layer diet with replacing soybean meal without affecting the body weights, external and internal egg quality parameters like eggshell weight, shape index, egg surface area, albumin index, yolk index, yolk colour score, egg surface area and eggshell thickness.

Full-fat black soldier fly larvae meal and yellow mealworm meal: Impact on feed protein quality, growth and nutrient utilization of Atlantic salmon (Salmo salar) post smolts

The shift towards insect-based alternatives in aquafeeds stems from the need to reduce the carbon footprint associated with the ingredients used in salmon feeds. In the present study, we describe the effects of full-fat insect meal incorporation on amino acid derivatives in feeds and the growth performance and nutrient utilization of Atlantic salmon post-smolts fed insect meals. A 74-day growth trial was conducted employing 520 fish (143 ± 12.8 g); these fish were fed either a control diet (CO) that contained 20 % fishmeal, 20 % soy protein concentrate (SPC), 14 % wheat gluten, 19 % plant raw materials, 13 % fish oil and 6 % rapeseed oil, or one of four insect meal diets, prepared with either 5 % and 10 % black soldier fly larvae meal (BS5, BS10) or 15 % and 30 % mealworm meal (MW15, MW30), by substituting mainly SPC, wheat gluten and rapeseed oil. The inclusion levels of BS and MW were determined based on their distinct chemical compositions, specifically their lipid content. As regards the results, HPLC-based high-throughput data on amino acid derivatives revealed the following: carboxymethyllysine was significantly higher in the MW30 feed than in BS5, BS10 and MW15 feeds; carboxyethyllysine was higher in the MW15 and MW30 feeds compared to the others; furosine was lower in the MW15 feed compared to the CO, BS5 and MW30 feeds. Regarding the effect of the insect meals on Atlantic salmon post-smolts, their inclusion had no significant effect on feed conversion ratio, health indicators and the retention efficiency of macronutrients. Apparent digestibility coefficients (ADC) of dry matter, lipid, ash and energy were not significantly different. However, protein digestibility in the 30 % MW group (80.4 %) was significantly lower (P ≤ 0.05) compared to the control and BS5 group (84.5 %). Furthermore, the ADC of protein was found to decrease linearly with increasing levels of insect meals, with MW showing a significant relationship (adjusted r2 = 0.77, p = 0.014). Overall, our study highlights the efficacy of 5 and 10 % BS and 15 % MW as ingredients in the feeds of Atlantic salmon. Other focal points included the undesirable amino acid derivatives and a reduction in protein digestibility associated with 30 % of MW in the diet of Atlantic salmon. Hence, future investigations should focus on the effects of feed processing conditions on the protein quality of mealworm before suggesting higher inclusion levels to the feed industry.

Yogurt acid whey powder dietary inclusion level modulates broiler cecal microbiota composition and metabolic activity

All over the world, the increasing demand for Greek yogurt generates vast quantities of acid whey as a by-product. The large volume and nutrient composition of yogurt acid whey makes it worthwhile to investigate potential uses in animal nutrition. This study aimed to investigate the inclusion of yogurt acid whey powder (YAWP) in four dietary levels on broiler performance, cecal microbiota composition and metabolic activity. A total of 300 male one-day-old male Ross broiler chickens were randomly assigned into 4 treatments of 5 replicates each. Broilers were fed maize-soybean meal basal diets following a 2-phase feeding program. Depending on the YAWP inclusion level (g kg-1 diet), treatments were no YAWP addition (W0), YAWP at 25 g kg-1 (W25), YAWP at 50 g kg-1 (W50) and YAWP at 100 g kg-1 (W100). Overall body weight gain, feed intake and feed conversion ratio were not affected by YAWP addition. In the ceca, a linear decrease in total bacteria counts and a linear increase in Lactobacillus spp. was noted with increasing YAWP dietary level. A linear reduction of Clostridium cluster I and E. coli species was noted with increasing YAWP dietary level. A linear increase in total volatile fatty acids concentration, acetic acid and butyric acid molar ratios was shown with increasing YAWP level. In conclusion, the addition of YAWP did not affect overall performance but positively modulated the cecal microbiota and metabolic activity of 42-day-old broiler chickens.

Beneficial effects of Haematococcus pluvialis on growth and hepatopancreas health status in crayfish (Procambarus clarkii) via remodeling the gut microbial metabolic functions

Plant proteins fulfill roles in low-fishmeal diets for crustaceans, but their overuse could have negative effects. Haematococcus pluvialis has the potential to be used as a functional additive due to its high astaxanthin. As such, this study aimed to investigate the effects of dietary H. pluvialis supplementation on growth, hepatopancreas health, and gut metabolic functions in crayfish. 720 crayfish with average weight around 9.20 g were randomized into six treatments (HP0, HP0.3, HP0.6, HP0.9, HP1.2, and HP1.5) in three replications each, and fed six different dosages of H. pluvialis over sixty days. Crayfish exposed to H. pluvialis at concentrations of 0.3, 0.6, and 0.9 % showed significant increases in final average weight, weight gain rate, and specific growth rate (P < 0.05) compared to the HP0 group, together with the highest contents of muscle and shell astaxanthin in the HP0.9 group. Furthermore, increasing H. pluvialis supplementation exhibited the potential to repair hepatopancreas, as demonstrated by the decrease in hemolymph malondialdehyde (MDA) content and activities of alanine aminotransferase and aspartate aminotransferase, as well as the increase in the total protein content, superoxide dismutase, and glutathione peroxidase (GSH-Px) activities. Moreover, high H. pluvialis diets improved microbial dysbiosis by increasing specific microbes, the alpha diversity index, and shifting prominent phyla such as Proteobacteria and Firmicutes. Specifically, dietary H. pluvialis inclusion significantly decreased Vibrio (Proteobacteria) compared to the HP0 group (P < 0.05), but Tyzzerella (Firmicutes) showed the opposite regulatory pattern. A further statistical check revealed that 20 differential OTUs were shared by all H. pluvialis groups compared to the HP0 group, with OTU1439 and OTU2941 identified as the main growth-liver health contributors. Accordingly, high H. pluvialis diets contributed to more complex and stable microbial networks, and down-regulated alanine, aspartate, and glutamate metabolism, as well as lipopolysaccharide biosynthesis. Taken above, the optimal dietary H. pluvialis inclusion level was recommended to be 0.78–0.86 % according to the growth and astaxanthin contents. High H. pluvialis feeding reversed gut microbial dysfunction and improved hepatopancreas antioxidant capacity.

Measuring A Composite Financial Inclusion Index in Lower-Middle Income Countries

This study suggests a composite index of financial inclusion (FI) for financial development, based on three key dimensions: penetration, availability, and usage in lower-middle income countries. The methodology uses principal component analysis PCA to exploit a composite index of financial inclusion and test its impact of new components on financial development. On the secondary data of financial access from the sources of FAS-IMF and WB-Findex, the research result is found that there are two new components of overall financial inclusion: the traditional financial inclusive index (TFI) includes three traditional dimensions: traditional penetration (TP), traditional availability (TA), and traditional usage (TU); and the digital financial inclusive index (DFI) includes three digital dimensions: digital penetration (DP), digital availability (DA), and digital usage (DU). The research findings give the empirical evidence that the digitalized level of financial inclusion is quite weak in lower-middle income countries. The research contributes to the methodology of building a composite index of financial inclusion with optimal weights of dimensions and traditional-digital financial inclusive indexes.